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US stock · figures in US dollars · scored on full-year results

Brown & Brown Brown & Brown, Inc. Common Stock

BRO · Financial Services · Insurance Brokers
Top 25% of scored stocks
Compare with nearby peers
OkayTop 25% of scored stocks

Brown & Brown scores 63/100 on fundamentals: in the top 25% of 503 scored S&P 500 stocks. Its strongest area is Business Strength (90/100); its weakest is Financial Safety (50/100).

Best
Business 90
Weakest
Financial 50
Price 50
Risk 50

A stock with healthy growth, but financial safety needs attention.

Mkt capUS$ 23.2b#374 of 503 in the S&P 500EPSUS$ 3.16P/E18.7×✗ vs sector median 14.5×P/B1.8×✓ vs sector median 2.7×Div yield1%Bottom 39% in the S&P 50052w range · 56% of range53.8182.58
as of 31 Oct 2026

Nearby peers

Ranks #25 of 56 in Financial Services by score

One-Minute Summary

Why Brown & Brown scores 63

A stock with healthy growth, but financial safety needs attention.

Business Strength

90
Why 90?
Pillar score: (1 + 2 + 2 + 2 + 2) = 9 of 10 points → 90
Return on Equity (ROE)10%Okay4-Year Revenue Growth+18%/yrStrong4-Year Profit Growth+12%/yrStrongNet Profit Margin18%StrongQuarterly Momentum+33%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +39.8%Equity ↑ +125.5%ROE % 9.7%
Net ProfitEquityROE %
871m993m1.1b1.2b5.6b6.4b12.5b12.6b202320242025TTM15.6%15.5%8.4%9.7%

Revenue & Net Profit, with Net Margin

Revenue ↑ +62.3%Net Profit ↑ +39.8%Net Margin % 17.9%
RevenueNet ProfitNet Margin %
4.2b4.7b5.8b6.8b871m993m1.1b1.2b202320242025TTM20.7%21.1%18.3%17.9%

Sales grew about 62.3% over 4 years: customers keep spending more with this company.

Profit climbed about 39.8% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +39.5%Net Profit ↑ +23.1%Net Margin % 17.4%
RevenueNet ProfitNet Margin %
1.2b1.2b1.4b1.2b1.6b1.6b1.9b1.7b234m209m331m231m227m264m426m288mSep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '2619.7%17.7%23.6%18.5%14.6%16.7%22.7%17.4%
▲▼▲▼▬▲▲▲

Sales grew about 39.5% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 23.1% over the last 8 quarters: the business is keeping more of what it earns.

Why 50?
Pillar score: (1 + 1 + 1) = 3 of 6 points → 50
Debt-to-Equity0.6×OkayCurrent Ratio1.1×OkayInterest Coverage4.7×Okay
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +100%Equity ↑ +125.5%D/E 0.6×
Total DebtEquityD/E
4.0b4.1b7.9b8.0b5.6b6.4b12.5b12.6b202320242025TTM0.7×0.6×0.6×0.6×

Borrowings grew about 100% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +61%Current Liabilities ↑ +45.9%Current Ratio 1.1×
Current AssetsCurrent LiabilitiesCurrent Ratio
5.1b6.9b8.6b8.3b5.0b6.3b8.3b7.2b202320242025TTM1×1.1×1×1.1×
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality1%Weak
Payout ratio: 18%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +56.8%Free CF ↑ +58%
Operating CFFree CF
1.0b1.2b1.4b1.6b941m1.1b1.4b1.5b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +57%Short-Term Debt ↓ -27.4%Total Debt ↑ +100%
CashShort-Term DebtTotal Debt
700m675m1.1b1.1b569m225m719m413m4.0b4.1b7.9b8.0b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +45%Yield % 1%
DPS (cents)Yield %
11.5131515151542.447.55461.520222023202420250.7%0.7%0.6%1%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 50?
Pillar score: (1 + 1 + 1) = 3 of 6 points → 50
P/E Ratio18.7×OkayP/B Ratio1.8×OkayPEG Ratio1.6Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 81.01US$ 68.56US$ 56.12Oct '25Feb '26Jun '26Oct '26

The share price is down about 11.7% over the past year.

Why 50?
Pillar score: (2 + 0 + 1 + 0 + 2) = 5 of 10 points → 50 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+5%/yrOkayAsset Turnover Trend (4yr)-18%WeakQuarterly Consistency1 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #25 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 6.8bUS$ 1.2bUS$ 1.6bUS$ 1.5bUS$ -97.0mUS$ 1.1bUS$ 8.0bUS$ 413.0mUS$ 12.6bUS$ 8.3bUS$ 7.2bUS$ 29.4bUS$ 16.8b-10%18%0.6×1.1×4.7×18%----
2025US$ 5.8bUS$ 1.1bUS$ 1.4bUS$ 1.4bUS$ -68.0mUS$ 1.1bUS$ 7.9bUS$ 719.0mUS$ 12.5bUS$ 8.6bUS$ 8.3bUS$ 30.0bUS$ 17.4bUS$ 61.5m8%18%0.6×1.0×5.5×18%1%24.6×2.1×1.5
2024US$ 4.7bUS$ 993.0mUS$ 1.2bUS$ 1.1bUS$ -82.0mUS$ 675.0mUS$ 4.1bUS$ 225.0mUS$ 6.4bUS$ 6.9bUS$ 6.3bUS$ 17.6bUS$ 11.2bUS$ 54.0m15%21%0.6×1.1×7.5×16%1%28.9×4.5×1.5
2023US$ 4.2bUS$ 871.0mUS$ 1.0bUS$ 941.0mUS$ -69.0mUS$ 700.0mUS$ 4.0bUS$ 569.0mUS$ 5.6bUS$ 5.1bUS$ 5.0bUS$ 14.9bUS$ 9.3bUS$ 47.5m16%21%0.7×1.0×7.0×16%1%22.8×3.6×1.0