Score Your Stock

US stock · figures in US dollars · scored on full-year results

American International Group American International Group, Inc. New Common Stock

AIG · Financial Services · Insurance - Diversified
Bottom 31% of scored stocks
OkayBottom 31% of scored stocks
Weak SpotRecent LossLimited Data

American International Group scores 46/100 on fundamentals: in the bottom 31% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Business Strength (10/100). It carries 3 warning flags: Weak Spot, Recent Loss, Limited Data.

Best
Financial 100
Weakest
Business 10
  • Carries a Weak Spot flag
  • Carries a Recent Loss flag
  • Carries a Limited Data flag

A financially strong stock with shrinking sales, but business strength needs attention.

Mkt capUS$ 42.7b#261 of 503 in the S&P 500EPSUS$ 5.46P/E14.5×✓ vs sector median 15.7×P/B1.1×✓ vs sector median 2.7×Div yield2%✓ Top 29% in the S&P 50052w range · 65% of range71.2587.29
as of 31 Oct 2026

Nearby peers

Ranks #49 of 56 in Financial Services by score

One-Minute Summary

Why American International Group scores 46

A financially strong stock with shrinking sales, but business strength needs attention.

Business StrengthLowest pillar

10
Why 10?
Pillar score: (0 + 0 + 0 + 1 + 0) = 1 of 10 points → 10
Return on Equity (ROE)7%Weak4-Year Revenue Growth-2%/yrWeak4-Year Profit Growthn/m (loss-making)WeakNet Profit Margin11%OkayQuarterly Momentum-4%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -18.6%Equity ↓ -10.5%ROE % 7.3%
Net ProfitEquityROE %
3.6b-1.4b3.1b3.0b45.4b42.5b41.1b40.6b202320242025TTM8%-3.3%7.5%7.3%

Revenue & Net Profit, with Net Margin

Revenue ↓ -4.6%Net Profit ↓ -18.6%Net Margin % 11.1%
RevenueNet ProfitNet Margin %
27.9b27.3b26.8b26.7b3.6b-1.4b3.1b3.0b202320242025TTM13%-5.1%11.6%11.1%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

The company lost money in recent years: the bars below zero are losses, not profits.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +5%Net Profit ↑ +107.4%Net Margin % 13.4%
RevenueNet ProfitNet Margin %
6.8b7.2b6.8b7.0b6.4b6.6b6.6b7.1b457m901m698m1.1b519m735m763m948mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'266.8%12.6%10.3%16.2%8.1%11.2%11.5%13.4%
▼▲▼▲▲▼▲▼

Sales have stayed roughly flat over the last 8 quarters.

Profit grew about 107.4% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.2×StrongInterest Coverage10×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↓ -13.9%Equity ↓ -10.5%D/E 0.2×
Total DebtEquityD/E
10.6b8.9b9.2b9.1b45.4b42.5b41.1b40.6b202320242025TTM0.2×0.2×0.2×0.2×

Borrowings fell about 13.9% over 4 years: the company is steadily getting safer.

Why 33?
Pillar score: (0 + 1 + 1) = 2 of 6 points → 33 · 1 N/A skipped
Dividend Quality2%Weak
Payout ratio: 33%
Operating Cash FlowPositive but bumpyOkayCash & Cash EquivalentsPartly healthyOkay

No data: Free Cash Flow

Show 2 charts

Cash vs Total Debt

Cash ↓ -3.2%Total Debt ↓ -13.9%
CashTotal Debt
1.5b1.3b1.3b1.5b10.6b8.9b9.2b9.1b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +36.7%Yield % 2.3%
DPS (cents)Yield %
32323236364040454512814015617520222023202420252.5%2.6%2.2%2.3%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (1 + 1 + 0) = 2 of 6 points → 33
P/E Ratio14.5×OkayP/B Ratio1.1×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 84.84US$ 77.90US$ 70.95Oct '25Feb '26Jun '26Oct '26

The share price is up about 6.3% over the past year.

Why 70?
Pillar score: (0 + 2 + 2 + 2 + 1) = 7 of 10 points → 70 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)FallingStrongShare Count Trend (4yr)-9%/yrStrongAsset Turnover Trend (4yr)+214.8%StrongQuarterly Consistency2 of 4 quarters downOkay

No data: Inventory vs Sales (4yr)

Ranks #49 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026US$ 26.7bUS$ 3.0bUS$ 3.9bUS$ 1.5bUS$ 9.1b-US$ 40.6bUS$ 163.5bUS$ 122.8b-7%11%0.2×10.0×33%---
2025US$ 26.8bUS$ 3.1bUS$ 3.3bUS$ 1.3bUS$ 9.2b-US$ 41.1bUS$ 161.3bUS$ 120.1bUS$ 175.0m8%12%0.2×10.8×32%2%14.4×1.1×
2024US$ 27.3bUS$ -1.4bUS$ 3.3bUS$ 1.3bUS$ 8.9b-US$ 42.5bUS$ 161.3bUS$ 118.8bUS$ 156.0m-3%-5%0.2×9.4×-73%2%-30.2×1.0×
2023US$ 27.9bUS$ 3.6bUS$ 6.2bUS$ 1.5bUS$ 10.6bUS$ 250.0mUS$ 45.4bUS$ 539.3bUS$ 488.0bUS$ 140.0m8%13%0.2×6.6×28%2%12.1×1.0×