Score Your Stock

US stock · figures in US dollars · scored on full-year results

Wells Fargo Wells Fargo & Company Common Stock

WFC · Banking
Top 11% of scored stocks
OkayTop 11% of scored stocks
Limited Data

Wells Fargo scores 71/100 on fundamentals: in the top 11% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Cash & Dividends (33/100). It carries 1 warning flag: Limited Data.

Best
Financial 100
Risk 100
Weakest
Cash 33
  • Carries a Limited Data flag

A financially strong, inexpensively priced stock, but cash & dividends needs attention.

Mkt capUS$ 250.4b#48 of 503 in the S&P 500EPSUS$ 7.09P/E10.9×✓ vs sector median 11.3×P/B1.4×✗ vs sector median 1.2×Div yield2%✓ Top 32% in the S&P 50052w range · 43% of range72.7897.76
as of 31 Oct 2026

Nearby peers

Ranks #9 of 14 in Banking by score

One-Minute Summary

Why Wells Fargo scores 71

A financially strong, inexpensively priced stock, but cash & dividends needs attention.

Business Strength

63
Why 63?
Pillar score: (1 + 1 + 1 + 2) = 5 of 8 points → 63 · 1 N/A skipped
Return on Equity (ROE)13%Okay4-Year Revenue Growth+2%/yrOkay4-Year Profit Growth+6%/yrOkayNet Profit Margin26%Strong

No data: Quarterly Momentum

Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +20%Equity ↓ -5.4%ROE % 13.1%
Net ProfitEquityROE %
19.1b19.7b21.3b23.0b185.7b179.1b181.1b175.8b202320242025TTM10.3%11%11.8%13.1%

Revenue & Net Profit, with Net Margin

Revenue ↑ +5.6%Net Profit ↑ +20%Net Margin % 26.3%
RevenueNet ProfitNet Margin %
82.6b82.3b83.7b87.2b19.1b19.7b21.3b23.0b202320242025TTM23.2%24%25.5%26.3%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit climbed about 20% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +27.7%Net Profit ↑ +881.2%Net Margin % 28.3%
RevenueNet ProfitNet Margin %
17.7b17.8b18.9b20.6b21.4b21.3b21.4b22.6b653m-3.8b3.2b5.5b5.6b5.4b5.3b6.4bQ1'20Q2'20Q3'20Q2'25Q3'25Q4'25Q1'26Q2'263.7%-21.6%17.1%26.7%26.1%25.2%24.5%28.3%
▼▼▼▲▲▲▲▲

Sales grew about 27.7% over the last 8 quarters: customers keep spending more with this company.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100 · 3 N/A skipped
Impaired Loans0.75%StrongLoan Loss Coverage187%StrongCapital Ratio (CET1)12.1%Strong

Not used for banks: Debt-to-Equity · Current Ratio · Interest Coverage

Why 33?
Pillar score: (0 + 1 + 1) = 2 of 6 points → 33 · 2 N/A skipped
Dividend Quality2%WeakCash & Cash EquivalentsPartly healthyOkayDividend Payout Ratio29%Okay

Not used for banks: Operating Cash Flow · Free Cash Flow

Show 2 charts

Cash vs Total Debt

Cash ↓ -23.7%Short-Term Debt ↑ +300.1%Total Debt → +0.7%
CashShort-Term DebtTotal Debt
237.2b203.4b174.2b181.1b11.9b2.7b18.3b47.5b219.5b175.8b193.0b221.0b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +25.9%Yield % 2.2%
DPS (cents)Yield %
25252530303035354040454513513015017020222023202420253.3%3.3%2.6%2.2%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 67?
Pillar score: (2 + 1 + 1) = 4 of 6 points → 67
P/E Ratio10.9×StrongP/B Ratio1.4×OkayPEG Ratio1.7Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 94.40US$ 83.70US$ 73.00Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 4 N/A skipped
Earnings ConsistencySteadyStrongShare Count Trend (4yr)-6%/yrStrong

Not used for banks: Debt Trend (4yr) · Asset Turnover Trend (4yr)

No data: Inventory vs Sales (4yr) · Quarterly Consistency

Ranks #9 of 14 in Banking by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 87.2bUS$ 23.0bUS$ 28.9bUS$ 181.1bUS$ 221.0bUS$ 47.5bUS$ 175.8bUS$ 2253.3bUS$ 2075.4b-13%26%1.3×29%----
2025US$ 83.7bUS$ 21.3bUS$ -19.0bUS$ 174.2bUS$ 193.0bUS$ 18.3bUS$ 181.1bUS$ 2148.6bUS$ 1965.6bUS$ 170.0m12%25%1.1×30%2%13.6×1.6×0.9
2024US$ 82.3bUS$ 19.7bUS$ 3.0bUS$ 203.4bUS$ 175.8bUS$ 2.7bUS$ 179.1bUS$ 1929.8bUS$ 1748.8bUS$ 150.0m11%24%1.0×32%2%11.5×1.3×-
2023US$ 82.6bUS$ 19.1bUS$ 40.4bUS$ 237.2bUS$ 219.5bUS$ 11.9bUS$ 185.7bUS$ 1932.5bUS$ 1745.0bUS$ 130.0m10%23%1.2×31%3%8.7×0.9×0.1