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SSF SSF HOME GROUP BERHAD

0287.KL · Consumer Products & Services · Retailers
Bottom 33% of scored stocks
Compare with nearby peers
WeakBottom 33% of scored stocks
ShariahWeak Spot

SSF scores 39/100 on fundamentals: in the bottom 33% of 1120 scored Bursa Malaysia stocks. Its strongest area is Financial Safety (67/100); its weakest is Price Fairness (17/100). It carries 1 warning flag: Weak Spot.

Best
Financial 67
Weakest
Price 17
  • Carries a Weak Spot flag
Mkt capRM 284.0m#438 of 1113 in BursaEPSRM 0.01P/E27.4×✓ vs sector avg 38×P/B1.6×✓ vs sector avg 1.7×Div yield1%✓ Top 43% in Bursa52w range · 46% of range0.300.42
as of 18 Oct 2026

Nearby peers

Ranks #161 of 241 in Consumer Products & Services by score

#1CCIB98#159OFB40#160SEG40
#161SSF39
#162HBGLOB39#163KAWAN39

One-Minute Summary

Why SSF scores 39

An expensively priced stock with shrinking sales, but price fairness needs attention.

What looks good
What to watch

After Jun '26 results: 39 → 39· Net Profit Margin Weak → OkaySee all movers →

Business Strength

30
Why 30?
Pillar score: (0 + 0 + 0 + 1 + 2) = 3 of 10 points → 30
Return on Equity (ROE)5%Weak4-Year Revenue Growth-1%/yrWeak4-Year Profit Growth-17%/yrWeakNet Profit Margin5%OkayQuarterly Momentum+10%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -42.9%Equity ↑ +51.6%ROE % 5.4%
Net ProfitEquityROE %
16m7m6m9m113m164m166m171m202320242025202614.2%4.4%3.6%5.4%

Revenue & Net Profit, with Net Margin

Revenue ↓ -4.3%Net Profit ↓ -42.9%Net Margin % 5.5%
RevenueNet ProfitNet Margin %
175m159m153m168m16m7m6m9m20232024202520269.2%4.5%3.9%5.5%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit fell about 42.9% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -20%Net Profit ↑ +16.7%Net Margin % 5.5%
RevenueNet ProfitNet Margin %
32m30m40m51m66m33m43m26m1m-2m1m6m6m1m2m1mJul '24Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '263.8%-6.6%2%11.6%8.6%1.5%3.7%5.5%
▼▼▬▲▲▲▼

Sales fell about 20% over the last 8 quarters: worth watching why.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 67?
Pillar score: (1 + 2 + 1) = 4 of 6 points → 67
Debt-to-Equity0.6×OkayCurrent Ratio5.9×StrongInterest Coverage4.1×Okay
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +277.6%Equity ↑ +51.6%D/E 0.6×
Total DebtEquityD/E
25m15m87m94m113m164m166m171m20232024202520260.2×0.1×0.5×0.6×

Borrowings grew about 277.6% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +29.5%Current Liabilities ↓ -16%Current Ratio 5.8×
Current AssetsCurrent LiabilitiesCurrent Ratio
109m147m145m142m29m22m19m24m20232024202520263.8×6.7×7.6×5.8×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality1%Weak
Payout ratio: 44%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -9.4%Free CF ↓ -4%
Operating CFFree CF
34m14m24m31m30m11m21m29m2023202420252026

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -19.3%Total Debt ↑ +277.6%
CashTotal Debt
15m12m14m12m25m15m87m94m2023202420252026

Dividends per Share, with Yield

DPS (sen) → +0%Yield % 1.4%
DPS (sen)Yield %
0010.520222023202420250%3.2%1.4%

Dividends were cut during this period: payouts here are not guaranteed pocket money.

Why 17?
Pillar score: (0 + 1 + 0) = 1 of 6 points → 17
P/E Ratio27.4×WeakP/B Ratio1.6×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Score vs Share Price

Score (0-100)Share price
RM 0.41RM 0.38RM 0.35100500Oct '25Feb '26Jun '26Oct '26📊💰

The share price has been roughly flat over the past year.

What happened, and how the price moved

Why 33?
Pillar score: (1 + 0 + 2 + 1 + 0 + 0) = 4 of 12 points → 33
Earnings ConsistencyUnevenOkayDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+0%/yrStrongInventory vs Sales (4yr)+2.9 pp/yr vs salesOkayAsset Turnover Trend (4yr)-48.3%WeakQuarterly ConsistencyLoss in 1 of 8 quartersWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↓ -4.3%Inventory ↑ +4.5%Inv. % of Rev. 37.3%
RevenueInventoryInv. % of Rev.
175m159m153m168m60m71m68m63m202320242025202634.2%44.4%44.6%37.3%

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Ranks #161 of 241 in Consumer Products & Services by score

Sector peers

#1CCIB98#159OFB40#160SEG40
#161SSF (you)39
#162HBGLOB39#163KAWAN39

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026RM 167.6mRM 9.2mRM 31.0mRM 28.6mRM -2.4mRM 11.7mRM 94.4mRM 2.5mRM 171.3mRM 141.5mRM 24.2mRM 275.7mRM 104.4mRM 62.5m-5%5%0.6×5.9×4.1×44%1%33.1×1.8×
2025RM 152.5mRM 5.9mRM 23.6mRM 20.9mRM -2.7mRM 13.7mRM 86.8m-RM 166.1mRM 144.6mRM 19.1mRM 265.6mRM 99.5mRM 68.0mRM 0.5m4%4%0.5×7.6×7.8×68%1%49.5×1.8×
2024RM 158.9mRM 7.2mRM 13.5mRM 11.0mRM -2.6mRM 12.2mRM 14.6mRM 0.0mRM 164.2mRM 147.4mRM 21.9mRM 192.1mRM 27.9mRM 70.5mRM 1.0m4%5%0.1×6.7×20.4×56%4%30.0×1.3×
2023RM 175.1mRM 16.1mRM 34.2mRM 29.8mRM -4.4mRM 14.5mRM 25.0mRM 11.5mRM 113.0mRM 109.3mRM 28.8mRM 148.9mRM 35.9mRM 59.8mRM 0.0m14%9%0.2×3.8×21.9×67%---