US stock · figures in US dollars · scored on full-year results
Fiserv Fiserv, Inc.
Fiserv scores 52/100 on fundamentals: in the bottom 47% of 503 scored S&P 500 stocks. Its strongest area is Risk (75/100); its weakest is Financial Safety (33/100). It carries 1 warning flag: Limited Data.
- Carries a Limited Data flag
A financially stretched, inexpensively priced stock, but financial safety needs attention.
One-Minute Summary
Why Fiserv scores 52
A financially stretched, inexpensively priced stock, but financial safety needs attention.
Business Strength
38Why 38?
No data: Quarterly Momentum
Show 3 charts
Net Profit & Equity, with ROE
Revenue & Net Profit, with Net Margin
Sales grew about 9.3% over 4 years: customers keep spending more with this company.
Profit has moved sideways: stable, but not compounding your money faster each year.
Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)
Sales grew about 18.9% over the last 8 quarters: customers keep spending more with this company.
Profit has moved sideways over the last 8 quarters.
Financial SafetyLowest pillar
33Why 33?
Show 2 charts
Debt vs Equity, with D/E ratio
Borrowings grew about 20.6% over 4 years: watch this; rising debt adds pressure in bad times.
Short-term assets vs bills, with Current Ratio
Cash & Dividends
50Why 50?
Show 3 charts
Operating vs Free Cash Flow
The business generates real cash, and more of it each year: a very healthy sign.
Cash vs Total Debt
Dividends per Share, with Yield
Dividends per share have been maintained or raised: management shares the rewards with you.
Price Fairness
67Why 67?
Show chart
Share Price: Weekly Closes (not part of the score)
The share price is down about 25% over the past year.
Risk
75Why 75?
No data: Inventory vs Sales (4yr) · Quarterly Consistency
Fiserv (FISV) scores 52/100 (Okay) on Score Your Stock's educational fundamentals model: in the bottom 47% of 503 scored S&P 500 stocks.
Its strongest pillar is Risk (75/100); its weakest is Financial Safety (33/100).
Fiserv (FISV) has not paid a dividend in the last 12 months.
From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy FISV. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.
The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.
Fiserv (FISV) is a Other company. On Score Your Stock's fundamentals check, it scores 52/100, rated Okay. Its biggest strength is Risk (75/100); its main watch-out is Financial Safety (33/100). Shares currently cost about 9 years of its current profit to buy (P/E 9.5×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/fisv-fiserv
Full Financial History
Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.
| Financial Year | Revenue | Net Profit | Operating Cash Flow | Free Cash Flow | CapEx | Cash | Total Debt | Short-Term Debt | Equity | Current Assets | Current Liabilities | Total Assets | Total Liabilities | Dividends | Return on Equity (ROE) | Net Profit Margin | Debt-to-Equity | Current Ratio | Interest Coverage | Div yield | P/E Ratio | P/B Ratio | PEG Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | US$ 20.9b | US$ 2.8b | US$ 5.8b | US$ 3.9b | US$ -1.9b | US$ 245.0m | US$ 28.0b | US$ 618.0m | US$ 26.9b | US$ 25.4b | US$ 24.3b | US$ 80.9b | US$ 54.0b | - | 10% | 13% | 1.0× | 1.0× | 3.1× | - | - | - | - |
| 2025 | US$ 21.2b | US$ 3.5b | US$ 6.1b | US$ 4.3b | US$ -1.8b | US$ 798.0m | US$ 29.1b | US$ 762.0m | US$ 25.8b | US$ 24.7b | US$ 23.9b | US$ 80.1b | US$ 54.3b | US$ 0.0m | 13% | 16% | 1.1× | 1.0× | 3.8× | 0% | 10.1× | 1.4× | 0.9 |
| 2024 | US$ 20.5b | US$ 3.1b | US$ 6.6b | US$ 5.1b | US$ -1.6b | US$ 1.2b | US$ 25.0b | US$ 784.0m | US$ 27.1b | US$ 23.5b | US$ 22.2b | US$ 77.2b | US$ 49.5b | US$ 0.0m | 12% | 15% | 0.9× | 1.1× | 4.6× | 0% | 37.6× | 4.4× | 3.3 |
| 2023 | US$ 19.1b | US$ 3.1b | US$ 5.2b | US$ 3.8b | US$ -1.4b | US$ 1.2b | US$ 23.2b | US$ 442.0m | US$ 29.9b | US$ 34.8b | US$ 33.6b | US$ 90.9b | US$ 60.2b | US$ 0.0m | 10% | 16% | 0.8× | 1.0× | 4.9× | 0% | 25.7× | 2.6× | 1.2 |