WELLCHIP WELL CHIP GROUP BERHAD
WELLCHIP scores 71/100 on fundamentals: in the top 17% of 1120 scored Bursa Malaysia stocks. Its strongest area is Business Strength (100/100); its weakest is Cash & Dividends (25/100). It carries 2 warning flags: Low-Price Yield, One-off Dividend.
- Carries a Low-Price Yield flag
- Carries a One-off Dividend flag
Nearby peers
Ranks #12 of 38 in Financial Services by score
One-Minute Summary
Why WELLCHIP scores 71
A financially strong, inexpensively priced stock with healthy growth, but cash & dividends needs attention.
After Jun '26 results: 71 → 71See all movers →
Business Strength
100Why 100?
Show 3 charts
Net Profit & Equity, with ROE
Revenue & Net Profit, with Net Margin
Sales grew about 43.3% over 4 years: customers keep spending more with this company.
Profit climbed about 174.2% over 4 years: the business keeps more money as it grows.
Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)
Sales grew about 50.1% over the last 8 quarters: customers keep spending more with this company.
Profit grew about 171.6% over the last 8 quarters: the business is keeping more of what it earns.
Financial Safety
83Why 83?
Show 2 charts
Debt vs Equity, with D/E ratio
Borrowings grew about 74.5% over 4 years: watch this; rising debt adds pressure in bad times.
Short-term assets vs bills, with Current Ratio
Cash & DividendsLowest pillar
25Why 25?
Show 3 charts
Operating vs Free Cash Flow
Cash flow has been weak or negative recently: the business is burning cash, not building it.
Cash vs Total Debt
Dividends per Share, with Yield
Dividends per share have been maintained or raised: management shares the rewards with you.
Price Fairness
83Why 83?
Show chart
Score vs Share Price
The share price is down about 35% over the past year.
What happened, and how the price moved
After the last 4 results shown, the price beat the KLCI in the week of the news 3 times.
- 10 Aug 2026Well Chip 2Q net profit rises nearly 15% on stronger pawnbroking business · The Edge Malaysia +1 moreWeek▲0.9%KLCI −0.5%Month▲6.5%KLCI −1.6%
- 30 Jun 2026Ex-dividend 5.1 sen a share4.9% yield at that priceWeek0.0%KLCI +0.7%Month▲3.8%KLCI +2.0%
- 22 May 2026Well Chip posts record quarterly earnings on stronger pawnbroking contribution · The Edge MalaysiaScore 66 → 71Week▼0.7%KLCI −1.6%Month▼20.7%KLCI −3.3%
- 20 Feb 2026Well Chip posts record quarterly profit on stronger pawnbroking business, declares 5.1 sen dividend · The Edge Malaysia +1 moreScore 63 → 66Week0.0%KLCI +0.8%Month▼9.5%KLCI −2.3%
- 24 Nov 2025Well Chip's 3Q profit nearly triples on higher pawnbroking contribution, sales of jewellery and gold · The Edge MalaysiaWeek0.0%KLCI −0.8%Month0.0%KLCI +3.0%
Risk
67Why 67?
Show chart
Revenue vs Inventory, with Inventory % of Revenue
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WELLCHIP (5325.KL) scores 71/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 17% of 1120 scored Bursa Malaysia stocks.
Its strongest pillar is Business Strength (100/100); its weakest is Cash & Dividends (25/100).
WELLCHIP ranks #12 of 38 scored Financial Services stocks on Score Your Stock.
Yes. WELLCHIP (5325.KL) has a dividend yield of 4.4%, from dividends with an ex-date in the last 12 months. It pays out 31% of its profit as dividends. That payout is at least 3 times its best earlier year, so it is likely a one-off rather than a regular dividend. Its Cash & Dividends pillar scores 25/100.
Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 5325.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.
The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.
Runs pawnshops and gold jewellery outlets across Malaysia, lending against gold and diamonds and selling jewellery too. On Score Your Stock's fundamentals check, it scores 71/100, rated Okay. Its biggest strength is Business Strength (100/100); its main watch-out is Cash & Dividends (25/100). Shares currently cost about 8 years of its current profit to buy (P/E 7.7×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/5325-wellchip
Full Financial History
Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.
| Financial Year | Revenue | Net Profit | Operating Cash Flow | Free Cash Flow | CapEx | Cash | Total Debt | Short-Term Debt | Equity | Current Assets | Current Liabilities | Total Assets | Total Liabilities | Inventory | Dividends | Return on Equity (ROE) | Net Profit Margin | Debt-to-Equity | Current Ratio | Interest Coverage | Dividend Payout Ratio | Div yield | P/E Ratio | P/B Ratio | PEG Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | RM 292.0m | RM 99.8m | RM -189.6m | RM -194.3m | RM -4.7m | RM 23.8m | RM 498.9m | RM 477.7m | RM 504.5m | RM 1.0b | RM 575.0m | RM 1.1b | RM 594.1m | RM 30.1m | - | 20% | 34% | 1.0× | 1.8× | 340.7× | 31% | - | - | - | - |
| 2025 | RM 270.2m | RM 86.1m | RM -165.1m | RM -174.6m | RM -9.5m | RM 15.9m | RM 461.4m | RM 439.4m | RM 483.3m | RM 904.2m | RM 457.8m | RM 960.8m | RM 477.5m | RM 28.6m | RM 4.0m | 18% | 32% | 1.0× | 2.0× | 300.3× | 28% | 3% | 10.6× | 1.9× | 0.2 |
| 2024 | RM 222.1m | RM 50.0m | RM -47.4m | RM -50.5m | RM -3.1m | RM 69.8m | RM 253.0m | RM 229.2m | RM 421.1m | RM 652.6m | RM 242.7m | RM 685.5m | RM 264.4m | RM 27.3m | RM 0.0m | 12% | 23% | 0.6× | 2.7× | 178.1× | - | 0% | 12.0× | 1.4× | 0.3 |
| 2023 | RM 203.7m | RM 36.4m | RM -36.1m | RM -39.3m | RM -3.2m | RM 12.5m | RM 285.9m | RM 264.4m | RM 203.4m | RM 465.3m | RM 273.0m | RM 495.8m | RM 292.4m | RM 32.1m | RM 0.0m | 18% | 18% | 1.4× | 1.7× | 133.3× | 13% | - | - | - | - |