Score Your Stock

US stock · figures in US dollars · scored on full-year results

PulteGroup PulteGroup, Inc. Common Stock

PHM · Consumer Cyclical · Residential Construction
Bottom 38% of scored stocks
OkayBottom 38% of scored stocks
Weak Spot

PulteGroup scores 49/100 on fundamentals: in the bottom 38% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Business Strength (20/100). It carries 1 warning flag: Weak Spot.

Best
Financial 100
Weakest
Business 20
  • Carries a Weak Spot flag

A financially strong stock with shrinking sales, but business strength needs attention.

What looks good
What to watch
Mkt capUS$ 23.8b#369 of 503 in the S&P 500EPSUS$ 9.36P/E13.2×✓ vs sector median 19.8×P/B1.8×✓ vs sector median 6.1×Div yield1%Bottom 37% in the S&P 50052w range · 47% of range107.16144.50
as of 31 Oct 2026

Nearby peers

Ranks #24 of 54 in Consumer Cyclical by score

#1Deckers Brands77#22Domino's50#23Lululemon Athletica49
#24PulteGroup49
#25Packaging Corporation of America49#26eBay48

One-Minute Summary

Why PulteGroup scores 49

A financially strong stock with shrinking sales, but business strength needs attention.

What looks good
What to watch

Business StrengthLowest pillar

20
Why 20?
Pillar score: (1 + 0 + 0 + 1 + 0) = 2 of 10 points → 20
Return on Equity (ROE)14%Okay4-Year Revenue Growth-0%/yrWeak4-Year Profit Growth-12%/yrWeakNet Profit Margin11%OkayQuarterly Momentum-7%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -31%Equity ↑ +25.3%ROE % 13.8%
Net ProfitEquityROE %
2.6b3.1b2.2b1.8b10.4b12.1b13.0b13.0b202320242025TTM25.1%25.4%17.1%13.8%

Revenue & Net Profit, with Net Margin

Revenue → -0.5%Net Profit ↓ -31%Net Margin % 11.2%
RevenueNet ProfitNet Margin %
16.1b17.9b17.3b16.0b2.6b3.1b2.2b1.8b202320242025TTM16.2%17.2%12.8%11.2%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit fell about 31% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -11%Net Profit ↓ -32.4%Net Margin % 11.9%
RevenueNet ProfitNet Margin %
4.5b4.9b3.9b4.4b4.4b4.6b3.4b4.0b698m913m523m609m586m502m347m472mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2615.6%18.6%13.4%13.8%13.3%10.9%10.2%11.9%
▼▼▼▼▼▼

Sales fell about 11% over the last 8 quarters: worth watching why.

Profit fell about 32.4% over the last 8 quarters.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
Debt-to-Equity0.2×StrongCurrent Ratio6.3×StrongInterest Coverage4,077.7×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↓ -10%Equity ↑ +25.3%D/E 0.2×
Total DebtEquityD/E
2.6b2.3b2.3b2.3b10.4b12.1b13.0b13.0b202320242025TTM0.2×0.2×0.2×0.2×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Short-term assets vs bills, with Current Ratio

Current Assets → +1.8%Current Liabilities ↑ +60%Current Ratio 6.3×
Current AssetsCurrent LiabilitiesCurrent Ratio
15.4b16.6b17.4b15.6b1.6b1.5b1.4b2.5b202320242025TTM9.9×11.1×12.6×6.3×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality1%Weak
Payout ratio: 11%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -35.9%Free CF ↓ -38.3%
Operating CFFree CF
2.2b1.7b1.9b1.4b2.1b1.6b1.7b1.3b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -26.1%Total Debt ↓ -10%
CashTotal Debt
1.8b1.6b2.0b1.3b2.6b2.3b2.3b2.3b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +50.8%Yield % 0.8%
DPS (cents)Yield %
1515151616202222266168829220222023202420251.4%1%0.7%0.8%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (1 + 1 + 0) = 2 of 6 points → 33
P/E Ratio13.2×OkayP/B Ratio1.8×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 141.65US$ 125.64US$ 109.64Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 42?
Pillar score: (1 + 1 + 2 + 1 + 0 + 0) = 5 of 12 points → 42
Earnings ConsistencyUnevenOkayDebt Trend (4yr)StableOkayShare Count Trend (4yr)-4%/yrStrongInventory vs Sales (4yr)+5.3 pp/yr vs salesOkayAsset Turnover Trend (4yr)-12.4%WeakQuarterly Consistency4 of 4 quarters downWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue → -0.5%Inventory ↑ +16.3%Inv. % of Rev. 85.8%
RevenueInventoryInv. % of Rev.
16.1b17.9b17.3b16.0b11.8b12.7b12.9b13.7b202320242025TTM73.4%70.6%74.5%85.8%
Ranks #24 of 54 in Consumer Cyclical by score

Sector peers

#1Deckers Brands77#22Domino's50#23Lululemon Athletica49
#24PulteGroup (you)49
#25Packaging Corporation of America49#26eBay48

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 16.0bUS$ 1.8bUS$ 1.4bUS$ 1.3bUS$ -109.5mUS$ 1.3bUS$ 2.3bUS$ 13.0bUS$ 15.6bUS$ 2.5bUS$ 18.3bUS$ 5.2bUS$ 13.7b-14%11%0.2×6.3×4077.7×11%----
2025US$ 17.3bUS$ 2.2bUS$ 1.9bUS$ 1.7bUS$ -122.7mUS$ 2.0bUS$ 2.3bUS$ 13.0bUS$ 17.4bUS$ 1.4bUS$ 18.0bUS$ 5.1bUS$ 12.9bUS$ 92.0m17%13%0.2×12.6×4813.1×8%1%10.3×1.8×-
2024US$ 17.9bUS$ 3.1bUS$ 1.7bUS$ 1.6bUS$ -118.5mUS$ 1.6bUS$ 2.3bUS$ 12.1bUS$ 16.6bUS$ 1.5bUS$ 17.4bUS$ 5.2bUS$ 12.7bUS$ 82.0m25%17%0.2×11.1×8364.0×5%1%7.1×1.8×0.4
2023US$ 16.1bUS$ 2.6bUS$ 2.2bUS$ 2.1bUS$ -92.2mUS$ 1.8bUS$ 2.6bUS$ 10.4bUS$ 15.4bUS$ 1.6bUS$ 16.1bUS$ 5.7bUS$ 11.8bUS$ 68.0m25%16%0.3×9.9×7355.5×5%1%8.3×2.1×0.4