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XL XL HOLDINGS BERHAD

7121.KL · Consumer Products & Services · Consumer Services
Top 50% of scored stocks
Compare with nearby peers
OkayTop 50% of scored stocks
ShariahWeak Spot

XL scores 50/100 on fundamentals: in the top 50% of 1120 scored Bursa Malaysia stocks. Its strongest area is Financial Safety (100/100); its weakest is Cash & Dividends (13/100). It carries 1 warning flag: Weak Spot.

Best
Financial 100
Weakest
Cash 13
  • Carries a Weak Spot flag
Mkt capRM 424.3m#337 of 1113 in BursaEPSRM 0.02P/E47.1×✗ vs sector avg 37.9×P/B1.5×✓ vs sector avg 1.7×Div yieldNo dividends paidBottom 36% in Bursa52w range · 73% of range0.600.90
as of 18 Oct 2026

Nearby peers

Ranks #118 of 241 in Consumer Products & Services by score

#1CCIB98#116CCK51#117WEGMANS50
#118XL50
#119UPA50#120HSSBAKERY49

One-Minute Summary

Why XL scores 50

A financially strong, expensively priced stock with healthy growth, but cash & dividends needs attention.

What looks good
What to watch

After Jun '26 results: 56 → 50−6· Debt Trend (4yr) Strong → WeakSee all movers →

Business Strength

70
Why 70?
Pillar score: (0 + 2 + 2 + 1 + 2) = 7 of 10 points → 70
Return on Equity (ROE)4%Weak4-Year Revenue Growth+15%/yrStrong4-Year Profit Growth+356%/yrStrongNet Profit Margin7%OkayQuarterly Momentum+18%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +9,400%Equity ↑ +178.9%ROE % 4.1%
Net ProfitEquityROE %
0m7m10m10m84m182m206m234m20222024202520260.1%4%4.8%4.1%

Revenue & Net Profit, with Net Margin

Revenue ↑ +53.3%Net Profit ↑ +9,400%Net Margin % 7.4%
RevenueNet ProfitNet Margin %
84m71m109m129m0m7m10m10m20222024202520260.1%10.4%9%7.4%

Sales grew about 53.3% over 4 years: customers keep spending more with this company.

Profit climbed about 9,400% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +10.6%Net Profit ↑ +12.5%Net Margin % 10.2%
RevenueNet ProfitNet Margin %
32m42m17m18m45m25m23m35m3m3m1m3m2m2m2m4mJul '24Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '2610%6.4%8.2%14.5%4.2%7.5%9.1%10.2%
▲▲▲▼▼▼▲▲

Sales grew about 10.6% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 12.5% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
Debt-to-Equity0.1×StrongCurrent Ratio10.1×StrongInterest Coverage19.8×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +146.9%Equity ↑ +178.9%D/E 0.1×
Total DebtEquityD/E
8m5m4m20m84m182m206m234m20222024202520260.1×0×0×0.1×

Borrowings grew about 146.9% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +138.6%Current Liabilities ↓ -18.1%Current Ratio 10.1×
Current AssetsCurrent LiabilitiesCurrent Ratio
50m68m99m119m14m5m5m12m20222024202520263.5×13.1×20.1×10.1×
Why 13?
Pillar score: (0 + 0 + 0 + 1) = 1 of 8 points → 13
Dividend QualityNo dividends paidWeak
Payout ratio: 0%
Operating Cash FlowNegative recentlyWeakFree Cash FlowNegative recentlyWeakCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -237.9%Free CF ↓ -117.4%
Operating CFFree CF
-9m6m8m-29m-19m-20m7m-42m2022202420252026

Cash flow has been weak or negative recently: the business is burning cash, not building it.

Cash vs Total Debt

Cash ↓ -34.5%Total Debt ↑ +146.9%
CashTotal Debt
18m9m28m12m8m5m4m20m2022202420252026

Dividends per Share, with Yield

DPS (sen) → +0%Yield % 0%
DPS (sen)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 50?
Pillar score: (0 + 1 + 2) = 3 of 6 points → 50
P/E Ratio47.1×WeakP/B Ratio1.5×OkayPEG Ratio0.1Strong
Show chart

Score vs Share Price

Score (0-100)Share price
RM 0.83RM 0.72RM 0.61100500Oct '25Feb '26Jun '26Oct '26📊

The share price is up about 34.4% over the past year.

What happened, and how the price moved

Why 25?
Pillar score: (2 + 0 + 0 + 0 + 0 + 1) = 3 of 12 points → 25
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+35%/yrWeakInventory vs Sales (4yr)+68.2 pp/yr vs salesWeakAsset Turnover Trend (4yr)-38.4%WeakQuarterly Consistency2 of 4 quarters downOkay
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +53.3%Inventory ↑ +927.3%Inv. % of Rev. 35%
RevenueInventoryInv. % of Rev.
84m71m109m129m4m25m41m45m20222024202520265.2%35.9%37.2%35%

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Ranks #118 of 241 in Consumer Products & Services by score

Sector peers

#1CCIB98#116CCK51#117WEGMANS50
#118XL (you)50
#119UPA50#120HSSBAKERY49

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDiv yieldP/E RatioP/B RatioPEG Ratio
2026RM 129.1mRM 9.5mRM -29.4mRM -42.4mRM -13.0mRM 11.6mRM 20.0mRM 4.1mRM 234.3mRM 119.3mRM 11.8mRM 261.2mRM 26.8mRM 45.2m-4%7%0.1×10.1×19.8×0%35.1×1.4×0.1
2025RM 109.1mRM 9.8mRM 7.8mRM 7.3mRM -0.5mRM 28.0mRM 4.3mRM 1.1mRM 205.6mRM 98.7mRM 4.9mRM 212.7mRM 7.2mRM 40.6mRM 0.0m5%9%0.0×20.1×40.0×0%23.6×1.1×0.0
2024RM 70.5mRM 7.3mRM 6.0mRM -19.7mRM -25.6mRM 9.3mRM 5.4mRM 1.0mRM 182.4mRM 68.3mRM 5.2mRM 190.4mRM 8.5mRM 25.3mRM 0.0m4%10%0.0×13.2×23.2×0%28.1×1.1×0.0
2022RM 84.2mRM 0.1mRM -8.7mRM -19.5mRM -10.8mRM 17.7mRM 8.1m-RM 84.0mRM 50.0mRM 14.4mRM 105.0mRM 20.9mRM 4.4mRM 0.0m0%0%0.1×3.5×5.3×0%948.1×1.3×-