Score Your Stock

US stock · figures in US dollars · scored on full-year results

D. R. Horton D.R. Horton, Inc. Common Stock

DHI · Consumer Cyclical · Residential Construction
Bottom 21% of scored stocks
OkayBottom 21% of scored stocks
Weak Spot

D. R. Horton scores 43/100 on fundamentals: in the bottom 21% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Business Strength (20/100). It carries 1 warning flag: Weak Spot.

Best
Financial 100
Weakest
Business 20
  • Carries a Weak Spot flag

A financially strong stock with shrinking sales, but business strength needs attention.

What looks good
What to watch
Mkt capUS$ 40.8b#268 of 503 in the S&P 500EPSUS$ 10.49P/E13.4×✓ vs sector median 19.8×P/B1.7×✓ vs sector median 6.1×Div yield1%Bottom 48% in the S&P 50052w range · 39% of range130.40170.79
as of 31 Oct 2026

Nearby peers

Ranks #42 of 54 in Consumer Cyclical by score

#1Deckers Brands77#40Tesla44#41DoorDash43
#42D. R. Horton43
#43Chipotle Mexican Grill42#44Carnival41

One-Minute Summary

Why D. R. Horton scores 43

A financially strong stock with shrinking sales, but business strength needs attention.

What looks good
What to watch

Business StrengthLowest pillar

20
Why 20?
Pillar score: (1 + 0 + 0 + 1 + 0) = 2 of 10 points → 20
Return on Equity (ROE)13%Okay4-Year Revenue Growth-2%/yrWeak4-Year Profit Growth-14%/yrWeakNet Profit Margin9%OkayQuarterly Momentum-4%Weak
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -35.7%Equity ↑ +4.9%ROE % 12.8%
Net ProfitEquityROE %
4.7b4.8b3.6b3.1b22.7b25.3b24.2b23.8b202320242025TTM20.9%18.8%14.8%12.8%

Revenue & Net Profit, with Net Margin

Revenue ↓ -6%Net Profit ↓ -35.7%Net Margin % 9.2%
RevenueNet ProfitNet Margin %
35.5b36.8b34.3b33.4b4.7b4.8b3.6b3.1b202320242025TTM13.4%12.9%10.5%9.2%

Sales have been roughly flat for 4 years: the business isn't really growing, just maintaining.

Profit fell about 35.7% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↓ -7.8%Net Profit ↓ -30.4%Net Margin % 9.8%
RevenueNet ProfitNet Margin %
10.0b7.6b7.7b9.2b9.7b6.9b7.6b9.2b1.3b852m819m1.0b905m595m648m905mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2613%11.2%10.6%11.1%9.4%8.6%8.6%9.8%
▼▼▼▼▼▼▼▼

Sales have stayed roughly flat over the last 8 quarters.

Profit fell about 30.4% over the last 8 quarters.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.3×StrongCurrent Ratio9.8×Strong

No data: Interest Coverage

Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +39.7%Equity ↑ +4.9%D/E 0.3×
Total DebtEquityD/E
5.1b6.0b6.0b7.2b22.7b25.3b24.2b23.8b202320242025TTM0.2×0.2×0.2×0.3×

Borrowings grew about 39.7% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +12.7%Current Liabilities ↑ +71.4%Current Ratio 9.8×
Current AssetsCurrent LiabilitiesCurrent Ratio
31.2b34.7b34.1b35.1b2.1b2.0b2.0b3.6b202320242025TTM15×17.1×17.4×9.8×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality1%Weak
Payout ratio: 17%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -22.1%Free CF ↓ -22.9%
Operating CFFree CF
4.3b2.2b3.4b3.4b4.2b2.0b3.3b3.2b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -46.3%Total Debt ↑ +39.7%
CashTotal Debt
3.9b4.5b3.0b2.1b5.1b6.0b6.0b7.2b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +80%Yield % 1.2%
DPS (cents)Yield %
252530304040454545100120160180202320242025TTM1%0.8%1.1%1.2%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 33?
Pillar score: (1 + 1 + 0) = 2 of 6 points → 33
P/E Ratio13.4×OkayP/B Ratio1.7×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 166.78US$ 149.55US$ 132.32Oct '25Feb '26Jun '26Oct '26

The share price has been roughly flat over the past year.

Why 33?
Pillar score: (1 + 0 + 2 + 1 + 0 + 0) = 4 of 12 points → 33
Earnings ConsistencyUnevenOkayDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-6%/yrStrongInventory vs Sales (4yr)+8.1 pp/yr vs salesOkayAsset Turnover Trend (4yr)-16.1%WeakQuarterly Consistency4 of 4 quarters downWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↓ -6%Inventory ↑ +19.3%Inv. % of Rev. 80%
RevenueInventoryInv. % of Rev.
35.5b36.8b34.3b33.4b22.4b24.9b25.3b26.7b202320242025TTM63.1%67.7%73.8%80%
Ranks #42 of 54 in Consumer Cyclical by score

Sector peers

#1Deckers Brands77#40Tesla44#41DoorDash43
#42D. R. Horton (you)43
#43Chipotle Mexican Grill42#44Carnival41

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 33.4bUS$ 3.1bUS$ 3.4bUS$ 3.2bUS$ -150.4mUS$ 2.1bUS$ 7.2bUS$ 1.3bUS$ 23.8bUS$ 35.1bUS$ 3.6bUS$ 36.5bUS$ 12.1bUS$ 26.7bUS$ 180.0m13%9%0.3×9.8×17%----
2025US$ 34.3bUS$ 3.6bUS$ 3.4bUS$ 3.3bUS$ -137.4mUS$ 3.0bUS$ 6.0b-US$ 24.2bUS$ 34.1bUS$ 2.0bUS$ 35.5bUS$ 10.7bUS$ 25.3bUS$ 160.0m15%10%0.3×17.4×14%1%14.2×2.1×-
2024US$ 36.8bUS$ 4.8bUS$ 2.2bUS$ 2.0bUS$ -165.3mUS$ 4.5bUS$ 6.0b-US$ 25.3bUS$ 34.7bUS$ 2.0bUS$ 36.1bUS$ 10.3bUS$ 24.9bUS$ 120.0m19%13%0.2×17.1×8%1%12.3×2.3×2.8
2023US$ 35.5bUS$ 4.7bUS$ 4.3bUS$ 4.2bUS$ -148.6mUS$ 3.9bUS$ 5.1b-US$ 22.7bUS$ 31.2bUS$ 2.1bUS$ 32.6bUS$ 9.4bUS$ 22.4bUS$ 100.0m21%13%0.2×15.0×7%1%7.4×1.5×0.3