Score Your Stock

US stock · figures in US dollars · scored on full-year results

A. O. Smith A.O. Smith Corporation Common Stock

AOS · Industrials · Specialty Industrial Machinery
Bottom 45% of scored stocks
OkayBottom 45% of scored stocks
Weak Spot

A. O. Smith scores 51/100 on fundamentals: in the bottom 45% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (17/100). It carries 1 warning flag: Weak Spot.

Best
Financial 100
Weakest
Price 17
  • Carries a Weak Spot flag

A financially strong stock with shrinking sales, but price fairness needs attention.

What looks good
What to watch
Mkt capUS$ 8.5b#498 of 503 in the S&P 500EPSUS$ 3.59P/E17.7×✓ vs sector median 25.5×P/B4.8×✓ vs sector median 6×Div yield2%✓ Top 30% in the S&P 50052w range · 33% of range54.1681.87
as of 31 Oct 2026

Nearby peers

Ranks #42 of 76 in Industrials by score

#1Emcor75#40Huntington Ingalls Industries52#41J.B. Hunt52
#42A. O. Smith51
#43Masco51#44Norfolk Southern51

One-Minute Summary

Why A. O. Smith scores 51

A financially strong stock with shrinking sales, but price fairness needs attention.

What looks good
What to watch

Business Strength

40
Why 40?
Pillar score: (2 + 0 + 0 + 1 + 1) = 4 of 10 points → 40
Return on Equity (ROE)27%Strong4-Year Revenue Growth-0%/yrWeak4-Year Profit Growth-4%/yrWeakNet Profit Margin13%OkayQuarterly Momentum+0%Okay
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -11.1%Equity → -0.1%ROE % 26.9%
Net ProfitEquityROE %
557m534m546m495m1.8b1.9b1.9b1.8b202320242025TTM30.2%28.3%29.4%26.9%

Revenue & Net Profit, with Net Margin

Revenue → -1.3%Net Profit ↓ -11.1%Net Margin % 13%
RevenueNet ProfitNet Margin %
3.9b3.8b3.8b3.8b557m534m546m495m202320242025TTM14.4%14%14.3%13%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit fell about 11.1% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +11.3%Net Profit ↑ +4%Net Margin % 12.4%
RevenueNet ProfitNet Margin %
903m912m964m1.0b943m913m946m1.0b120m110m137m152m132m125m118m125mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2613.3%12%14.2%15%14%13.7%12.5%12.4%
▼▼▼▬▲▲▼▼

Sales grew about 11.3% over the last 8 quarters: customers keep spending more with this company.

Profit has moved sideways over the last 8 quarters.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
Debt-to-Equity0.4×StrongCurrent Ratio1.6×StrongInterest Coverage26.3×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +336%Equity → -0.1%D/E 0.4×
Total DebtEquityD/E
155m217m192m677m1.8b1.9b1.9b1.8b202320242025TTM0.1×0.1×0.1×0.4×

Borrowings grew about 336% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↓ -7.4%Current Liabilities ↓ -7.8%Current Ratio 1.6×
Current AssetsCurrent LiabilitiesCurrent Ratio
1.5b1.4b1.3b1.4b945m897m863m872m202320242025TTM1.6×1.6×1.5×1.6×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality2%Weak
Payout ratio: 40%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -8.6%Free CF ↓ -6%
Operating CFFree CF
670m582m617m613m598m474m546m562m202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -46.7%Short-Term Debt ↑ +295%Total Debt ↑ +336%
CashShort-Term DebtTotal Debt
340m240m175m181m10m10m42m40m155m217m192m677m202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +21.1%Yield % 2.3%
DPS (cents)Yield %
283232323434343411412213013820222023202420252%1.9%1.7%2.3%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (1 + 0 + 0) = 1 of 6 points → 17
P/E Ratio17.7×OkayP/B Ratio4.8×WeakPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 79.52US$ 67.60US$ 55.67Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 50?
Pillar score: (1 + 0 + 2 + 2 + 0 + 1) = 6 of 12 points → 50
Earnings ConsistencyUnevenOkayDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-2%/yrStrongInventory vs Sales (4yr)-0.6 pp/yr vs salesStrongAsset Turnover Trend (4yr)-13%WeakQuarterly Consistency2 of 4 quarters downOkay
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue → -1.3%Inventory → -3%Inv. % of Rev. 12.7%
RevenueInventoryInv. % of Rev.
3.9b3.8b3.8b3.8b497m532m479m483m202320242025TTM12.9%13.9%12.5%12.7%
Ranks #42 of 76 in Industrials by score

Sector peers

#1Emcor75#40Huntington Ingalls Industries52#41J.B. Hunt52
#42A. O. Smith (you)51
#43Masco51#44Norfolk Southern51

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 3.8bUS$ 494.6mUS$ 612.5mUS$ 561.7mUS$ -50.8mUS$ 181.3mUS$ 676.7mUS$ 39.5mUS$ 1.8bUS$ 1.4bUS$ 871.7mUS$ 3.6bUS$ 1.8bUS$ 482.7m-27%13%0.4×1.6×26.3×40%----
2025US$ 3.8bUS$ 546.2mUS$ 616.8mUS$ 546.0mUS$ -70.8mUS$ 174.5mUS$ 192.1mUS$ 42.3mUS$ 1.9bUS$ 1.3bUS$ 862.5mUS$ 3.1bUS$ 1.3bUS$ 479.3mUS$ 138.0m29%14%0.1×1.5×54.0×36%2%17.0×5.0×0.5
2024US$ 3.8bUS$ 533.6mUS$ 581.8mUS$ 473.8mUS$ -108.0mUS$ 239.6mUS$ 216.7mUS$ 10.0mUS$ 1.9bUS$ 1.4bUS$ 897.2mUS$ 3.2bUS$ 1.4bUS$ 532.1mUS$ 130.0m28%14%0.1×1.6×105.6×36%2%17.9×5.1×5.8
2023US$ 3.9bUS$ 556.6mUS$ 670.3mUS$ 597.7mUS$ -72.6mUS$ 339.9mUS$ 155.2mUS$ 10.0mUS$ 1.8bUS$ 1.5bUS$ 945.3mUS$ 3.2bUS$ 1.4bUS$ 497.4mUS$ 122.0m30%14%0.1×1.6×62.1×33%2%20.7×6.3×1.2