Score Your Stock

US stock · figures in US dollars · scored on full-year results

Huntington Bancshares Huntington Bancshares Incorporated

HBAN · Banking
Top 6% of scored stocks
OkayTop 6% of scored stocks
Low-Price YieldLimited Data

Huntington Bancshares scores 74/100 on fundamentals: in the top 6% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (83/100); its weakest is Risk (50/100). It carries 2 warning flags: Low-Price Yield, Limited Data.

Best
Financial 83
Cash 83
Weakest
Risk 50
  • Carries a Low-Price Yield flag
  • Carries a Limited Data flag

A financially strong stock with healthy growth, but risk needs attention.

Mkt capUS$ 31.7b#313 of 503 in the S&P 500EPSUS$ 1.22P/E12.8×✗ vs sector median 11.2×P/B1×✓ vs sector median 1.3×Div yield4%✓ Top 12% in the S&P 50052w range · 19% of range14.8219.46
as of 31 Oct 2026

Nearby peers

Ranks #6 of 14 in Banking by score

One-Minute Summary

Why Huntington Bancshares scores 74

A financially strong stock with healthy growth, but risk needs attention.

Business Strength

75
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75 · 1 N/A skipped
Return on Equity (ROE)8%Weak4-Year Revenue Growth+12%/yrStrong4-Year Profit Growth+8%/yrStrongNet Profit Margin24%Strong

No data: Quarterly Momentum

Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +27.6%Equity ↑ +66.3%ROE % 7.7%
Net ProfitEquityROE %
2.0b1.9b2.2b2.5b19.4b19.7b24.3b32.2b202320242025TTM10.1%9.8%9.1%7.7%

Revenue & Net Profit, with Net Margin

Revenue ↑ +40.5%Net Profit ↑ +27.6%Net Margin % 24.1%
RevenueNet ProfitNet Margin %
7.4b7.4b8.1b10.3b2.0b1.9b2.2b2.5b202320242025TTM26.5%26.3%27.2%24.1%

Sales grew about 40.5% over 4 years: customers keep spending more with this company.

Profit climbed about 27.6% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +46.4%Net Profit ↑ +35.6%Net Margin % 25.6%
RevenueNet ProfitNet Margin %
1.9b2.1b2.1b2.6b2.8b536m629m519m523m727mQ2'25Q3'25Q4'25Q1'26Q2'2627.7%29.5%24.3%20.3%25.6%
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Sales grew about 46.4% over the last 5 quarters: customers keep spending more with this company.

Profit grew about 35.6% over the last 5 quarters: the business is keeping more of what it earns.

Why 83?
Pillar score: (2 + 2 + 1) = 5 of 6 points → 83 · 3 N/A skipped
Impaired Loans0.83%StrongLoan Loss Coverage204%StrongCapital Ratio (CET1)11.8%Okay

Not used for banks: Debt-to-Equity · Current Ratio · Interest Coverage

Why 83?
Pillar score: (1 + 2 + 2) = 5 of 6 points → 83 · 2 N/A skipped
Dividend Quality4%OkayCash & Cash EquivalentsGrowing & covers near-term debtStrongDividend Payout Ratio50%Strong

Not used for banks: Operating Cash Flow · Free Cash Flow

Show 2 charts

Cash vs Total Debt

Cash ↑ +68.5%Short-Term Debt ↑ +303,200%Total Debt ↑ +88.8%
CashShort-Term DebtTotal Debt
10.3b13.3b14.1b17.4b2m57m1.2b6.1b12.4b16.4b18.5b23.4b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 3.9%
DPS (cents)Yield %
15.515.515.515.515.515.515.515.515.56262626220222023202420255.3%6.1%4.7%3.9%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 67?
Pillar score: (1 + 2 + 1) = 4 of 6 points → 67
P/E Ratio12.8×OkayP/B Ratio1×StrongPEG Ratio1.5Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 18.72US$ 16.75US$ 14.78Oct '25Feb '26Jun '26Oct '26

The share price is up about 6.1% over the past year.

Why 50?
Pillar score: (2 + 0) = 2 of 4 points → 50 · 4 N/A skipped
Earnings ConsistencySteadyStrongShare Count Trend (4yr)+12%/yrWeak

Not used for banks: Debt Trend (4yr) · Asset Turnover Trend (4yr)

No data: Inventory vs Sales (4yr) · Quarterly Consistency

Ranks #6 of 14 in Banking by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026US$ 10.3bUS$ 2.5bUS$ 3.3bUS$ 2.9bUS$ -428.0mUS$ 17.4bUS$ 23.4bUS$ 6.1bUS$ 32.2bUS$ 287.8bUS$ 255.6b-8%24%0.7×50%---
2025US$ 8.1bUS$ 2.2bUS$ 2.5bUS$ 2.2bUS$ -267.0mUS$ 14.1bUS$ 18.5bUS$ 1.2bUS$ 24.3bUS$ 225.1bUS$ 200.7bUS$ 62.0m9%27%0.8×46%4%12.0×1.1×
2024US$ 7.4bUS$ 1.9bUS$ 1.8bUS$ 1.7bUS$ -143.0mUS$ 13.3bUS$ 16.4bUS$ 57.0mUS$ 19.7bUS$ 204.2bUS$ 184.4bUS$ 62.0m10%26%0.8×54%4%11.5×1.1×
2023US$ 7.4bUS$ 2.0bUS$ 2.7bUS$ 2.5bUS$ -140.0mUS$ 10.3bUS$ 12.4bUS$ 2.0mUS$ 19.4bUS$ 189.4bUS$ 170.0bUS$ 62.0m10%27%0.6×53%5%8.5×0.9×