Score Your Stock

US stock · figures in US dollars · scored on full-year results

Block Block, Inc. Class A Common Stock,

XYZ · Technology · Software - Infrastructure
Bottom 31% of scored stocks
OkayBottom 31% of scored stocks

Block scores 47/100 on fundamentals: in the bottom 31% of 503 scored S&P 500 stocks. Its strongest area is Cash & Dividends (75/100); its weakest is Business Strength (30/100).

Best
Cash 75
Weakest
Business 30

An expensively priced stock, but business strength needs attention.

What looks good
What to watch
Mkt capUS$ 45.8b#250 of 503 in the S&P 500EPSUS$ 0.56P/E128.2×✗ vs sector median 31.5×P/B2.1×✓ vs sector median 7.4×Div yieldNo dividends paidBottom 1% in the S&P 50052w range · 72% of range48.2186.92
as of 31 Oct 2026

Nearby peers

Ranks #66 of 86 in Technology by score

#1First Solar87#64ServiceNow49#65IBM48
#66Block47
#67CrowdStrike46#68Gartner46

One-Minute Summary

Why Block scores 47

An expensively priced stock, but business strength needs attention.

What looks good
What to watch

Business StrengthLowest pillar

30
Why 30?
Pillar score: (0 + 1 + 2 + 0 + 0) = 3 of 10 points → 30
Return on Equity (ROE)2%Weak4-Year Revenue Growth+5%/yrOkay4-Year Profit Growth+232%/yrStrongNet Profit Margin1%WeakQuarterly Momentum+5%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +3,543.9%Equity ↑ +17.9%ROE % 1.6%
Net ProfitEquityROE %
10m2.9b1.3b357m18.7b21.3b22.2b22.0b202320242025TTM0.1%13.6%5.9%1.6%

Revenue & Net Profit, with Net Margin

Revenue ↑ +14.3%Net Profit ↑ +3,543.9%Net Margin % 1.4%
RevenueNet ProfitNet Margin %
21.9b24.1b24.2b25.0b10m2.9b1.3b357m202320242025TTM0%12%5.4%1.4%

Sales grew about 14.3% over 4 years: customers keep spending more with this company.

Profit climbed about 3,543.9% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +10.7%Net Profit ↓ -68.8%Net Margin % 1.3%
RevenueNet ProfitNet Margin %
6.0b6.0b5.8b6.1b6.1b6.3b6.1b6.6b284m1.9b190m539m462m116m-309m89mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'264.7%32.3%3.3%8.9%7.5%1.9%-5.1%1.3%
▲▲▼▲▲▼▼▼

Sales grew about 10.7% over the last 8 quarters: customers keep spending more with this company.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 67?
Pillar score: (2 + 2 + 0) = 4 of 6 points → 67
Debt-to-Equity0.3×StrongCurrent Ratio2.2×StrongInterest Coverage-0.7×Weak
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +18.1%Equity ↑ +17.9%D/E 0.3×
Total DebtEquityD/E
6.1b7.9b9.0b7.2b18.7b21.3b22.2b22.0b202320242025TTM0.3×0.4×0.4×0.3×

Borrowings grew about 18.1% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +29.9%Current Liabilities ↑ +18%Current Ratio 2.2×
Current AssetsCurrent LiabilitiesCurrent Ratio
17.8b19.9b22.9b23.1b8.9b8.5b10.4b10.5b202320242025TTM2×2.3×2.2×2.2×
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend QualityNo dividends paidWeak
Payout ratio: 0%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +3,917.3%Free CF ↑ +7,832.7%
Operating CFFree CF
101m1.7b2.6b4.1b-50m1.6b2.4b3.9b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +46.4%Short-Term Debt ↓ -24%Total Debt ↑ +18.1%
CashShort-Term DebtTotal Debt
8.2b12.3b11.3b12.0b753m1.2b2.0b572m6.1b7.9b9.0b7.2b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 0%
DPS (cents)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (0 + 0 + 2) = 2 of 6 points → 33
P/E Ratio128.2×WeakP/B Ratio2.1×WeakPEG Ratio0.6Strong
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 83.57US$ 66.69US$ 49.80Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 33?
Pillar score: (1 + 0 + 2 + 0 + 1 + 0) = 4 of 12 points → 33
Earnings ConsistencyUnevenOkayDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-1%/yrStrongInventory vs Sales (4yr)+17.2 pp/yr vs salesWeakAsset Turnover Trend (4yr)-3.6%OkayQuarterly ConsistencyLoss in 1 of 8 quartersWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +14.3%Inventory ↑ +80.7%Inv. % of Rev. 0.8%
RevenueInventoryInv. % of Rev.
21.9b24.1b24.2b25.0b110m105m158m199m202320242025TTM0.5%0.4%0.7%0.8%
Ranks #66 of 86 in Technology by score

Sector peers

#1First Solar87#64ServiceNow49#65IBM48
#66Block (you)47
#67CrowdStrike46#68Gartner46

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioDiv yieldP/E RatioP/B Ratio
2026US$ 25.0bUS$ 357.1mUS$ 4.1bUS$ 3.9bUS$ -175.6mUS$ 12.0bUS$ 7.2bUS$ 572.4mUS$ 22.0bUS$ 23.1bUS$ 10.5bUS$ 39.2bUS$ 17.1bUS$ 198.9m-2%1%0.3×2.2×---
2025US$ 24.2bUS$ 1.3bUS$ 2.6bUS$ 2.4bUS$ -155.0mUS$ 11.3bUS$ 9.0bUS$ 2.0bUS$ 22.2bUS$ 22.9bUS$ 10.4bUS$ 39.5bUS$ 17.4bUS$ 158.3mUS$ 0.0m6%5%0.4×2.2×0%30.0×1.8×
2024US$ 24.1bUS$ 2.9bUS$ 1.7bUS$ 1.6bUS$ -153.9mUS$ 12.3bUS$ 7.9bUS$ 1.2bUS$ 21.3bUS$ 19.9bUS$ 8.5bUS$ 36.8bUS$ 15.5bUS$ 105.0mUS$ 0.0m14%12%0.4×2.3×0%19.7×2.7×
2023US$ 21.9bUS$ 9.8mUS$ 101.0mUS$ -50.2mUS$ -151.2mUS$ 8.2bUS$ 6.1bUS$ 753.0mUS$ 18.7bUS$ 17.8bUS$ 8.9bUS$ 33.0bUS$ 14.3bUS$ 110.1mUS$ 0.0m0%0%0.3×2.0×0%4874.5×2.6×