Score Your Stock

US stock · figures in US dollars · scored on full-year results

NVR NVR, Inc. Common Stock

NVR · Consumer Cyclical · Residential Construction
Bottom 44% of scored stocks
OkayBottom 44% of scored stocks
Weak Spot

NVR scores 51/100 on fundamentals: in the bottom 44% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (17/100). It carries 1 warning flag: Weak Spot.

Best
Financial 100
Weakest
Price 17
  • Carries a Weak Spot flag

A financially strong stock with shrinking sales, but price fairness needs attention.

What looks good
What to watch
Mkt capUS$ 16.0b#440 of 503 in the S&P 500EPSUS$ 361.76P/E15.2×✓ vs sector median 19.8×P/B4.7×✓ vs sector median 6.1×Div yieldNo dividends paidBottom 6% in the S&P 50052w range · 17% of range5501.018200.00
as of 31 Oct 2026

Nearby peers

Ranks #20 of 54 in Consumer Cyclical by score

#1Deckers Brands77#18Ball51#19Casey's51
#20NVR51
#21Williams-Sonoma51#22Domino's50

One-Minute Summary

Why NVR scores 51

A financially strong stock with shrinking sales, but price fairness needs attention.

What looks good
What to watch

Business Strength

30
Why 30?
Pillar score: (2 + 0 + 0 + 1 + 0) = 3 of 10 points → 30
Return on Equity (ROE)31%Strong4-Year Revenue Growth-1%/yrWeak4-Year Profit Growth-13%/yrWeakNet Profit Margin11%OkayQuarterly Momentum-10%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -34.2%Equity ↓ -22.3%ROE % 30.9%
Net ProfitEquityROE %
1.6b1.7b1.3b1.0b4.4b4.2b3.9b3.4b202320242025TTM36.5%39.9%34.7%30.9%

Revenue & Net Profit, with Net Margin

Revenue → -2.1%Net Profit ↓ -34.2%Net Margin % 11.2%
RevenueNet ProfitNet Margin %
9.5b10.5b10.3b9.3b1.6b1.7b1.3b1.0b202320242025TTM16.7%16%13%11.2%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit fell about 34.2% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -14.7%Net Profit ↓ -44.9%Net Margin % 10.1%
RevenueNet ProfitNet Margin %
2.7b2.8b2.4b2.6b2.6b2.7b1.9b2.3b429m457m300m334m343m364m198m237mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2615.7%16.1%12.5%12.8%13.1%13.4%10.5%10.1%
▬▲▼▼▼▼▼▼

Sales fell about 14.7% over the last 8 quarters: worth watching why.

Profit fell about 44.9% over the last 8 quarters.

Why 100?
Pillar score: (2 + 2 + 2) = 6 of 6 points → 100
Debt-to-Equity0.3×StrongCurrent Ratio4.7×StrongInterest Coverage49.5×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +3.6%Equity ↓ -22.3%D/E 0.3×
Total DebtEquityD/E
1.0b1.0b1.1b1.1b4.4b4.2b3.9b3.4b202320242025TTM0.2×0.2×0.3×0.3×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Short-term assets vs bills, with Current Ratio

Current Assets ↓ -19.8%Current Liabilities ↓ -15.9%Current Ratio 4.7×
Current AssetsCurrent LiabilitiesCurrent Ratio
6.0b5.8b5.1b4.8b1.2b1.2b939m1.0b202320242025TTM4.9×5.1×5.5×4.7×
Why 50?
Pillar score: (0 + 1 + 2) = 3 of 6 points → 50 · 1 N/A skipped
Dividend QualityNo dividends paidWeak
Payout ratio: 0%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrong

No data: Cash & Cash Equivalents

Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -28.8%Free CF ↓ -29%
Operating CFFree CF
1.5b1.4b1.1b1.1b1.5b1.3b1.1b1.0b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -63.8%Total Debt ↑ +3.6%
CashTotal Debt
3.2b2.6b1.9b1.1b1.0b1.0b1.1b1.1b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 0%
DPS (cents)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (1 + 0 + 0) = 1 of 6 points → 17
P/E Ratio15.2×OkayP/B Ratio4.7×WeakPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 8009.84US$ 6786.73US$ 5563.62Oct '25Feb '26Jun '26Oct '26

The share price is down about 17.4% over the past year.

Why 58?
Pillar score: (1 + 1 + 2 + 1 + 2 + 0) = 7 of 12 points → 58
Earnings ConsistencyUnevenOkayDebt Trend (4yr)StableOkayShare Count Trend (4yr)-5%/yrStrongInventory vs Sales (4yr)+5.3 pp/yr vs salesOkayAsset Turnover Trend (4yr)+18.2%StrongQuarterly Consistency4 of 4 quarters downWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue → -2.1%Inventory ↑ +14.6%Inv. % of Rev. 23.9%
RevenueInventoryInv. % of Rev.
9.5b10.5b10.3b9.3b2.0b2.1b1.7b2.2b202320242025TTM20.5%19.5%16.7%23.9%
Ranks #20 of 54 in Consumer Cyclical by score

Sector peers

#1Deckers Brands77#18Ball51#19Casey's51
#20NVR (you)51
#21Williams-Sonoma51#22Domino's50

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 9.3bUS$ 1.0bUS$ 1.1bUS$ 1.0bUS$ -20.2mUS$ 1.1bUS$ 1.1bUS$ 3.4bUS$ 4.8bUS$ 1.0bUS$ 5.5bUS$ 2.1bUS$ 2.2b-31%11%0.3×4.7×49.5×----
2025US$ 10.3bUS$ 1.3bUS$ 1.1bUS$ 1.1bUS$ -24.5mUS$ 1.9bUS$ 1.1bUS$ 3.9bUS$ 5.1bUS$ 939.2mUS$ 5.9bUS$ 2.0bUS$ 1.7bUS$ 0.0m35%13%0.3×5.5×62.1×0%15.2×5.3×-
2024US$ 10.5bUS$ 1.7bUS$ 1.4bUS$ 1.3bUS$ -29.2mUS$ 2.6bUS$ 1.0bUS$ 4.2bUS$ 5.8bUS$ 1.2bUS$ 6.4bUS$ 2.2bUS$ 2.1bUS$ 0.0m40%16%0.2×5.1×77.1×0%14.5×5.8×1.3
2023US$ 9.5bUS$ 1.6bUS$ 1.5bUS$ 1.5bUS$ -24.9mUS$ 3.2bUS$ 1.0bUS$ 4.4bUS$ 6.0bUS$ 1.2bUS$ 6.6bUS$ 2.2bUS$ 2.0bUS$ 0.0m36%17%0.2×4.9×70.5×0%13.6×5.0×0.7