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FINTEC FINTEC GLOBAL BERHAD

0150.KL · Financial Services · Other Financials
Bottom 12% of scored stocks
Compare with nearby peers
WeakBottom 12% of scored stocksLast year (FY2025): 35
Weak SpotRecent Loss

FINTEC scores 27/100 on fundamentals: in the bottom 12% of 1120 scored Bursa Malaysia stocks. Its strongest area is Financial Safety (67/100); its weakest is Business Strength (0/100). It carries 2 warning flags: Weak Spot, Recent Loss.

Best
Financial 67
Weakest
Business 0
  • Carries a Weak Spot flag
  • Carries a Recent Loss flag
Mkt capRM 13.3m#1091 of 1113 in BursaEPSRM -0.15P/En/m (loss-making)✓ vs sector avg 11.6×P/B0.1×✓ vs sector avg 1.4×Div yieldNo dividends paidBottom 10% in Bursa52w range · 14% of range0.060.10
as of 18 Oct 2026

Nearby peers

Ranks #37 of 38 in Financial Services by score

#1MANULFE89#34MBSB41#35JOHAN34#36MAA30
#37FINTEC27
#38P&O25

One-Minute Summary

Why FINTEC scores 27

An expensively priced stock with shrinking sales, but business strength needs attention.

What looks good
What to watch

After Jun '26 results: 38 → 38See all movers →

Business StrengthLowest pillar

0
Why 0?
Pillar score: (0 + 0 + 0 + 0 + 0) = 0 of 10 points → 0
Return on Equity (ROE)-26%Weak4-Year Revenue Growth-35%/yrWeak4-Year Profit Growthn/m (loss-making)WeakNet Profit Marginn/m (loss-making)WeakQuarterly Momentumn/m (loss-making)Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +3.1%Equity ↓ -45.7%ROE % -26.5%
Net ProfitEquityROE %
-32m24m-90m-31m214m238m147m116m2023202420252026-14.8%10%-61.1%-26.5%

Revenue & Net Profit, with Net Margin

Revenue ↓ -73.1%Net Profit ↑ +3.1%Net Margin % -513.3%
RevenueNet ProfitNet Margin %
22m26m20m6m-32m24m-90m-31m2023202420252026-142.6%91.9%-459.2%-513.3%

Sales shrank about 73.1% over 4 years: the business is getting smaller, which needs a good explanation.

The company lost money in recent years: the bars below zero are losses, not profits.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +400%Net Profit ↓ -191.7%Net Margin % -600%
RevenueNet ProfitNet Margin %
1m1m3m16m1m1m0m4m-7m-5m-25m-52m-3m-4m-3m-21mSep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26-1,028.6%-1,100%-929.6%-332.5%-350%-257.1%-1,133.3%-600%
▼▼▼▼▼▼▼▼

Sales grew about 400% over the last 8 quarters: customers keep spending more with this company.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 67?
Pillar score: (2 + 2 + 0) = 4 of 6 points → 67
Debt-to-Equity0×StrongCurrent Ratio8.7×StrongInterest Coverage-97.2×Weak
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +100%Equity ↓ -45.7%D/E 0×
Total DebtEquityD/E
0m1m1m0m214m238m147m116m20232024202520260×0×0×0×

Borrowings grew about 100% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↓ -41.1%Current Liabilities ↓ -84.9%Current Ratio 8.8×
Current AssetsCurrent LiabilitiesCurrent Ratio
76m67m45m45m34m5m4m5m20232024202520262.2×13.2×10.7×8.8×
Why 13?
Pillar score: (0 + 0 + 0 + 1) = 1 of 8 points → 13
Dividend QualityNo dividends paidWeak
Payout ratio: -0%
Operating Cash FlowNegative recentlyWeakFree Cash FlowNegative recentlyWeakCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +83.5%Free CF ↑ +84.7%
Operating CFFree CF
-25m-15m-3m-4m-27m-15m-3m-4m2023202420252026

Cash flow has been weak or negative recently: the business is burning cash, not building it.

Cash vs Total Debt

Cash ↓ -52.8%Short-Term Debt ↑ +100%Total Debt ↑ +100%
CashShort-Term DebtTotal Debt
14m12m9m7m0m0m0m0m0m1m1m0m2023202420252026

Dividends per Share, with Yield

DPS (sen) → +0%Yield % 0%
DPS (sen)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (0 + 2 + 0) = 2 of 6 points → 33
P/E Ration/m (loss-making)WeakP/B Ratio0.1×StrongPEG Ration/m (growth not measurable)Weak
Show chart

Score vs Share Price

Score (0-100)Share price
RM 0.10RM 0.08RM 0.07100500score 35 → 27Oct '25Feb '26Jun '26Oct '26

The share price is down about 23.5% over the past year.

What happened, and how the price moved

Nothing to show for this period. Try a longer range or another filter.

Why 20?
Pillar score: (0 + 0 + 2 + 0 + 0) = 2 of 10 points → 20 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+1%/yrStrongInventory vs Sales (4yr)No dataN/AAsset Turnover Trend (4yr)-45.9%WeakQuarterly ConsistencyLoss in 8 of 8 quartersWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↓ -73.1%Inventory ↓ -100%Inv. % of Rev. 0%
RevenueInventoryInv. % of Rev.
22m26m20m6m3m0m0m0m202320242025202614.8%0%0%0%

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Ranks #37 of 38 in Financial Services by score

Sector peers

#1MANULFE89#34MBSB41#35JOHAN34#36MAA30
#37FINTEC (you)27
#38P&O25

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDiv yieldP/E RatioP/B Ratio
2026RM 6.0mRM -30.8mRM -4.2mRM -4.2mRM 0.0mRM 6.8mRM 0.2mRM 0.2mRM 116.4mRM 44.7mRM 5.1mRM 121.5mRM 5.2mRM 0.0m--26%-516%0.0×8.7×-97.2×0%-0.5×0.1×
2025RM 19.6mRM -90.0mRM -3.4mRM -3.5mRM -0.1mRM 8.5mRM 1.0mRM 0.3mRM 147.3mRM 44.8mRM 4.2mRM 152.1mRM 4.9mRM 0.0mRM 0.0m-61%-459%0.0×10.7×-112.6×0%-0.2×0.1×
2024RM 26.0mRM 23.9mRM -15.2mRM -15.3mRM -0.1mRM 12.3mRM 1.2mRM 0.3mRM 238.2mRM 67.3mRM 5.1mRM 240.8mRM 6.0mRM 0.0mRM 0.0m10%92%0.0×13.3×679.3×0%2.0×0.2×
2023RM 22.3mRM -31.8mRM -25.5mRM -27.4mRM -1.9mRM 14.4mRM 0.1mRM 0.1mRM 214.2mRM 75.9mRM 33.8mRM 245.4mRM 33.8mRM 3.3mRM 0.0m-15%-143%0.0×2.3×-997.3×0%-0.9×0.1×