Score Your Stock

US stock · figures in US dollars · scored on full-year results

Globe Life Globe Life Inc. Common Stock

GL · Financial Services · Insurance - Life
Top 13% of scored stocks
OkayTop 13% of scored stocks
Limited Data

Globe Life scores 69/100 on fundamentals: in the top 13% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Cash & Dividends (50/100). It carries 1 warning flag: Limited Data.

Best
Financial 100
Weakest
Cash 50
  • Carries a Limited Data flag

A financially strong, inexpensively priced stock, but cash & dividends needs attention.

Mkt capUS$ 12.2b#472 of 503 in the S&P 500EPSUS$ 14.94P/E10.3×✓ vs sector median 15.7×P/B2×✓ vs sector median 2.7×Div yield1%Bottom 34% in the S&P 50052w range · 49% of range127.85191.55
as of 31 Oct 2026

Nearby peers

Ranks #13 of 56 in Financial Services by score

One-Minute Summary

Why Globe Life scores 69

A financially strong, inexpensively priced stock, but cash & dividends needs attention.

Business Strength

75
Why 75?
Pillar score: (2 + 1 + 1 + 2) = 6 of 8 points → 75 · 1 N/A skipped
Return on Equity (ROE)19%Strong4-Year Revenue Growth+5%/yrOkay4-Year Profit Growth+7%/yrOkayNet Profit Margin19%Strong

No data: Quarterly Momentum

Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +22.1%Equity ↑ +37.2%ROE % 19.3%
Net ProfitEquityROE %
971m1.1b1.2b1.2b4.5b5.3b6.0b6.2b202320242025TTM21.6%20.2%19.4%19.3%

Revenue & Net Profit, with Net Margin

Revenue ↑ +15.2%Net Profit ↑ +22.1%Net Margin % 18.9%
RevenueNet ProfitNet Margin %
5.4b5.8b6.0b6.3b971m1.1b1.2b1.2b202320242025TTM17.8%18.5%19.4%18.9%

Sales grew about 15.2% over 4 years: customers keep spending more with this company.

Profit climbed about 22.1% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +11.1%Net Profit ↑ +11.3%Net Margin % 18%
RevenueNet ProfitNet Margin %
1.4b1.5b1.5b1.5b1.5b1.5b1.6b1.6b258m303m255m253m388m266m271m288mQ2'24Q3'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2617.9%20.8%17.2%17.1%25.6%17.5%17.3%18%
▲▲▼▬▲▼▲▲

Sales grew about 11.1% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 11.3% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.5×StrongInterest Coverage11×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +39.1%Equity ↑ +37.2%D/E 0.5×
Total DebtEquityD/E
2.1b2.7b2.6b2.9b4.5b5.3b6.0b6.2b202320242025TTM0.5×0.5×0.4×0.5×

Borrowings grew about 39.1% over 4 years: watch this; rising debt adds pressure in bad times.

Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality1%Weak
Payout ratio: 8%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -6.1%Free CF ↓ -14%
Operating CFFree CF
1.5b1.4b1.4b1.4b1.4b1.3b1.3b1.2b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +149.1%Short-Term Debt ↓ -42.8%Total Debt ↑ +39.1%
CashShort-Term DebtTotal Debt
103m165m145m257m486m415m305m278m2.1b2.7b2.6b2.9b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +27.7%Yield % 0.8%
DPS (cents)Yield %
20.822.522.522.5242427272782.288.394.510520222023202420250.8%0.8%0.9%0.8%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 67?
Pillar score: (2 + 1 + 1) = 4 of 6 points → 67
P/E Ratio10.3×StrongP/B Ratio2×OkayPEG Ratio1.5Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 184.39US$ 157.35US$ 130.31Oct '25Feb '26Jun '26Oct '26

The share price is up about 22% over the past year.

Why 63?
Pillar score: (2 + 0 + 2 + 1) = 5 of 8 points → 63 · 2 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-6%/yrStrongAsset Turnover Trend (4yr)+2.4%Okay

No data: Inventory vs Sales (4yr) · Quarterly Consistency

Ranks #13 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 6.3bUS$ 1.2bUS$ 1.4bUS$ 1.2bUS$ -159.2mUS$ 257.1mUS$ 2.9bUS$ 278.0mUS$ 6.2bUS$ 31.6bUS$ 25.4b-19%19%0.5×11.0×8%----
2025US$ 6.0bUS$ 1.2bUS$ 1.4bUS$ 1.3bUS$ -142.5mUS$ 144.7mUS$ 2.6bUS$ 304.7mUS$ 6.0bUS$ 30.8bUS$ 24.8bUS$ 105.0m19%19%0.4×11.2×7%1%9.4×1.8×1.0
2024US$ 5.8bUS$ 1.1bUS$ 1.4bUS$ 1.3bUS$ -71.0mUS$ 165.3mUS$ 2.7bUS$ 415.4mUS$ 5.3bUS$ 29.1bUS$ 23.8bUS$ 94.5m20%19%0.5×11.4×8%1%8.6×1.7×6.8
2023US$ 5.4bUS$ 970.8mUS$ 1.5bUS$ 1.4bUS$ -49.6mUS$ 103.2mUS$ 2.1bUS$ 486.1mUS$ 4.5bUS$ 28.1bUS$ 23.6bUS$ 88.3m22%18%0.5×12.7×9%1%11.5×2.5×1.2