Score Your Stock

US stock · figures in US dollars · scored on full-year results

Willis Towers Watson Willis Towers Watson Public Limited Company

WTW · Financial Services · Insurance Brokers
Bottom 35% of scored stocks
OkayBottom 35% of scored stocks
Weak SpotProfit SpikeRecent Loss

Willis Towers Watson scores 48/100 on fundamentals: in the bottom 35% of 503 scored S&P 500 stocks. Its strongest area is Cash & Dividends (75/100); its weakest is Price Fairness (17/100). It carries 3 warning flags: Weak Spot, Profit Spike, Recent Loss.

Best
Cash 75
Weakest
Price 17
  • Carries a Weak Spot flag
  • Carries a Profit Spike flag
  • Carries a Recent Loss flag

This stock is fairly balanced overall: price fairness is its weakest area.

Mkt capUS$ 29.9b#322 of 503 in the S&P 500EPSUS$ 16.28P/E19.2×✗ vs sector median 14.5×P/B3.9×✗ vs sector median 2.7×Div yield1%Bottom 45% in the S&P 50052w range · 76% of range240.61351.51
as of 31 Oct 2026

Nearby peers

Ranks #48 of 56 in Financial Services by score

One-Minute Summary

Why Willis Towers Watson scores 48

This stock is fairly balanced overall: price fairness is its weakest area.

Business Strength

50
Why 50?
Pillar score: (1 + 1 + 0 + 1 + 2) = 5 of 10 points → 50
Return on Equity (ROE)20%Okay4-Year Revenue Growth+3%/yrOkay4-Year Profit Growthn/m (loss-making)WeakNet Profit Margin15%OkayQuarterly Momentum+3%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +48.2%Equity ↓ -18.4%ROE % 20.1%
Net ProfitEquityROE %
1.1b-98m1.6b1.6b9.5b7.9b8.0b7.8b202320242025TTM11.1%-1.2%20.1%20.1%

Revenue & Net Profit, with Net Margin

Revenue ↑ +8.3%Net Profit ↑ +48.2%Net Margin % 15.2%
RevenueNet ProfitNet Margin %
9.5b9.9b9.7b10.3b1.1b-98m1.6b1.6b202320242025TTM11.1%-1%16.5%15.2%

Sales grew about 8.3% over 4 years: customers keep spending more with this company.

The company lost money in recent years: the bars below zero are losses, not profits.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +7.7%Net Profit ↑ +113.7%Net Margin % 9.3%
RevenueNet ProfitNet Margin %
2.3b3.0b2.2b2.3b2.3b2.9b2.4b2.5b-1.7b1.2b235m331m304m735m297m229mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26-73.2%41.1%10.6%14.6%13.3%25%12.3%9.3%
▼▲▲▲▲▼▲▼

Sales have stayed roughly flat over the last 8 quarters.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 67?
Pillar score: (1 + 1 + 2) = 4 of 6 points → 67
Debt-to-Equity0.9×OkayCurrent Ratio1.1×OkayInterest Coverage7.7×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +19.5%Equity ↓ -18.4%D/E 0.9×
Total DebtEquityD/E
5.9b5.9b6.9b7.1b9.5b7.9b8.0b7.8b202320242025TTM0.6×0.7×0.9×0.9×

Borrowings grew about 19.5% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +20.1%Current Liabilities ↑ +15.7%Current Ratio 1.1×
Current AssetsCurrent LiabilitiesCurrent Ratio
13.4b15.1b16.9b16.1b12.6b12.6b14.0b14.6b202320242025TTM1.1×1.2×1.2×1.1×
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality1%Weak
Payout ratio: 23%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +47.5%Free CF ↑ +58%
Operating CFFree CF
1.3b1.5b1.8b2.0b1.1b1.3b1.5b1.7b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +36.7%Total Debt ↑ +19.5%
CashTotal Debt
1.4b1.9b3.1b1.9b5.9b5.9b6.9b7.1b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +12.2%Yield % 1.2%
DPS (cents)Yield %
82828284848892929232833635236820222023202420251.6%1.5%1.3%1.2%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (1 + 0 + 0) = 1 of 6 points → 17
P/E Ratio19.2×OkayP/B Ratio3.9×WeakPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 343.67US$ 295.16US$ 246.66Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 30?
Pillar score: (0 + 0 + 2 + 1 + 0) = 3 of 10 points → 30 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-3%/yrStrongAsset Turnover Trend (4yr)+5.1%OkayQuarterly ConsistencyLoss in 1 of 8 quartersWeak

No data: Inventory vs Sales (4yr)

Ranks #48 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 10.3bUS$ 1.6bUS$ 2.0bUS$ 1.7bUS$ -241.0mUS$ 1.9bUS$ 7.1bUS$ 749.0mUS$ 7.8bUS$ 16.1bUS$ 14.6bUS$ 30.0bUS$ 22.2b-20%15%0.9×1.1×7.7×23%----
2025US$ 9.7bUS$ 1.6bUS$ 1.8bUS$ 1.5bUS$ -229.0mUS$ 3.1bUS$ 6.9bUS$ 550.0mUS$ 8.0bUS$ 16.9bUS$ 14.0bUS$ 29.5bUS$ 21.5bUS$ 368.0m20%17%0.9×1.2×8.5×22%1%19.1×3.9×-
2024US$ 9.9bUS$ -98.0mUS$ 1.5bUS$ 1.3bUS$ -245.0mUS$ 1.9bUS$ 5.9b-US$ 7.9bUS$ 15.1bUS$ 12.6bUS$ 27.7bUS$ 19.7bUS$ 352.0m-1%-1%0.8×1.2×1.4×-361%1%-308.0×3.8×-
2023US$ 9.5bUS$ 1.1bUS$ 1.3bUS$ 1.1bUS$ -242.0mUS$ 1.4bUS$ 5.9bUS$ 650.0mUS$ 9.5bUS$ 13.4bUS$ 12.6bUS$ 29.1bUS$ 19.5bUS$ 336.0m11%11%0.6×1.1×6.4×33%1%22.7×2.5×5.0