Score Your Stock

US stock · figures in US dollars · scored on full-year results

MetLife MetLife, Inc. Common Stock

MET · Financial Services · Insurance - Life
Top 41% of scored stocks
OkayTop 41% of scored stocks
Limited Data

MetLife scores 57/100 on fundamentals: in the top 41% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (75/100); its weakest is Business Strength (50/100). It carries 1 warning flag: Limited Data.

Best
Financial 75
Weakest
Business 50
Cash 50
Price 50
  • Carries a Limited Data flag

This stock is fairly balanced overall: business strength is its weakest area.

Mkt capUS$ 63.6b#196 of 503 in the S&P 500EPSUS$ 5.22P/E17.6×✗ vs sector median 14.5×P/B2.3×✓ vs sector median 2.7×Div yield2%✓ Top 30% in the S&P 50052w range · 90% of range67.33103.65
as of 31 Oct 2026

Nearby peers

Ranks #34 of 56 in Financial Services by score

One-Minute Summary

Why MetLife scores 57

This stock is fairly balanced overall: business strength is its weakest area.

Business Strength

50
Why 50?
Pillar score: (1 + 1 + 2 + 0) = 4 of 8 points → 50 · 1 N/A skipped
Return on Equity (ROE)13%Okay4-Year Revenue Growth+5%/yrOkay4-Year Profit Growth+32%/yrStrongNet Profit Margin5%Weak

No data: Quarterly Momentum

Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +129.8%Equity ↓ -8.6%ROE % 13.2%
Net ProfitEquityROE %
1.6b4.4b3.4b3.6b30.0b27.4b28.4b27.4b202320242025TTM5.3%16.1%11.9%13.2%

Revenue & Net Profit, with Net Margin

Revenue ↑ +14.4%Net Profit ↑ +129.8%Net Margin % 4.7%
RevenueNet ProfitNet Margin %
67.9b70.1b75.7b77.7b1.6b4.4b3.4b3.6b202320242025TTM2.3%6.3%4.5%4.7%

Sales grew about 14.4% over 4 years: customers keep spending more with this company.

Profit climbed about 129.8% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +5.9%Net Profit ↓ -22.2%Net Margin % 3.9%
RevenueNet ProfitNet Margin %
17.8b18.4b18.6b17.2b16.9b23.3b18.6b18.9b946m1.3b945m729m896m809m1.2b736mQ2'24Q3'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'265.3%7.3%5.1%4.2%5.3%3.5%6.4%3.9%
▲▲▲▼▼▼▲▬

Sales have stayed roughly flat over the last 8 quarters.

Profit fell about 22.2% over the last 8 quarters.

Why 75?
Pillar score: (1 + 2) = 3 of 4 points → 75 · 1 N/A skipped
Debt-to-Equity0.8×OkayInterest Coverage5.5×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +13.4%Equity ↓ -8.6%D/E 0.8×
Total DebtEquityD/E
18.8b18.7b20.2b21.3b30.0b27.4b28.4b27.4b202320242025TTM0.6×0.7×0.7×0.8×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Why 50?
Pillar score: (0 + 2 + 1) = 3 of 6 points → 50 · 1 N/A skipped
Dividend Quality2%Weak
Payout ratio: 46%
Operating Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay

No data: Free Cash Flow

Show 2 charts

Cash vs Total Debt

Cash ↓ -6.5%Short-Term Debt ↑ +286.6%Total Debt ↑ +13.4%
CashShort-Term DebtTotal Debt
20.6b20.1b22.0b19.3b119m465m1.6b460m18.8b18.7b20.2b21.3b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +13.6%Yield % 2.3%
DPS (cents)Yield %
48505052525254.556.856.856.8198206215.5224.920222023202420253.3%3.7%3.1%2.3%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 50?
Pillar score: (1 + 0 + 2) = 3 of 6 points → 50
P/E Ratio17.6×OkayP/B Ratio2.3×WeakPEG Ratio0.6Strong
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 100.76US$ 83.77US$ 66.77Oct '25Feb '26Jun '26Oct '26

The share price is up about 28.9% over the past year.

Why 63?
Pillar score: (2 + 0 + 2 + 1) = 5 of 8 points → 63 · 2 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-4%/yrStrongAsset Turnover Trend (4yr)+3.6%Okay

No data: Inventory vs Sales (4yr) · Quarterly Consistency

Ranks #34 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026US$ 77.7bUS$ 3.6bUS$ 15.6bUS$ 19.3bUS$ 21.3bUS$ 460.0mUS$ 27.4bUS$ 759.4bUS$ 731.4b-13%5%0.8×5.5×46%---
2025US$ 75.7bUS$ 3.4bUS$ 17.1bUS$ 22.0bUS$ 20.2bUS$ 1.6bUS$ 28.4bUS$ 745.2bUS$ 716.2bUS$ 224.9m12%4%0.7×5.4×50%3%15.3×1.8×
2024US$ 70.1bUS$ 4.4bUS$ 14.6bUS$ 20.1bUS$ 18.7bUS$ 465.0mUS$ 27.4bUS$ 677.5bUS$ 649.8bUS$ 215.5m16%6%0.7×6.4×39%3%12.2×2.0×
2023US$ 67.9bUS$ 1.6bUS$ 13.7bUS$ 20.6bUS$ 18.8bUS$ 119.0mUS$ 30.0bUS$ 687.6bUS$ 657.3bUS$ 206.0m5%2%0.6×3.1×112%3%28.3×1.5×