PBBANK PUBLIC BANK BERHAD
PBBANK scores 67/100 on fundamentals: in the top 21% of 1120 scored Bursa Malaysia stocks. Its strongest area is Risk (100/100); its weakest is Price Fairness (33/100).
Nearby peers
Ranks #19 of 38 in Financial Services by score
One-Minute Summary
Why PBBANK scores 67
A financially strong stock, but price fairness needs attention.
After Jun '26 results: 58 → 61+3· Quarterly Consistency Okay → StrongSee all movers →
Business Strength
60Why 60?
Show 3 charts
Net Profit & Equity, with ROE
Revenue & Net Profit, with Net Margin
Sales grew about 13.9% over 4 years: customers keep spending more with this company.
Profit has moved sideways: stable, but not compounding your money faster each year.
Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)
Sales have stayed roughly flat over the last 8 quarters.
Profit has moved sideways over the last 8 quarters.
Financial Safety
83Why 83?
Cash & Dividends
75Why 75?
Show 2 charts
Cash vs Total Debt
Dividends per Share, with Yield
Dividends were cut during this period: payouts here are not guaranteed pocket money.
Price FairnessLowest pillar
33Why 33?
Show chart
Score vs Share Price
The share price is up about 20.4% over the past year.
What happened, and how the price moved
After the last 4 results shown, the price beat the KLCI in the week of the news 3 times.
📅 Next results expected around 16 Nov 2026 (Yahoo's estimate).
- 10 Sep 2026Ex-dividend 10.5 sen a share2.1% yield at that priceWeek▼1.5%KLCI −1.3%Month▼4.4%KLCI −4.5%
- 26 Aug 2026PUBLIC BANK BERHAD To Go Ex-Dividend On September 10th, 2026 With 0.02608 USD Dividend Per Share · Moomoo +1 moreWeek▼2.7%KLCI −0.6%Month▼4.3%KLCI −4.1%
- 26 Aug 2026Public Bank records net profit of RM1.82bil in 2Q, dividend of 10.5c/share · The Star +9 moreScore 58 → 61Week▼2.7%KLCI −0.6%Month▼4.3%KLCI −4.1%
- 14 May 2026Public Bank 1Q net profit flat amid intense competition, volatile markets · The Edge Malaysia +6 moreScore 63 → 58Week▲0.6%KLCI −0.4%Month▼0.2%KLCI −3.1%
- 11 Mar 2026Ex-dividend 12.0 sen a share2.6% yield at that priceWeek▲0.8%KLCI −1.1%Month▼1.9%KLCI −1.3%
- 25 Feb 2026Public Bank records FY25 net profit of RM7.22bil, declares 12c interim div · The Star +1 moreScore 68 → 63Week▼2.0%KLCI −2.1%Month▼0.7%KLCI −1.8%
Risk
100Why 100?
Get an email when PBBANK's score changes, and why
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PBBANK (1295.KL) scores 67/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 21% of 1120 scored Bursa Malaysia stocks.
Its strongest pillar is Risk (100/100); its weakest is Price Fairness (33/100).
PBBANK ranks #19 of 38 scored Financial Services stocks on Score Your Stock.
Yes. PBBANK (1295.KL) has a dividend yield of 4.7%, from dividends with an ex-date in the last 12 months. It pays out 60% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.
Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 1295.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.
The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.
Famously careful bank with a long record of safe, disciplined lending. It is also known as PBB. On Score Your Stock's fundamentals check, it scores 67/100, rated Okay. Its biggest strength is Risk (100/100); its main watch-out is Price Fairness (33/100). Shares currently cost about 13 years of its current profit to buy (P/E 12.8×). It also pays back about 4.7% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/1295-pbbank
Full Financial History
Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.
| Financial Year | Revenue | Net Profit | Operating Cash Flow | Free Cash Flow | CapEx | Cash | Total Debt | Equity | Total Assets | Total Liabilities | Dividends | Return on Equity (ROE) | Net Profit Margin | Debt-to-Equity | Dividend Payout Ratio | Div yield | P/E Ratio | P/B Ratio | PEG Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | RM 14.9b | RM 7.3b | RM 7.1b | RM 6.8b | RM -327.9m | RM 24.6b | RM 18.0b | RM 61.5b | RM 582.1b | RM 517.6b | - | 12% | 49% | 0.3× | 60% | - | - | - | - |
| 2025 | RM 14.7b | RM 7.2b | RM 3.5b | RM 3.3b | RM -266.7m | RM 21.3b | RM 13.6b | RM 59.9b | RM 561.7b | RM 499.2b | RM 21.5m | 12% | 49% | 0.2× | 57% | 5% | 11.5× | 1.4× | 2.0 |
| 2024 | RM 14.0b | RM 7.1b | RM 8.3b | RM 8.1b | RM -183.3m | RM 23.1b | RM 11.9b | RM 57.3b | RM 543.3b | RM 483.4b | RM 20.0m | 12% | 51% | 0.2× | 54% | 5% | 11.1× | 1.4× | 1.4 |
| 2023 | RM 13.1b | RM 6.6b | RM -2.8b | RM -3.1b | RM -308.5m | RM 18.7b | RM 12.0b | RM 54.7b | RM 510.6b | RM 454.2b | RM 14.0m | 12% | 51% | 0.2× | 41% | 4% | 10.9× | 1.3× | 1.3 |