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GMUTUAL GROMUTUAL BERHAD

9962.KL · Property · Property
Top 32% of scored stocks
Compare with nearby peers
OkayTop 32% of scored stocks
ShariahWeak SpotLow-Price Yield

GMUTUAL scores 60/100 on fundamentals: in the top 32% of 1120 scored Bursa Malaysia stocks. Its strongest area is Financial Safety (100/100); its weakest is Business Strength (20/100). It carries 2 warning flags: Weak Spot, Low-Price Yield.

Best
Financial 100
Weakest
Business 20
  • Carries a Weak Spot flag
  • Carries a Low-Price Yield flag
Mkt capRM 95.8m#720 of 1113 in BursaEPSRM 0.02P/E11.7×✓ vs sector avg 28.8×P/B0.2×✓ vs sector avg 0.6×Div yield4%✓ Top 22% in Bursa52w range · 19% of range0.230.34
as of 18 Oct 2026

Nearby peers

Ranks #37 of 99 in Property by score

#1CVIEW98#35EUPE63#36AXTERIA62
#37GMUTUAL60
#38MJPERAK59#39IBRACO58

One-Minute Summary

Why GMUTUAL scores 60

A financially strong, inexpensively priced stock with shrinking sales, but business strength needs attention.

What looks good
What to watch

After Jun '26 results: 84 → 80−4· Quarterly Momentum Strong → WeakSee all movers →

Business StrengthLowest pillar

20
Why 20?
Pillar score: (0 + 0 + 0 + 2 + 0) = 2 of 10 points → 20
Return on Equity (ROE)2%Weak4-Year Revenue Growth-19%/yrWeak4-Year Profit Growth-19%/yrWeakNet Profit Margin20%StrongQuarterly Momentum-64%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -47.8%Equity ↑ +14.4%ROE % 1.8%
Net ProfitEquityROE %
16m18m39m8m394m410m445m451m202320242025TTM4%4.3%8.7%1.8%

Revenue & Net Profit, with Net Margin

Revenue ↓ -46.9%Net Profit ↓ -47.8%Net Margin % 19.6%
RevenueNet ProfitNet Margin %
79m52m98m42m16m18m39m8m202320242025TTM19.9%34%39.3%19.6%

Sales shrank about 46.9% over 4 years: the business is getting smaller, which needs a good explanation.

Profit fell about 47.8% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -61.9%Net Profit ↓ -90.2%Net Margin % 11%
RevenueNet ProfitNet Margin %
24m8m8m78m8m4m21m9m10m5m7m30m1m1m5m1mSep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '2642.7%58.5%87.2%38.3%16%16.3%25.4%11%
▲▲▲▲▼▼▼▼

Sales fell about 61.9% over the last 8 quarters: worth watching why.

Profit fell about 90.2% over the last 8 quarters.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
Debt-to-Equity0.2×StrongCurrent Ratio3.3×StrongInterest Coverage13×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +7.3%Equity ↑ +14.4%D/E 0.2×
Total DebtEquityD/E
71m95m73m76m394m410m445m451m202320242025TTM0.2×0.2×0.2×0.2×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +5.9%Current Liabilities ↓ -3.3%Current Ratio 3.3×
Current AssetsCurrent LiabilitiesCurrent Ratio
173m232m183m184m58m80m49m56m202320242025TTM3×2.9×3.7×3.3×
Why 75?
Pillar score: (1 + 1 + 2 + 2) = 6 of 8 points → 75
Dividend Quality4%Okay
Payout ratio: 46%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -40.7%Free CF ↓ -49.4%
Operating CFFree CF
27m-13m57m16m27m-29m39m13m202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +14.3%Short-Term Debt ↑ +3.3%Total Debt ↑ +7.3%
CashShort-Term DebtTotal Debt
55m57m64m63m40m56m35m41m71m95m73m76m202320242025TTM

Dividends per Share, with Yield

DPS (sen) ↑ +100%Yield % 4%
DPS (sen)Yield %
0.510.5120222023202420251.9%3.8%1.7%4%

Dividends were cut during this period: payouts here are not guaranteed pocket money.

Why 67?
Pillar score: (2 + 2 + 0) = 4 of 6 points → 67
P/E Ratio11.7×StrongP/B Ratio0.2×StrongPEG Ration/m (growth not measurable)Weak
Show chart

Score vs Share Price

Score (0-100)Share price
RM 0.34RM 0.29RM 0.24100500Oct '25Feb '26Jun '26Oct '26📊

The share price is down about 23.9% over the past year.

What happened, and how the price moved

Why 42?
Pillar score: (2 + 1 + 2 + 0 + 0 + 0) = 5 of 12 points → 42
Earnings ConsistencySteadyStrongDebt Trend (4yr)StableOkayShare Count Trend (4yr)+0%/yrStrongInventory vs Sales (4yr)+23 pp/yr vs salesWeakAsset Turnover Trend (4yr)-52.1%WeakQuarterly Consistency4 of 4 quarters downWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↓ -46.9%Inventory ↑ +12.4%Inv. % of Rev. 250.1%
RevenueInventoryInv. % of Rev.
79m52m98m42m93m132m111m105m202320242025TTM118.1%254.9%113.4%250.1%

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Ranks #37 of 99 in Property by score

Sector peers

#1CVIEW98#35EUPE63#36AXTERIA62
#37GMUTUAL (you)60
#38MJPERAK59#39IBRACO58

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026RM 41.9mRM 8.2mRM 16.2mRM 13.4mRM -2.9mRM 62.5mRM 76.1mRM 41.1mRM 451.0mRM 183.6mRM 55.8mRM 548.4mRM 97.4mRM 104.8m-2%20%0.2×3.3×13.0×-----
2025RM 98.1mRM 38.6mRM 57.0mRM 38.6mRM -18.4mRM 63.6mRM 72.8mRM 34.6mRM 444.8mRM 182.7mRM 49.2mRM 542.6mRM 97.8mRM 111.2mRM 1.0m9%39%0.2×3.7×26.1×10%3%2.9×0.3×0.1
2024RM 51.7mRM 17.6mRM -12.9mRM -28.7mRM -15.8mRM 56.8mRM 95.0mRM 56.1mRM 410.0mRM 232.0mRM 80.1mRM 539.1mRM 129.1mRM 131.8mRM 0.5m4%34%0.2×2.9×10.7×11%2%5.7×0.2×0.1
2023RM 78.9mRM 15.7mRM 27.3mRM 26.5mRM -0.8mRM 54.7mRM 70.9mRM 39.8mRM 394.2mRM 173.4mRM 57.7mRM 494.1mRM 99.9mRM 93.2mRM 1.0m4%20%0.2×3.0×25.2×24%3%6.9×0.3×0.1