The scoreboard
None of the 10 reaches 80, the Strong line. Being big doesn't buy a high score.
Each company's score is out of 100, built from 5 pillars. 80 and up is Strong; below 40 is Weak.
| # | Company | Size | Score | Business | Financial | Cash | Price | Risk |
|---|---|---|---|---|---|---|---|---|
| 1 | Maybank | RM 120.8b | 69 | 50 | 83 | 75 | 50 | 100 |
| 2 | Public Bank | RM 93.8b | 67 | 60 | 83 | 75 | 33 | 100 |
| 3 | CIMB | RM 77.5b | 67 | 60 | 67 | 75 | 50 | 100 |
| 4 | Tenaga | RM 75.8b | 58 | 80 | 17 | 38 | 67 | 83 |
| 5 | IHH Healthcare | RM 70.7b | 40 | 40 | 50 | 50 | 0 | 58 |
| 6 | Press Metal | RM 53.6b | 75 | 90 | 100 | 75 | 33 | 75 |
| 7 | YTL Power | RM 45.0b | 19 | 20 | 33 | 25 | 0 | 17 |
| 8 | Hong Leong Bank | RM 43.7b | 73 | 70 | 67 | 75 | 67 | 100 |
| 9 | SD Guthrie | RM 39.4b | 62 | 80 | 83 | 38 | 50 | 58 |
| 10 | MISC | RM 39.1b | 64 | 50 | 83 | 88 | 33 | 67 |
Lowest of the 10: YTL Power at 19
The AI story is real. The score reads the bill for it today.
Capex
Free cash flow
Total debt
Yes, this is the company building AI data centres in Kulai, Johor, with Nvidia. That costs money first.
All 5 pillars are below 40. Think of a blood test taken right after a marathon: the result looks bad because the body is doing something hard.
A low score doesn't say the company is bad. It says the money has gone out first. Whether it comes back is for each reader to judge. The full story, with the data-centre order book: The YTL family, scored.
4 banks, scored on bank safety
4 of the 10 are banks. Their Financial Safety score uses bank measures, not the usual debt tests.
Millions of deposits count as money the bank owes. By the usual debt tests, every bank fails.
So for banks, Financial Safety checks what actually sinks a bank instead: its bad loans, the money set aside for them, and its capital cushion (CET1).
Why is Hong Leong Bank 6 points above CIMB? The gap is in Price Fairness (67 vs 50) and Business Strength (70 vs 60). Compare them side by side →
Don't take these scores as final
Famous isn't the same as healthy: Maybank, the biggest, ranks #3 of 10 by score.
These scores started as one person's spreadsheet, and everyone weighs a company differently. Someone who thinks a power company is supposed to borrow to build plants can switch Debt-to-Equity off.
In My Scoring Rules, every measure has a weight (0 turns it off), and every stock is rescored and re-ranked by your rules.
Stocks in this article
Score out of 100:80+ Strong40-79 Okay0-39 Weak
FAQ
By market cap, as of 18 Oct 2026: Maybank, Public Bank, CIMB, Tenaga, IHH Healthcare, Press Metal, YTL Power, Hong Leong Bank, SD Guthrie, MISC. Their fundamentals scores out of 100: Maybank (69), Public Bank (67), CIMB (67), Tenaga (58), IHH Healthcare (40), Press Metal (75), YTL Power (19), Hong Leong Bank (73), SD Guthrie (62), MISC (64).
Press Metal (75). None of the 10 reaches 80, the Strong line. The biggest company, Maybank, ranks #3 by score.
YTL Power scores 19. It is spending heavily: capex went from RM2.3b (FY2023) to RM8.6b (FY2026), free cash flow from +RM1.1b to -RM6.2b, and debt from RM31.9b to RM40.4b. The score reads today's accounts; whether the spending pays off later is a separate question.
Customer deposits sit on a bank's books as money it owes, so by the usual debt tests every bank looks heavily borrowed. For banks the site checks 3 other things instead: impaired loans, loan loss coverage and the CET1 capital ratio, from each bank's own quarterly results.
Every week, when the site's data refreshes. The list, the scores and every number in this article are recalculated each time. Current data: 18 Oct 2026.
Educational content, not investment advice. Do your own research, or speak to a licensed financial adviser, before investing. See About for how this site works.