Score Your Stock

US stock · figures in US dollars · scored on full-year results

Xcel Energy Xcel Energy Inc.

XEL · Utilities · Utilities - Regulated Electric
Bottom 14% of scored stocks
OkayBottom 14% of scored stocks
Weak SpotLimited Data

Xcel Energy scores 40/100 on fundamentals: in the bottom 14% of 503 scored S&P 500 stocks. Its strongest area is Business Strength (75/100); its weakest is Financial Safety (17/100). It carries 2 warning flags: Weak Spot, Limited Data.

Best
Business 75
Weakest
Financial 17
  • Carries a Weak Spot flag
  • Carries a Limited Data flag

A financially stretched stock, but financial safety needs attention.

Mkt capUS$ 49.9b#232 of 503 in the S&P 500EPSUS$ 3.65P/E19×✓ vs sector median 21.3×P/B2×✓ vs sector median 2.2×Div yield3%✓ Top 20% in the S&P 50052w range · 72% of range68.7284.23
as of 31 Oct 2026

Business Strength

75
Why 75?
Pillar score: (1 + 1 + 2 + 2) = 6 of 8 points → 75 · 1 N/A skipped
Return on Equity (ROE)10%Okay4-Year Revenue Growth+2%/yrOkay4-Year Profit Growth+15%/yrStrongNet Profit Margin18%Strong

No data: Quarterly Momentum

Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +50.7%Equity ↑ +44.8%ROE % 10.5%
Net ProfitEquityROE %
1.8b1.9b2.0b2.7b17.6b19.5b23.6b25.5b202320242025TTM10.1%9.9%8.5%10.5%

Revenue & Net Profit, with Net Margin

Revenue ↑ +4.7%Net Profit ↑ +50.7%Net Margin % 17.9%
RevenueNet ProfitNet Margin %
14.2b13.4b14.7b14.9b1.8b1.9b2.0b2.7b202320242025TTM12.5%14.4%13.8%17.9%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit climbed about 50.7% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue → -0.7%Net Profit ↑ +86%Net Margin % 18.8%
RevenueNet ProfitNet Margin %
3.1b2.6b3.0b3.3b3.9b3.6b4.0b3.1b315m238m527m444m524m567m556m586mQ1'19Q2'19Q3'19Q2'25Q3'25Q4'25Q1'26Q2'2610%9.2%17.5%13.5%13.4%15.9%13.8%18.8%
▲▼▲▲▲▲▲▲

Sales have stayed roughly flat over the last 8 quarters.

Profit grew about 86% over the last 8 quarters: the business is keeping more of what it earns.

Why 17?
Pillar score: (0 + 0 + 1) = 1 of 6 points → 17
Debt-to-Equity1.7×WeakCurrent Ratio0.7×WeakInterest Coverage2.6×Okay
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +55.2%Equity ↑ +44.8%D/E 1.7×
Total DebtEquityD/E
27.5b30.2b34.8b42.7b17.6b19.5b23.6b25.5b202320242025TTM1.6×1.5×1.5×1.7×

Borrowings grew about 55.2% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +65.7%Current Liabilities ↑ +72.3%Current Ratio 0.7×
Current AssetsCurrent LiabilitiesCurrent Ratio
4.1b4.3b5.0b6.7b5.7b6.5b7.1b9.7b202320242025TTM0.7×0.7×0.7×0.7×
Why 25?
Pillar score: (0 + 1 + 0 + 1) = 2 of 8 points → 25
Dividend Quality3%Weak
Payout ratio: 52%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowNegative recentlyWeakCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -4.7%Free CF ↓ -1,345.2%
Operating CFFree CF
5.3b4.6b4.1b5.1b-527m-2.7b-6.8b-7.6b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +1,824.8%Short-Term Debt ↑ +203.6%Total Debt ↑ +55.2%
CashShort-Term DebtTotal Debt
129m179m274m2.5b1.3b1.8b2.1b4.1b27.5b30.2b34.8b42.7b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +44.9%Yield % 2.9%
DPS (cents)Yield %
48.85252525254.8575757195.2208164.4282.820222023202420253.2%3.7%3%2.9%

Dividends were cut during this period: payouts here are not guaranteed pocket money.

Why 50?
Pillar score: (1 + 1 + 1) = 3 of 6 points → 50
P/E Ratio19×OkayP/B Ratio2×OkayPEG Ratio1.3Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 81.57US$ 75.69US$ 69.80Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 40?
Pillar score: (2 + 0 + 1 + 1 + 0) = 4 of 10 points → 40 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+5%/yrOkayInventory vs Sales (4yr)+3.6 pp/yr vs salesOkayAsset Turnover Trend (4yr)-26%Weak

No data: Quarterly Consistency

Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +4.7%Inventory ↑ +16.3%Inv. % of Rev. 5.6%
RevenueInventoryInv. % of Rev.
14.2b13.4b14.7b14.9b711m666m761m827m202320242025TTM5%5%5.2%5.6%
Ranks #18 of 31 in Utilities by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 14.9bUS$ 2.7bUS$ 5.1bUS$ -7.6bUS$ -12.7bUS$ 2.5bUS$ 42.7bUS$ 4.1bUS$ 25.5bUS$ 6.7bUS$ 9.7bUS$ 90.7bUS$ 65.2bUS$ 827.0m-10%18%1.7×0.7×2.6×52%----
2025US$ 14.7bUS$ 2.0bUS$ 4.1bUS$ -6.8bUS$ -10.9bUS$ 274.0mUS$ 34.8bUS$ 2.1bUS$ 23.6bUS$ 5.0bUS$ 7.1bUS$ 81.4bUS$ 57.8bUS$ 761.0mUS$ 282.8m9%14%1.5×0.7×2.3×64%4%22.6×1.9×4.4
2024US$ 13.4bUS$ 1.9bUS$ 4.6bUS$ -2.7bUS$ -7.4bUS$ 179.0mUS$ 30.2bUS$ 1.8bUS$ 19.5bUS$ 4.3bUS$ 6.5bUS$ 70.0bUS$ 50.5bUS$ 666.0mUS$ 164.4m10%14%1.6×0.7×2.3×61%3%18.6×1.8×3.3
2023US$ 14.2bUS$ 1.8bUS$ 5.3bUS$ -527.0mUS$ -5.9bUS$ 129.0mUS$ 27.5bUS$ 1.3bUS$ 17.6bUS$ 4.1bUS$ 5.7bUS$ 64.1bUS$ 46.5bUS$ 711.0mUS$ 208.0m10%12%1.6×0.7×2.6×62%4%17.7×1.8×8.8