Score Your Stock

US stock · figures in US dollars · scored on full-year results

Progressive Progressive Corporation (The) Common Stock

PGR · Financial Services · Insurance - Property & Casualty
Top 2% of scored stocks
OkayTop 2% of scored stocks
One-off Dividend

Progressive scores 79/100 on fundamentals: in the top 2% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (67/100). It carries 1 warning flag: One-off Dividend.

Best
Financial 100
Weakest
Price 67
  • Carries a One-off Dividend flag

A financially strong, inexpensively priced stock with healthy growth, but price fairness needs attention.

Mkt capUS$ 134.0b#91 of 503 in the S&P 500EPSUS$ 19.85P/E11.6×✓ vs sector median 15.7×P/B3.9×✗ vs sector median 2.7×Div yield6%✓ Top 2% in the S&P 50052w range · 84% of range189.20239.38
as of 31 Oct 2026

Nearby peers

Ranks #3 of 56 in Financial Services by score

One-Minute Summary

Why Progressive scores 79

A financially strong, inexpensively priced stock with healthy growth, but price fairness needs attention.

Business Strength

90
Why 90?
Pillar score: (2 + 2 + 2 + 1 + 2) = 9 of 10 points → 90
Return on Equity (ROE)34%Strong4-Year Revenue Growth+14%/yrStrong4-Year Profit Growth+44%/yrStrongNet Profit Margin13%OkayQuarterly Momentum+10%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +197.8%Equity ↑ +69.3%ROE % 33.9%
Net ProfitEquityROE %
3.9b8.5b11.3b11.6b20.3b25.6b30.3b34.3b202320242025TTM19.2%33.1%37.3%33.9%

Revenue & Net Profit, with Net Margin

Revenue ↑ +47.7%Net Profit ↑ +197.8%Net Margin % 12.7%
RevenueNet ProfitNet Margin %
62.1b75.3b87.6b91.7b3.9b8.5b11.3b11.6b202320242025TTM6.3%11.3%12.9%12.7%

Sales grew about 47.7% over 4 years: customers keep spending more with this company.

Profit climbed about 197.8% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +19.7%Net Profit ↑ +41.9%Net Margin % 14%
RevenueNet ProfitNet Margin %
19.7b20.3b20.4b22.0b22.5b22.7b22.2b23.6b2.3b2.4b2.6b3.2b2.6b3.0b2.8b3.3bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2611.8%11.6%12.6%14.4%11.6%13%12.7%14%
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Sales grew about 19.7% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 41.9% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.2×StrongInterest Coverage47.8×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +21.7%Equity ↑ +69.3%D/E 0.2×
Total DebtEquityD/E
6.9b6.9b6.9b8.4b20.3b25.6b30.3b34.3b202320242025TTM0.3×0.3×0.2×0.2×

Borrowings grew about 21.7% over 4 years: watch this; rising debt adds pressure in bad times.

Why 75?
Pillar score: (1 + 2 + 2 + 1) = 6 of 8 points → 75
Dividend Quality6%Okay
Payout ratio: 70%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +53.5%Free CF ↑ +53.5%
Operating CFFree CF
10.6b15.1b17.5b16.3b10.4b14.8b17.2b16.0b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +109.4%Total Debt ↑ +21.7%
CashTotal Debt
85m143m125m178m6.9b6.9b6.9b8.4b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +1,125%Yield % 6%
DPS (cents)Yield %
460404011549020222023202420250.4%0.3%0.6%6%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 67?
Pillar score: (2 + 0 + 2) = 4 of 6 points → 67
P/E Ratio11.6×StrongP/B Ratio3.9×WeakPEG Ratio0.3Strong
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 232.11US$ 211.17US$ 190.22Oct '25Feb '26Jun '26Oct '26

The share price is up about 19.6% over the past year.

Why 70?
Pillar score: (2 + 0 + 2 + 1 + 2) = 7 of 10 points → 70 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-0%/yrStrongAsset Turnover Trend (4yr)+4.9%OkayQuarterly Consistency0 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #3 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 91.7bUS$ 11.6bUS$ 16.3bUS$ 16.0bUS$ -388.0mUS$ 178.0mUS$ 8.4bUS$ 1.0bUS$ 34.3bUS$ 124.9bUS$ 90.6b-34%13%0.2×47.8×70%----
2025US$ 87.6bUS$ 11.3bUS$ 17.5bUS$ 17.2bUS$ -348.0mUS$ 125.0mUS$ 6.9b-US$ 30.3bUS$ 123.0bUS$ 92.7bUS$ 490.0m37%13%0.2×52.2×25%2%11.0×4.1×0.1
2024US$ 75.3bUS$ 8.5bUS$ 15.1bUS$ 14.8bUS$ -285.0mUS$ 143.0mUS$ 6.9b-US$ 25.6bUS$ 105.7bUS$ 80.2bUS$ 115.0m33%11%0.3×39.4×8%1%15.4×5.1×0.4
2023US$ 62.1bUS$ 3.9bUS$ 10.6bUS$ 10.4bUS$ -252.0mUS$ 85.0mUS$ 6.9b-US$ 20.3bUS$ 88.7bUS$ 68.4bUS$ 40.0m19%6%0.3×19.3×7%0%21.8×4.2×-