US stock · figures in US dollars · scored on full-year results
Prudential Financial Prudential Financial, Inc. Common Stock
Prudential Financial scores 69/100 on fundamentals: in the top 14% of 503 scored S&P 500 stocks. Its strongest area is Price Fairness (83/100); its weakest is Financial Safety (50/100). It carries 1 warning flag: Limited Data.
- Carries a Limited Data flag
An inexpensively priced stock, but financial safety needs attention.
Nearby peers
Ranks #15 of 56 in Financial Services by score
One-Minute Summary
Why Prudential Financial scores 69
An inexpensively priced stock, but financial safety needs attention.
Business Strength
63Why 63?
No data: Quarterly Momentum
Show 3 charts
Net Profit & Equity, with ROE
Revenue & Net Profit, with Net Margin
Sales grew about 19.5% over 4 years: customers keep spending more with this company.
Profit climbed about 57.5% over 4 years: the business keeps more money as it grows.
Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)
Sales have stayed roughly flat over the last 8 quarters.
Profit fell about 17.8% over the last 8 quarters.
Financial SafetyLowest pillar
50Why 50?
No data: Current Ratio
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Debt vs Equity, with D/E ratio
Borrowings grew about 18% over 4 years: watch this; rising debt adds pressure in bad times.
Cash & Dividends
67Why 67?
No data: Free Cash Flow
Show 2 charts
Cash vs Total Debt
Dividends per Share, with Yield
Dividends were cut during this period: payouts here are not guaranteed pocket money.
Price Fairness
83Why 83?
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Share Price: Weekly Closes (not part of the score)
The share price is up about 17.9% over the past year.
Risk
75Why 75?
No data: Inventory vs Sales (4yr) · Quarterly Consistency
Sector peers
Prudential Financial (PRU) scores 69/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 14% of 503 scored S&P 500 stocks.
Its strongest pillar is Price Fairness (83/100); its weakest is Financial Safety (50/100).
Prudential Financial ranks #15 of 56 scored Financial Services stocks on Score Your Stock.
Yes. Prudential Financial (PRU) has a dividend yield of 4.8%, from dividends with an ex-date in the last 12 months. It pays out 50% of its profit as dividends. Its Cash & Dividends pillar scores 67/100.
From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy PRU. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.
The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.
Prudential Financial (PRU) is a Financial Services company (Insurance - Life). On Score Your Stock's fundamentals check, it scores 69/100, rated Okay. Its biggest strength is Price Fairness (83/100); its main watch-out is Financial Safety (50/100). Shares currently cost about 10 years of its current profit to buy (P/E 10.3×). It also pays back about 4.8% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/pru-prudential-financial
Full Financial History
Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.
| Financial Year | Revenue | Net Profit | Operating Cash Flow | Cash | Total Debt | Short-Term Debt | Equity | Total Assets | Total Liabilities | Dividends | Return on Equity (ROE) | Net Profit Margin | Debt-to-Equity | Dividend Payout Ratio | Div yield | P/E Ratio | P/B Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | US$ 64.9b | US$ 3.9b | US$ 11.0b | US$ 15.2b | US$ 24.6b | US$ 1.2b | US$ 31.6b | US$ 783.6b | US$ 749.0b | - | 12% | 6% | 0.8× | 50% | - | - | - |
| 2025 | US$ 61.0b | US$ 3.6b | US$ 6.3b | US$ 19.7b | US$ 23.0b | US$ 1.7b | US$ 32.4b | US$ 773.7b | US$ 738.2b | US$ 540.0m | 11% | 6% | 0.7× | 54% | 5% | 10.7× | 1.2× |
| 2024 | US$ 70.7b | US$ 2.7b | US$ 8.5b | US$ 18.5b | US$ 21.6b | US$ 1.2b | US$ 27.9b | US$ 735.6b | US$ 705.5b | US$ 520.0m | 10% | 4% | 0.8× | 69% | 5% | 14.2× | 1.4× |
| 2023 | US$ 54.3b | US$ 2.5b | US$ 6.5b | US$ 19.4b | US$ 20.9b | US$ 873.0m | US$ 27.8b | US$ 721.2b | US$ 691.3b | US$ 500.0m | 9% | 5% | 0.8× | 74% | 6% | 13.1× | 1.2× |