Score Your Stock

US stock · figures in US dollars · scored on full-year results

Assurant Assurant, Inc. Common Stock

AIZ · Financial Services · Insurance - Property & Casualty
Top 3% of scored stocks
OkayTop 3% of scored stocks

Assurant scores 77/100 on fundamentals: in the top 3% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (50/100).

Best
Financial 100
Weakest
Price 50

A financially strong stock, but price fairness needs attention.

Mkt capUS$ 14.5b#454 of 503 in the S&P 500EPSUS$ 20.89P/E13.6×✓ vs sector median 15.7×P/B2.4×✓ vs sector median 2.7×Div yield1%Bottom 47% in the S&P 50052w range · 89% of range207.78303.94
as of 31 Oct 2026

Nearby peers

Ranks #6 of 56 in Financial Services by score

One-Minute Summary

Why Assurant scores 77

A financially strong stock, but price fairness needs attention.

Business Strength

80
Why 80?
Pillar score: (2 + 1 + 2 + 1 + 2) = 8 of 10 points → 80
Return on Equity (ROE)17%Strong4-Year Revenue Growth+7%/yrOkay4-Year Profit Growth+18%/yrStrongNet Profit Margin8%OkayQuarterly Momentum+9%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +65.5%Equity ↑ +26.8%ROE % 17.4%
Net ProfitEquityROE %
643m760m873m1.1b4.8b5.1b5.9b6.1b202320242025TTM13.4%14.9%14.9%17.4%

Revenue & Net Profit, with Net Margin

Revenue ↑ +20.9%Net Profit ↑ +65.5%Net Margin % 7.9%
RevenueNet ProfitNet Margin %
11.1b11.9b12.8b13.5b643m760m873m1.1b202320242025TTM5.8%6.4%6.8%7.9%

Sales grew about 20.9% over 4 years: customers keep spending more with this company.

Profit climbed about 65.5% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +16.4%Net Profit ↑ +123.2%Net Margin % 8.6%
RevenueNet ProfitNet Margin %
3.0b3.1b3.1b3.2b3.2b3.4b3.4b3.5b134m201m147m235m266m225m274m299mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'264.5%6.5%4.8%7.4%8.2%6.7%8%8.6%
▼▲▼▲▲▲▲▲

Sales grew about 16.4% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 123.2% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.4×StrongInterest Coverage12.8×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +6.1%Equity ↑ +26.8%D/E 0.4×
Total DebtEquityD/E
2.1b2.1b2.2b2.2b4.8b5.1b5.9b6.1b202320242025TTM0.4×0.4×0.4×0.4×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality1%Weak
Payout ratio: 17%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +64.4%Free CF ↑ +77%
Operating CFFree CF
1.1b1.3b1.8b1.9b936m1.1b1.6b1.7b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +4.4%Total Debt ↑ +6.1%
CashTotal Debt
1.6b1.8b1.8b1.7b2.1b2.1b2.2b2.2b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +19.7%Yield % 1.2%
DPS (cents)Yield %
6868707070728080808827428229632820222023202420251.8%2.2%1.7%1.2%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 50?
Pillar score: (1 + 0 + 2) = 3 of 6 points → 50
P/E Ratio13.6×OkayP/B Ratio2.4×WeakPEG Ratio0.7Strong
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 292.80US$ 250.74US$ 208.69Oct '25Feb '26Jun '26Oct '26

The share price is up about 40.3% over the past year.

Why 90?
Pillar score: (2 + 1 + 2 + 2 + 2) = 9 of 10 points → 90 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)StableOkayShare Count Trend (4yr)-2%/yrStrongAsset Turnover Trend (4yr)+12.7%StrongQuarterly Consistency0 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #6 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 13.5bUS$ 1.1bUS$ 1.9bUS$ 1.7bUS$ -215.1mUS$ 1.7bUS$ 2.2b-US$ 6.1bUS$ 36.1bUS$ 30.0b-17%8%0.4×12.8×17%----
2025US$ 12.8bUS$ 872.7mUS$ 1.8bUS$ 1.6bUS$ -235.5mUS$ 1.8bUS$ 2.2b-US$ 5.9bUS$ 36.3bUS$ 30.4bUS$ 328.0m15%7%0.4×10.9×19%1%13.4×2.0×0.3
2024US$ 11.9bUS$ 760.2mUS$ 1.3bUS$ 1.1bUS$ -221.3mUS$ 1.8bUS$ 2.1b-US$ 5.1bUS$ 35.0bUS$ 29.9bUS$ 296.0m15%6%0.4×9.7×21%1%13.8×2.1×-
2023US$ 11.1bUS$ 642.5mUS$ 1.1bUS$ 935.6mUS$ -202.5mUS$ 1.6bUS$ 2.1bUS$ 0.0mUS$ 4.8bUS$ 33.6bUS$ 28.8bUS$ 282.0m13%6%0.4×8.5×24%2%13.1×1.8×1.0