Score Your Stock

US stock · figures in US dollars · scored on full-year results

Carvana Carvana Co. Class A Common Stock

CVNA · Consumer Cyclical · Auto & Truck Dealerships
Top 28% of scored stocks
OkayTop 28% of scored stocks

Carvana scores 62/100 on fundamentals: in the top 28% of 503 scored S&P 500 stocks. Its strongest area is Business Strength (90/100); its weakest is Financial Safety (33/100).

Best
Business 90
Weakest
Financial 33
Price 33

A financially stretched, expensively priced stock with healthy growth, but financial safety needs attention.

What looks good
What to watch
Mkt capUS$ 77.0b#168 of 503 in the S&P 500EPSUS$ 2.08P/E44.1×✗ vs sector median 19.5×P/B17.3×✗ vs sector median 6×Div yieldNo dividends paidBottom 13% in the S&P 50052w range · 35% of range54.4697.38
as of 31 Oct 2026

Nearby peers

Ranks #9 of 54 in Consumer Cyclical by score

#1Deckers Brands77#7Ralph Lauren63#8Ross Stores63
#9Carvana62
#10Las Vegas Sands61#11Expedia Group60

One-Minute Summary

Why Carvana scores 62

A financially stretched, expensively priced stock with healthy growth, but financial safety needs attention.

What looks good
What to watch

Business Strength

90
Why 90?
Pillar score: (2 + 2 + 2 + 1 + 2) = 9 of 10 points → 90
Return on Equity (ROE)39%Strong4-Year Revenue Growth+37%/yrStrong4-Year Profit Growth+56%/yrStrongNet Profit Margin6%OkayQuarterly Momentum+54%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +279.1%Equity ↑ +1,690.9%ROE % 39.2%
Net ProfitEquityROE %
450m210m1.4b1.7b243m1.3b3.4b4.4b202320242025TTM185.2%16.7%40.9%39.2%

Revenue & Net Profit, with Net Margin

Revenue ↑ +154.9%Net Profit ↑ +279.1%Net Margin % 6.2%
RevenueNet ProfitNet Margin %
10.8b13.7b20.3b27.5b450m210m1.4b1.7b202320242025TTM4.2%1.5%6.9%6.2%

Sales grew about 154.9% over 4 years: customers keep spending more with this company.

Profit climbed about 279.1% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +101.8%Net Profit ↑ +264.7%Net Margin % 4.2%
RevenueNet ProfitNet Margin %
3.7b3.5b4.2b4.8b5.6b5.6b6.4b7.4b85m79m216m183m151m857m250m310mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'262.3%2.2%5.1%3.8%2.7%15.3%3.9%4.2%
▼▲▲▲▲▲▲▲

Sales grew about 101.8% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 264.7% over the last 8 quarters: the business is keeping more of what it earns.

Why 33?
Pillar score: (0 + 2 + 0) = 2 of 6 points → 33
Debt-to-Equity1.3×WeakCurrent Ratio4.1×StrongInterest Coverage0.3×Weak
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↓ -16.3%Equity ↑ +1,690.9%D/E 1.3×
Total DebtEquityD/E
6.7b6.0b5.5b5.6b243m1.3b3.4b4.4b202320242025TTM27.6×4.8×1.6×1.3×

Borrowings fell about 16.3% over 4 years: the company is steadily getting safer.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +159.8%Current Liabilities ↑ +38.7%Current Ratio 4.1×
Current AssetsCurrent LiabilitiesCurrent Ratio
3.3b4.9b6.5b8.6b1.5b1.3b1.5b2.1b202320242025TTM2.2×3.6×4.3×4.1×
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend QualityNo dividends paidWeak
Payout ratio: 0%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +65.6%Free CF ↑ +55.4%
Operating CFFree CF
803m918m1.0b1.3b716m827m889m1.1b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +475.3%Short-Term Debt ↓ -58.7%Total Debt ↓ -16.3%
CashShort-Term DebtTotal Debt
530m1.7b2.3b3.0b857m376m285m354m6.7b6.0b5.5b5.6b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 0%
DPS (cents)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (0 + 0 + 2) = 2 of 6 points → 33
P/E Ratio44.1×WeakP/B Ratio17.3×WeakPEG Ratio0.8Strong
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 94.66US$ 75.46US$ 56.26Oct '25Feb '26Jun '26Oct '26

The share price is up about 11.4% over the past year.

Why 75?
Pillar score: (2 + 2 + 0 + 1 + 2 + 2) = 9 of 12 points → 75
Earnings ConsistencySteadyStrongDebt Trend (4yr)FallingStrongShare Count Trend (4yr)+25%/yrWeakInventory vs Sales (4yr)+7.7 pp/yr vs salesOkayAsset Turnover Trend (4yr)+18.6%StrongQuarterly Consistency0 of 4 quarters downStrong
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +154.9%Inventory ↑ +200.5%Inv. % of Rev. 12.6%
RevenueInventoryInv. % of Rev.
10.8b13.7b20.3b27.5b1.1b1.6b2.4b3.5b202320242025TTM10.7%11.8%11.8%12.6%
Ranks #9 of 54 in Consumer Cyclical by score

Sector peers

#1Deckers Brands77#7Ralph Lauren63#8Ross Stores63
#9Carvana (you)62
#10Las Vegas Sands61#11Expedia Group60

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDiv yieldP/E RatioP/B Ratio
2026US$ 27.5bUS$ 1.7bUS$ 1.3bUS$ 1.1bUS$ -217.0mUS$ 3.0bUS$ 5.6bUS$ 354.0mUS$ 4.4bUS$ 8.6bUS$ 2.1bUS$ 15.2bUS$ 9.5bUS$ 3.5b-39%6%1.3×4.1×0.3×---
2025US$ 20.3bUS$ 1.4bUS$ 1.0bUS$ 889.0mUS$ -147.0mUS$ 2.3bUS$ 5.5bUS$ 285.0mUS$ 3.4bUS$ 6.5bUS$ 1.5bUS$ 13.2bUS$ 9.0bUS$ 2.4bUS$ 0.0m41%7%1.6×4.3×-0.8×0%40.5×16.5×
2024US$ 13.7bUS$ 210.0mUS$ 918.0mUS$ 827.0mUS$ -91.0mUS$ 1.7bUS$ 6.0bUS$ 376.0mUS$ 1.3bUS$ 4.9bUS$ 1.3bUS$ 8.5bUS$ 7.1bUS$ 1.6bUS$ 0.0m17%2%4.8×3.6×1.6×0%112.4×18.7×
2023US$ 10.8bUS$ 450.0mUS$ 803.0mUS$ 716.0mUS$ -87.0mUS$ 530.0mUS$ 6.7bUS$ 857.0mUS$ 243.0mUS$ 3.3bUS$ 1.5bUS$ 7.1bUS$ 7.5bUS$ 1.1bUS$ 0.0m185%4%27.6×2.2×1.3×0%13.4×24.9×