Score Your Stock

US stock · figures in US dollars · scored on full-year results

W. R. Berkley W.R. Berkley Corporation Common Stock

WRB · Financial Services · Insurance - Property & Casualty
Top 7% of scored stocks
OkayTop 7% of scored stocks

W. R. Berkley scores 74/100 on fundamentals: in the top 7% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (33/100).

Best
Financial 100
Weakest
Price 33

A financially strong stock with healthy growth, but price fairness needs attention.

Mkt capUS$ 27.4b#343 of 503 in the S&P 500EPSUS$ 4.73P/E15.7×✗ vs sector median 14.5×P/B2.9×✗ vs sector median 2.7×Div yield3%✓ Top 25% in the S&P 50052w range · 68% of range62.8778.96
as of 31 Oct 2026

Nearby peers

Ranks #9 of 56 in Financial Services by score

One-Minute Summary

Why W. R. Berkley scores 74

A financially strong stock with healthy growth, but price fairness needs attention.

Business Strength

90
Why 90?
Pillar score: (2 + 2 + 2 + 1 + 2) = 9 of 10 points → 90
Return on Equity (ROE)18%Strong4-Year Revenue Growth+9%/yrStrong4-Year Profit Growth+9%/yrStrongNet Profit Margin12%OkayQuarterly Momentum+5%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +28.8%Equity ↑ +43.8%ROE % 18.3%
Net ProfitEquityROE %
1.4b1.4b1.8b1.8b6.7b7.5b8.4b9.7b202220232024202520.5%18.5%20.9%18.3%

Revenue & Net Profit, with Net Margin

Revenue ↑ +30.5%Net Profit ↑ +28.8%Net Margin % 12.2%
RevenueNet ProfitNet Margin %
11.2b12.1b13.7b14.6b1.4b1.4b1.8b1.8b202220232024202512.3%11.4%12.8%12.2%

Sales grew about 30.5% over 4 years: customers keep spending more with this company.

Profit climbed about 28.8% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +9.2%Net Profit ↑ +23.7%Net Margin % 12.2%
RevenueNet ProfitNet Margin %
3.4b3.7b3.5b3.6b3.8b3.7b3.7b3.7b366m576m418m401m511m450m515m452mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2610.8%15.7%11.8%11.1%13.5%12.1%13.9%12.2%
▲▲▼▲▲▼▲▲

Sales grew about 9.2% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 23.7% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.3×StrongInterest Coverage19×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt → +0.1%Equity ↑ +43.8%D/E 0.3×
Total DebtEquityD/E
2.8b2.8b2.8b2.8b6.7b7.5b8.4b9.7b20222023202420250.4×0.4×0.3×0.3×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality3%Weak
Payout ratio: 39%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +39.5%Free CF ↑ +35.6%
Operating CFFree CF
2.6b2.9b3.7b3.6b2.5b2.9b3.6b3.4b2022202320242025

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +75.3%Total Debt → +0.1%
CashTotal Debt
1.4b1.4b2.0b2.5b2.8b2.8b2.8b2.8b2022202320242025

Dividends per Share, with Yield

DPS (cents) ↑ +213%Yield % 2.6%
DPS (cents)Yield %
33.340.740.741.3335959.1128.7139.718520222023202420251.5%3.3%2.6%2.6%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (1 + 0 + 1) = 2 of 6 points → 33
P/E Ratio15.7×OkayP/B Ratio2.9×WeakPEG Ratio1.8Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 75.98US$ 69.43US$ 62.88Oct '25Feb '26Jun '26Oct '26

The share price is up about 6.4% over the past year.

Why 80?
Pillar score: (2 + 1 + 2 + 1 + 2) = 8 of 10 points → 80 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)StableOkayShare Count Trend (4yr)-2%/yrStrongAsset Turnover Trend (4yr)+0.3%OkayQuarterly Consistency1 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #9 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2025US$ 14.6bUS$ 1.8bUS$ 3.6bUS$ 3.4bUS$ -170.0mUS$ 2.5bUS$ 2.8b-US$ 9.7bUS$ 44.1bUS$ 34.4bUS$ 185.0m18%12%0.3×19.0×39%3%14.5×2.7×1.7
2024US$ 13.7bUS$ 1.8bUS$ 3.7bUS$ 3.6bUS$ -105.6mUS$ 2.0bUS$ 2.8b-US$ 8.4bUS$ 40.6bUS$ 32.2bUS$ 139.7m21%13%0.3×18.8×30%3%12.1×2.5×0.6
2023US$ 12.1bUS$ 1.4bUS$ 2.9bUS$ 2.9bUS$ -53.1mUS$ 1.4bUS$ 2.8bUS$ 5.4mUS$ 7.5bUS$ 37.2bUS$ 29.7bUS$ 128.7m19%11%0.4×14.8×36%3%12.3×2.3×0.3
2022US$ 11.2bUS$ 1.4bUS$ 2.6bUS$ 2.5bUS$ -52.7mUS$ 1.4bUS$ 2.8bUS$ 5.4mUS$ 6.7bUS$ 33.9bUS$ 27.1bUS$ 59.1m20%12%0.4×14.2×17%1%12.7×2.6×0.5