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HLFG HONG LEONG FINANCIAL GROUP BERHAD

Top 11% of scored stocks
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OkayTop 11% of scored stocksLast year (FY2025): 85
KLCI 30Low-Price Yield

HLFG scores 74/100 on fundamentals: in the top 11% of 1120 scored Bursa Malaysia stocks. Its strongest area is Price Fairness (100/100); its weakest is Financial Safety (50/100). It carries 1 warning flag: Low-Price Yield.

Best
Price 100
Risk 100
Weakest
Financial 50
Cash 50
  • Carries a Low-Price Yield flag
Mkt capRM 20.2b#27 of 1113 in BursaEPSRM 3.05P/E6×✓ vs sector avg 11.7×P/B0.6×✓ vs sector avg 1.4×Div yield4%✓ Top 23% in Bursa52w range · 15% of range16.9023.10
as of 18 Oct 2026

Nearby peers

Ranks #7 of 38 in Financial Services by score

One-Minute Summary

Why HLFG scores 74

An inexpensively priced stock, but financial safety needs attention.

After Jun '26 results: 82 → 85+3· Quarterly Momentum Okay → StrongSee all movers →

Business Strength

70
Why 70?
Pillar score: (1 + 1 + 1 + 2 + 2) = 7 of 10 points → 70
Return on Equity (ROE)10%Okay4-Year Revenue Growth+5%/yrOkay4-Year Profit Growth+6%/yrOkayNet Profit Margin46%StrongQuarterly Momentum+6%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +19.2%Equity ↑ +27.6%ROE % 9.9%
Net ProfitEquityROE %
2.9b3.2b3.3b3.4b27.2b30.1b32.1b34.7b202320242025202610.6%10.6%10.1%9.9%

Revenue & Net Profit, with Net Margin

Revenue ↑ +17%Net Profit ↑ +19.2%Net Margin % 46%
RevenueNet ProfitNet Margin %
6.4b6.5b7.1b7.5b2.9b3.2b3.3b3.4b202320242025202645.2%48.9%46%46%

Sales grew about 17% over 4 years: customers keep spending more with this company.

Profit climbed about 19.2% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +7.9%Net Profit ↑ +11.5%Net Margin % 47.2%
RevenueNet ProfitNet Margin %
1.9b1.8b1.7b1.7b1.9b1.9b1.7b2.0b848m840m714m854m841m899m749m946mSep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '2645.7%46.1%43.2%49%44.1%47.7%44.9%47.2%
▲▬▼▲▬▲▬▲

Sales have stayed roughly flat over the last 8 quarters.

Profit grew about 11.5% over the last 8 quarters: the business is keeping more of what it earns.

Why 50?
Pillar score: (2 + 1 + 0) = 3 of 6 points → 50 · 3 N/A skipped
Impaired Loans0.57%StrongLoan Loss Coverage80%OkayCapital Ratio (CET1)11.8%WeakDebt-to-EquityNot applicableN/ACurrent RatioNot applicableN/AInterest CoverageNot applicableN/A
Why 50?
Pillar score: (1 + 1) = 2 of 4 points → 50 · 3 N/A skipped
Dividend Quality4%OkayOperating Cash FlowNot applicableN/AFree Cash FlowNot applicableN/ACash & Cash EquivalentsNo dataN/ADividend Payout Ratio25%Okay
Show 2 charts

Cash vs Total Debt

Cash ↑ +22.2%Total Debt ↑ +29.6%
CashTotal Debt
14.4b12.5b19.4b17.5b4.3b4.9b5.0b5.6b2023202420252026

Dividends per Share, with Yield

DPS (sen) ↑ +56.5%Yield % 3.9%
DPS (sen)Yield %
4649547220222023202420252.8%3.1%3.4%3.9%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
P/E Ratio6×StrongP/B Ratio0.6×StrongPEG Ratio1Strong
Show chart

Score vs Share Price

Score (0-100)Share price
RM 21.61RM 18.90RM 16.19100500score 85 → 74Oct '25Feb '26Jun '26Oct '26📊📊💰📊📊📊

The share price is up about 9% over the past year.

What happened, and how the price moved

After the last 5 results shown, the price beat the KLCI in the week of the news 2 times.

📅 Next results expected around 26 Nov 2026 (Yahoo's estimate).

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100 · 3 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)Not applicableN/AShare Count Trend (4yr)+0%/yrStrongInventory vs Sales (4yr)No dataN/AAsset Turnover Trend (4yr)Not applicableN/AQuarterly Consistency1 of 4 quarters downStrong

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Ranks #7 of 38 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026RM 7.5bRM 3.4bRM -753.7mRM -991.2mRM -237.5mRM 17.5bRM 5.6bRM 34.7bRM 369.8bRM 319.1b-10%46%0.2×25%1%5.9×0.6×1.0
2025RM 7.1bRM 3.3bRM -2.0bRM -2.1bRM -136.7mRM 19.4bRM 5.0bRM 32.1bRM 355.2bRM 308.0bRM 72.0m10%46%0.2×20%5%5.4×0.5×0.5
2024RM 6.5bRM 3.2bRM 3.6bRM 3.5bRM -123.9mRM 12.5bRM 4.9bRM 30.1bRM 336.2bRM 291.8bRM 54.0m11%49%0.2×18%3%5.5×0.6×0.4
2023RM 6.4bRM 2.9bRM 5.4bRM 5.2bRM -189.4mRM 14.4bRM 4.3bRM 27.2bRM 314.9bRM 274.7bRM 49.0m11%45%0.2×19%3%6.1×0.6×0.4