Score Your Stock

US stock · figures in US dollars · scored on full-year results

Arch Capital Group Arch Capital Group Ltd.

ACGL · Financial Services · Insurance - Diversified
Top 19% of scored stocks
OkayTop 19% of scored stocks

Arch Capital Group scores 66/100 on fundamentals: in the top 19% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (50/100).

Best
Financial 100
Weakest
Price 50

A financially strong, inexpensively priced stock, but price fairness needs attention.

Mkt capUS$ 34.8b#297 of 503 in the S&P 500EPSUS$ 12.23P/E8.3×✓ vs sector median 15.7×P/B1.5×✓ vs sector median 2.7×Div yield0%Bottom 19% in the S&P 50052w range · 98% of range84.70107.09
as of 31 Oct 2026

Nearby peers

Ranks #20 of 56 in Financial Services by score

One-Minute Summary

Why Arch Capital Group scores 66

A financially strong, inexpensively priced stock, but price fairness needs attention.

Business Strength

70
Why 70?
Pillar score: (2 + 2 + 0 + 2 + 1) = 7 of 10 points → 70
Return on Equity (ROE)18%Strong4-Year Revenue Growth+11%/yrStrong4-Year Profit Growth-0%/yrWeakNet Profit Margin24%StrongQuarterly Momentum-2%Okay
Show 3 charts

Net Profit & Equity, with ROE

Net Profit → -1.5%Equity ↑ +30.9%ROE % 18.2%
Net ProfitEquityROE %
4.4b4.3b4.4b4.4b18.4b20.8b24.2b24.0b202320242025TTM24.2%20.7%18.2%18.2%

Revenue & Net Profit, with Net Margin

Revenue ↑ +36%Net Profit → -1.5%Net Margin % 24.2%
RevenueNet ProfitNet Margin %
13.3b16.9b19.3b18.1b4.4b4.3b4.4b4.4b202320242025TTM33.4%25.5%22.8%24.2%

Sales grew about 36% over 4 years: customers keep spending more with this company.

Profit has moved sideways: stable, but not compounding your money faster each year.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -4.9%Net Profit ↑ +8.1%Net Margin % 23.5%
RevenueNet ProfitNet Margin %
4.7b4.5b4.7b5.0b5.0b4.8b4.4b4.5b978m925m564m1.2b1.4b1.2b1.0b1.1bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2620.7%20.3%12.1%24.9%27.1%26%24%23.5%
▲▼▼▬▲▲▲▼

Sales have stayed roughly flat over the last 8 quarters.

Profit has moved sideways over the last 8 quarters.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.2×StrongInterest Coverage27.8×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +57.2%Equity ↑ +30.9%D/E 0.2×
Total DebtEquityD/E
2.7b2.7b2.7b4.3b18.4b20.8b24.2b24.0b202320242025TTM0.1×0.1×0.1×0.2×

Borrowings grew about 57.2% over 4 years: watch this; rising debt adds pressure in bad times.

Why 63?
Pillar score: (0 + 1 + 2 + 2) = 5 of 8 points → 63
Dividend Quality0%Weak
Payout ratio: 1%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF → -1.3%Free CF → -1.2%
Operating CFFree CF
5.7b6.7b6.2b5.7b5.7b6.6b6.1b5.6b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +20.9%Total Debt ↑ +57.2%
CashTotal Debt
917m979m993m1.1b2.7b2.7b2.7b4.3b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 0%
DPS (cents)Yield %
00500020222023202420250%0%5.4%0%

Dividends were cut during this period: payouts here are not guaranteed pocket money.

Why 50?
Pillar score: (2 + 1 + 0) = 3 of 6 points → 50
P/E Ratio8.3×StrongP/B Ratio1.5×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 106.36US$ 96.34US$ 86.31Oct '25Feb '26Jun '26Oct '26

The share price is up about 23.2% over the past year.

Why 60?
Pillar score: (1 + 0 + 2 + 1 + 2) = 6 of 10 points → 60 · 1 N/A skipped
Earnings ConsistencyUnevenOkayDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-3%/yrStrongAsset Turnover Trend (4yr)-6%OkayQuarterly Consistency1 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #20 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 18.1bUS$ 4.4bUS$ 5.7bUS$ 5.6bUS$ -44.0mUS$ 1.1bUS$ 4.3bUS$ 24.0bUS$ 85.2bUS$ 61.1b-18%24%0.2×27.8×1%----
2025US$ 19.3bUS$ 4.4bUS$ 6.2bUS$ 6.1bUS$ -44.0mUS$ 993.0mUS$ 2.7bUS$ 24.2bUS$ 79.2bUS$ 55.0bUS$ 0.0m18%23%0.1×34.6×1%0%7.7×1.4×0.2
2024US$ 16.9bUS$ 4.3bUS$ 6.7bUS$ 6.6bUS$ -51.0mUS$ 979.0mUS$ 2.7bUS$ 20.8bUS$ 70.9bUS$ 50.1bUS$ 500.0m21%25%0.1×32.7×44%5%8.0×1.7×0.1
2023US$ 13.3bUS$ 4.4bUS$ 5.7bUS$ 5.7bUS$ -52.0mUS$ 917.0mUS$ 2.7bUS$ 18.4bUS$ 58.9bUS$ 40.6bUS$ 0.0m24%33%0.2×26.5×1%0%5.9×1.4×0.0