Score Your Stock

US stock · figures in US dollars · scored on full-year results

Erie Indemnity Erie Indemnity Company

ERIE · Financial Services · Insurance Brokers
Top 16% of scored stocks
OkayTop 16% of scored stocks
Weak SpotLimited Data

Erie Indemnity scores 68/100 on fundamentals: in the top 16% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (17/100). It carries 2 warning flags: Weak Spot, Limited Data.

Best
Financial 100
Weakest
Price 17
  • Carries a Weak Spot flag
  • Carries a Limited Data flag

A financially strong, expensively priced stock with healthy growth, but price fairness needs attention.

Mkt capUS$ 13.8b#463 of 503 in the S&P 500EPSUS$ 11.03P/E24.4×✗ vs sector median 14.5×P/B6×✗ vs sector median 2.7×Div yield2%✓ Top 31% in the S&P 50052w range · 51% of range204.63320.50
as of 31 Oct 2026

Nearby peers

Ranks #18 of 56 in Financial Services by score

One-Minute Summary

Why Erie Indemnity scores 68

A financially strong, expensively priced stock with healthy growth, but price fairness needs attention.

Business Strength

70
Why 70?
Pillar score: (2 + 2 + 2 + 1 + 0) = 7 of 10 points → 70
Return on Equity (ROE)25%Strong4-Year Revenue Growth+13%/yrStrong4-Year Profit Growth+23%/yrStrongNet Profit Margin13%OkayQuarterly Momentum-0%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +87.3%Equity ↑ +57.6%ROE % 24.5%
Net ProfitEquityROE %
299m446m600m559m1.4b1.7b2.0b2.3b202220232024202520.6%26.8%30.2%24.5%

Revenue & Net Profit, with Net Margin

Revenue ↑ +45.5%Net Profit ↑ +87.3%Net Margin % 13.5%
RevenueNet ProfitNet Margin %
2.9b3.3b3.9b4.1b299m446m600m559m202220232024202510.5%13.5%15.5%13.5%

Sales grew about 45.5% over 4 years: customers keep spending more with this company.

Profit climbed about 87.3% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +31.4%Net Profit ↑ +12.8%Net Margin % 13.7%
RevenueNet ProfitNet Margin %
1000m924m989m1.3b1.3b334m1.2b1.3b160m152m138m175m183m63m151m180mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2616%16.4%14%13.5%14%19%12.2%13.7%
▲▲▲▲▲▼▲▬

Sales grew about 31.4% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 12.8% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0×StrongInterest CoverageDebt-freeStrong

No data: Current Ratio

Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality2%Weak
Payout ratio: 45%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 2 charts

Operating vs Free Cash Flow

Operating CF ↑ +87.5%Free CF ↑ +91%
Operating CFFree CF
366m381m611m687m299m289m486m571m2022202320242025

The business generates real cash, and more of it each year: a very healthy sign.

Dividends per Share, with Yield

DPS (cents) ↑ +23%Yield % 2.2%
DPS (cents)Yield %
111111111119119127.5127.5127.5136.5136.544447651054620222023202420252.3%2%1.3%2.2%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (0 + 0 + 1) = 1 of 6 points → 17
P/E Ratio24.4×WeakP/B Ratio6×WeakPEG Ratio1.1Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 289.63US$ 250.03US$ 210.44Oct '25Feb '26Jun '26Oct '26

The share price is down about 8.6% over the past year.

Why 90?
Pillar score: (2 + 2 + 2 + 1 + 2) = 9 of 10 points → 90 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)FallingStrongShare Count Trend (4yr)+0%/yrStrongAsset Turnover Trend (4yr)-2.9%OkayQuarterly Consistency1 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #18 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2025US$ 4.1bUS$ 559.3mUS$ 686.7mUS$ 571.0mUS$ -115.7mUS$ 315.7m--US$ 2.3bUS$ 3.4bUS$ 1.1bUS$ 546.0m25%13%--45%2%25.4×6.2×1.1
2024US$ 3.9bUS$ 600.3mUS$ 611.2mUS$ 486.4mUS$ -124.8mUS$ 274.8m--US$ 2.0bUS$ 2.9bUS$ 901.4mUS$ 510.0m30%16%-999.0×40%1%34.8×10.5×0.8
2023US$ 3.3bUS$ 446.1mUS$ 381.2mUS$ 288.6mUS$ -92.6mUS$ 131.5m--US$ 1.7bUS$ 2.5bUS$ 809.1mUS$ 476.0m27%13%-999.0×50%2%37.3×10.0×0.8
2022US$ 2.9bUS$ 298.6mUS$ 366.2mUS$ 298.9mUS$ -67.2mUS$ 130.2mUS$ 0.0mUS$ 0.0mUS$ 1.4bUS$ 2.2bUS$ 791.0mUS$ 444.0m21%10%0.0×188.4×69%2%40.6×8.4×-