TAKAFUL SYARIKAT TAKAFUL MALAYSIA KELUARGA BERHAD
TAKAFUL scores 68/100 on fundamentals: in the top 20% of 1120 scored Bursa Malaysia stocks. Its strongest area is Financial Safety (100/100); its weakest is Cash & Dividends (25/100).
Nearby peers
Ranks #17 of 38 in Financial Services by score
One-Minute Summary
Why TAKAFUL scores 68
A financially strong, inexpensively priced stock, but cash & dividends needs attention.
After Jun '26 results: 72 → 72See all movers →
Business Strength
80Why 80?
Show 3 charts
Net Profit & Equity, with ROE
Revenue & Net Profit, with Net Margin
Sales grew about 36.3% over 4 years: customers keep spending more with this company.
Profit climbed about 14.2% over 4 years: the business keeps more money as it grows.
Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)
Sales grew about 61.5% over the last 8 quarters: customers keep spending more with this company.
Profit fell about 11.8% over the last 8 quarters.
Financial Safety
100Why 100?
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Debt vs Equity, with D/E ratio
Borrowings grew about 56,111.1% over 4 years: watch this; rising debt adds pressure in bad times.
Cash & DividendsLowest pillar
25Why 25?
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Operating vs Free Cash Flow
Cash flow has been weak or negative recently: the business is burning cash, not building it.
Cash vs Total Debt
Dividends per Share, with Yield
Dividends were cut during this period: payouts here are not guaranteed pocket money.
Price Fairness
67Why 67?
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Score vs Share Price
The share price has been roughly flat over the past year.
What happened, and how the price moved
After the last 3 results shown, the price beat the KLCI in the week of the news 1 times.
- 11 Oct 2026Takaful Islami Insurance PLC Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026 · www.marketscreener.comScore 72 → 68Week▼1.0%KLCI −1.4%Monthtoo recent
- 19 Aug 2026Takaful Malaysia's Q2 profit climbs 5.9pct to RM88.8mil · NST Online +7 moreWeek▼2.8%KLCI +0.5%Month▼6.4%KLCI −2.4%
- 29 May 2026Takaful Malaysia delivers record-breaking first quarter · The StarScore 67 → 72Week▼1.7%KLCI −1.7%Month▼3.5%KLCI 0.0%
- 12 Dec 2025Ex-dividend 18.5 sen a share5.8% yield at that priceWeek▼0.7%KLCI +1.3%Month▼1.4%KLCI +3.3%
Risk
80Why 80?
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TAKAFUL (6139.KL) scores 68/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 20% of 1120 scored Bursa Malaysia stocks.
Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (25/100).
TAKAFUL ranks #17 of 38 scored Financial Services stocks on Score Your Stock.
Yes. TAKAFUL (6139.KL) has a dividend yield of 6.2%, from dividends with an ex-date in the last 12 months. It pays out 41% of its profit as dividends. Its Cash & Dividends pillar scores 25/100.
Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 6139.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.
The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.
Islamic insurer offering family and general takaful such as life, medical and motor cover. On Score Your Stock's fundamentals check, it scores 68/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (25/100). Shares currently cost about 6 years of its current profit to buy (P/E 6.4×). It also pays back about 6.2% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/6139-takaful
Full Financial History
Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.
| Financial Year | Revenue | Net Profit | Operating Cash Flow | Free Cash Flow | CapEx | Cash | Total Debt | Short-Term Debt | Equity | Total Assets | Total Liabilities | Dividends | Return on Equity (ROE) | Net Profit Margin | Debt-to-Equity | Interest Coverage | Dividend Payout Ratio | Div yield | P/E Ratio | P/B Ratio | PEG Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | RM 3.9b | RM 396.2m | RM -192.2m | RM -210.5m | RM -18.3m | RM 1.2b | RM 505.9m | RM 0.9m | RM 2.3b | RM 18.1b | RM 15.8b | - | 18% | 10% | 0.2× | 45.0× | 41% | - | - | - | - |
| 2025 | RM 3.7b | RM 384.7m | RM 86.0m | RM 59.8m | RM -26.2m | RM 1.2b | RM 505.9m | RM 0.9m | RM 2.3b | RM 18.1b | RM 15.8b | RM 18.5m | 17% | 10% | 0.2× | 125.8× | 7% | 6% | 7.1× | 1.2× | 0.7 |
| 2024 | RM 3.4b | RM 378.1m | RM -56.4m | RM -67.4m | RM -11.0m | RM 649.5m | RM 1.2m | RM 1.2m | RM 1.9b | RM 16.7b | RM 14.8b | RM 31.0m | 20% | 11% | 0.0× | 999.0× | 31% | 9% | 8.0× | 1.6× | 0.5 |
| 2023 | RM 2.9b | RM 346.9m | RM -1.1b | RM -1.1b | RM -25.9m | RM 851.4m | RM 0.9m | - | RM 1.7b | RM 14.7b | RM 13.0b | RM 0.0m | 21% | 12% | 0.0× | - | 33% | 0% | 7.8× | 1.6× | 0.3 |