Score Your Stock

US stock · figures in US dollars · scored on full-year results

Elevance Health Elevance Health, Inc. Common Stock

ELV · Healthcare · Healthcare Plans
Bottom 16% of scored stocks
OkayBottom 16% of scored stocks
Weak Spot

Elevance Health scores 41/100 on fundamentals: in the bottom 16% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (75/100); its weakest is Price Fairness (17/100). It carries 1 warning flag: Weak Spot.

Best
Financial 75
Weakest
Price 17
  • Carries a Weak Spot flag

This stock is fairly balanced overall: price fairness is its weakest area.

Mkt capUS$ 91.0b#136 of 503 in the S&P 500EPSUS$ 23.55P/E17.7×✓ vs sector median 30.5×P/B2×✓ vs sector median 4×Div yield2%✓ Top 45% in the S&P 50052w range · 82% of range274.84450.69
as of 31 Oct 2026

Nearby peers

Ranks #49 of 60 in Healthcare by score

One-Minute Summary

Why Elevance Health scores 41

This stock is fairly balanced overall: price fairness is its weakest area.

Business Strength

20
Why 20?
Pillar score: (1 + 1 + 0 + 0 + 0) = 2 of 10 points → 20
Return on Equity (ROE)12%Okay4-Year Revenue Growth+6%/yrOkay4-Year Profit Growth-5%/yrWeakNet Profit Margin3%WeakQuarterly Momentum+6%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -14.2%Equity ↑ +13.7%ROE % 11.5%
Net ProfitEquityROE %
6.0b6.0b5.7b5.1b39.3b41.3b43.9b44.7b202320242025TTM15.2%14.5%12.9%11.5%

Revenue & Net Profit, with Net Margin

Revenue ↑ +17.8%Net Profit ↓ -14.2%Net Margin % 2.5%
RevenueNet ProfitNet Margin %
171.3b176.8b199.1b201.8b6.0b6.0b5.7b5.1b202320242025TTM3.5%3.4%2.8%2.5%

Sales grew about 17.8% over 4 years: customers keep spending more with this company.

Profit fell about 14.2% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +11.9%Net Profit ↑ +44%Net Margin % 2.9%
RevenueNet ProfitNet Margin %
45.1b45.4b48.9b49.8b50.7b49.7b50.2b50.5b1.0b418m2.2b1.7b1.2b547m1.8b1.5bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'262.3%0.9%4.5%3.5%2.3%1.1%3.5%2.9%
▼▼▬▼▲▲▼▼

Sales grew about 11.9% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 44% over the last 8 quarters: the business is keeping more of what it earns.

Why 75?
Pillar score: (1 + 2) = 3 of 4 points → 75 · 1 N/A skipped
Debt-to-Equity0.7×OkayInterest Coverage5.3×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↑ +22.4%Equity ↑ +13.7%D/E 0.7×
Total DebtEquityD/E
25.1b31.2b32.0b30.8b39.3b41.3b43.9b44.7b202320242025TTM0.6×0.8×0.7×0.7×

Borrowings grew about 22.4% over 4 years: watch this; rising debt adds pressure in bad times.

Why 63?
Pillar score: (0 + 1 + 2 + 2) = 5 of 8 points → 63
Dividend Quality2%Weak
Payout ratio: 29%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -5.8%Free CF ↓ -3.7%
Operating CFFree CF
8.1b5.8b4.3b7.6b6.8b4.6b3.2b6.5b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +58.6%Short-Term Debt ↓ -80%Total Debt ↑ +22.4%
CashShort-Term DebtTotal Debt
6.5b8.3b9.5b10.3b1.9b2.0b1.2b375m25.1b31.2b32.0b30.8b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +33.6%Yield % 1.6%
DPS (cents)Yield %
12812814814816316317117117151259265268420222023202420251.1%1.4%1.4%1.6%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (1 + 0 + 0) = 1 of 6 points → 17
P/E Ratio17.7×OkayP/B Ratio2×WeakPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 439.95US$ 361.97US$ 283.99Oct '25Feb '26Jun '26Oct '26

The share price is up about 35.1% over the past year.

Why 40?
Pillar score: (0 + 0 + 2 + 1 + 1) = 4 of 10 points → 40 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-2%/yrStrongAsset Turnover Trend (4yr)+0.4%OkayQuarterly Consistency2 of 4 quarters downOkay

No data: Inventory vs Sales (4yr)

Ranks #49 of 60 in Healthcare by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 201.8bUS$ 5.1bUS$ 7.6bUS$ 6.5bUS$ -1.1bUS$ 10.3bUS$ 30.8bUS$ 375.0mUS$ 44.7bUS$ 127.8bUS$ 83.0b-12%3%0.7×5.3×29%----
2025US$ 199.1bUS$ 5.7bUS$ 4.3bUS$ 3.2bUS$ -1.1bUS$ 9.5bUS$ 32.0bUS$ 1.2bUS$ 43.9bUS$ 121.5bUS$ 77.5bUS$ 684.0m13%3%0.7×5.8×27%2%13.6×1.8×-
2024US$ 176.8bUS$ 6.0bUS$ 5.8bUS$ 4.6bUS$ -1.3bUS$ 8.3bUS$ 31.2bUS$ 2.0bUS$ 41.3bUS$ 116.9bUS$ 75.5bUS$ 652.0m14%3%0.8×7.7×25%2%13.7×2.0×-
2023US$ 171.3bUS$ 6.0bUS$ 8.1bUS$ 6.8bUS$ -1.3bUS$ 6.5bUS$ 25.1bUS$ 1.9bUS$ 39.3bUS$ 108.9bUS$ 69.5bUS$ 592.0m15%3%0.6×8.5×23%1%17.5×2.7×1.9