Score Your Stock

US stock · figures in US dollars · scored on full-year results

Global Payments Global Payments Inc. Common Stock

GPN · Industrials · Specialty Business Services
Bottom 3% of scored stocks
WeakBottom 3% of scored stocks
Weak SpotRecent Loss

Global Payments scores 28/100 on fundamentals: in the bottom 3% of 503 scored S&P 500 stocks. Its strongest area is Cash & Dividends (63/100); its weakest is Financial Safety (0/100). It carries 2 warning flags: Weak Spot, Recent Loss.

Best
Cash 63
Weakest
Financial 0
  • Carries a Weak Spot flag
  • Carries a Recent Loss flag

A financially stretched, expensively priced stock, but financial safety needs attention.

What looks good
What to watch
Mkt capUS$ 25.6b#357 of 503 in the S&P 500EPSUS$ 2.13P/En/m (loss-making)P/B1.1×✓ vs sector median 6×Div yield1%Bottom 42% in the S&P 50052w range · 89% of range61.16101.32
as of 31 Oct 2026

Nearby peers

Ranks #75 of 76 in Industrials by score

#1Emcor75#723M38#73Boeing36#74Deere &33
#75Global Payments28
#76Carrier Global26

One-Minute Summary

Why Global Payments scores 28

A financially stretched, expensively priced stock, but financial safety needs attention.

What looks good
What to watch

Business Strength

20
Why 20?
Pillar score: (0 + 2 + 0 + 0 + 0) = 2 of 10 points → 20
Return on Equity (ROE)-4%Weak4-Year Revenue Growth+11%/yrStrong4-Year Profit Growthn/m (loss-making)WeakNet Profit Marginn/m (loss-making)WeakQuarterly Momentumn/m (loss-making)Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -194.7%Equity → +0.5%ROE % -4%
Net ProfitEquityROE %
986m1.6b1.4b-934m23.0b22.3b22.9b23.1b202320242025TTM4.3%7%6.1%-4%

Revenue & Net Profit, with Net Margin

Revenue ↑ +38.3%Net Profit ↓ -194.7%Net Margin % -9.2%
RevenueNet ProfitNet Margin %
7.4b7.7b7.7b10.2b986m1.6b1.4b-934m202320242025TTM13.4%20.3%18.2%-9.2%

Sales grew about 38.3% over 4 years: customers keep spending more with this company.

The company lost money in recent years: the bars below zero are losses, not profits.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +66.2%Net Profit ↓ -95.9%Net Margin % 0.4%
RevenueNet ProfitNet Margin %
2.0b1.9b1.8b2.0b2.0b1.9b3.0b3.3b315m567m306m242m635m218m-1.8b13mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2615.8%29.3%16.8%12.3%31.6%11.3%-60.6%0.4%
▼▲▬▼▲▼▼▼

Sales grew about 66.2% over the last 8 quarters: customers keep spending more with this company.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 0?
Pillar score: (0 + 0 + 0) = 0 of 6 points → 0
Debt-to-Equity1×WeakCurrent Ratio0.8×WeakInterest Coverage1.7×Weak
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +35.6%Equity → +0.5%D/E 1×
Total DebtEquityD/E
17.4b16.7b21.9b23.6b23.0b22.3b22.9b23.1b202320242025TTM0.8×0.7×1×1×

Borrowings grew about 35.6% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +44.5%Current Liabilities ↑ +74.2%Current Ratio 0.8×
Current AssetsCurrent LiabilitiesCurrent Ratio
8.1b6.0b12.6b11.7b8.1b6.3b7.5b14.2b202320242025TTM1×1×1.7×0.8×
Why 63?
Pillar score: (0 + 1 + 2 + 2) = 5 of 8 points → 63
Dividend Quality1%Weak
Payout ratio: -27%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -35%Free CF ↓ -56.5%
Operating CFFree CF
2.5b3.1b2.7b1.7b1.9b2.4b2.0b823m202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +158.9%Short-Term Debt ↑ +28.7%Total Debt ↑ +35.6%
CashShort-Term DebtTotal Debt
2.1b2.4b8.3b5.4b1.6b1.5b2.3b2.1b17.4b16.7b21.9b23.6b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 1%
DPS (cents)Yield %
2525252525252525252510010010010020222023202420250.8%0.9%0.9%1%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (0 + 1 + 0) = 1 of 6 points → 17
P/E Ration/m (loss-making)WeakP/B Ratio1.1×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 96.84US$ 80.23US$ 63.63Oct '25Feb '26Jun '26Oct '26

The share price is up about 26.2% over the past year.

Why 40?
Pillar score: (0 + 0 + 2 + 2 + 0) = 4 of 10 points → 40 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)RisingWeakShare Count Trend (4yr)+1%/yrStrongAsset Turnover Trend (4yr)+10%StrongQuarterly ConsistencyLoss in 1 of 8 quartersWeak

No data: Inventory vs Sales (4yr)

Ranks #75 of 76 in Industrials by score

Sector peers

#1Emcor75#723M38#73Boeing36#74Deere &33
#75Global Payments (you)28
#76Carrier Global26

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 10.2bUS$ -934.2mUS$ 1.7bUS$ 822.7mUS$ -835.0mUS$ 5.4bUS$ 23.6bUS$ 2.1bUS$ 23.1bUS$ 11.7bUS$ 14.2bUS$ 63.6bUS$ 39.6b--4%-9%1.0×0.8×1.7×-27%----
2025US$ 7.7bUS$ 1.4bUS$ 2.7bUS$ 2.0bUS$ -617.8mUS$ 8.3bUS$ 21.9bUS$ 2.3bUS$ 22.9bUS$ 12.6bUS$ 7.5bUS$ 53.3bUS$ 29.6bUS$ 100.0m6%18%1.0×1.7×2.9×17%1%12.6×0.8×0.1
2024US$ 7.7bUS$ 1.6bUS$ 3.1bUS$ 2.4bUS$ -674.9mUS$ 2.4bUS$ 16.7bUS$ 1.5bUS$ 22.3bUS$ 6.0bUS$ 6.3bUS$ 46.9bUS$ 23.9bUS$ 100.0m7%20%0.8×1.0×3.5×16%1%17.5×1.2×1.0
2023US$ 7.4bUS$ 986.2mUS$ 2.5bUS$ 1.9bUS$ -658.1mUS$ 2.1bUS$ 17.4bUS$ 1.6bUS$ 23.0bUS$ 8.1bUS$ 8.1bUS$ 50.6bUS$ 26.8bUS$ 100.0m4%13%0.8×1.0×2.2×26%1%32.5×1.4×1.7