Score Your Stock

US stock · figures in US dollars · scored on full-year results

CVS Health CVS Health Corporation Common Stock

CVS · Healthcare · Healthcare Plans
Bottom 27% of scored stocks
OkayBottom 27% of scored stocks
Weak Spot

CVS Health scores 45/100 on fundamentals: in the bottom 27% of 503 scored S&P 500 stocks. Its strongest area is Cash & Dividends (75/100); its weakest is Price Fairness (17/100). It carries 1 warning flag: Weak Spot.

Best
Cash 75
Weakest
Price 17
  • Carries a Weak Spot flag

A financially stretched, expensively priced stock, but price fairness needs attention.

Mkt capUS$ 115.2b#104 of 503 in the S&P 500EPSUS$ 3.80P/E23.6×✓ vs sector median 30.5×P/B1.5×✓ vs sector median 4×Div yield3%✓ Top 20% in the S&P 50052w range · 50% of range69.51110.68
as of 31 Oct 2026

One-Minute Summary

Why CVS Health scores 45

A financially stretched, expensively priced stock, but price fairness needs attention.

Business Strength

30
Why 30?
Pillar score: (0 + 1 + 0 + 0 + 2) = 3 of 10 points → 30
Return on Equity (ROE)6%Weak4-Year Revenue Growth+5%/yrOkay4-Year Profit Growth-16%/yrWeakNet Profit Margin1%WeakQuarterly Momentum+7%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↓ -41.4%Equity ↑ +4.2%ROE % 6.1%
Net ProfitEquityROE %
8.3b4.6b1.8b4.9b76.5b75.6b75.2b79.7b202320242025TTM10.9%6.1%2.4%6.1%

Revenue & Net Profit, with Net Margin

Revenue ↑ +16%Net Profit ↓ -41.4%Net Margin % 1.2%
RevenueNet ProfitNet Margin %
357.8b372.8b402.1b415.1b8.3b4.6b1.8b4.9b202320242025TTM2.3%1.2%0.4%1.2%

Sales grew about 16% over 4 years: customers keep spending more with this company.

Profit fell about 41.4% from where it was 4 years ago: the boom has cooled off.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +11.2%Net Profit ↑ +4,095.8%Net Margin % 2.8%
RevenueNet ProfitNet Margin %
95.4b97.7b94.6b98.9b102.9b105.7b100.4b106.1b71m1.6b1.8b1.0b-4.0b2.9b2.9b3.0bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'260.1%1.7%1.9%1%-3.9%2.8%2.9%2.8%
▼▼▲▼▼▲▲▲

Sales grew about 11.2% over the last 8 quarters: customers keep spending more with this company.

The company made a loss in at least one of the last 8 quarters: the bars below zero are losses, not profits.

Why 33?
Pillar score: (1 + 0 + 1) = 2 of 6 points → 33
Debt-to-Equity1×OkayCurrent Ratio0.9×WeakInterest Coverage2.9×Okay
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↓ -3.9%Equity ↑ +4.2%D/E 1×
Total DebtEquityD/E
79.4b82.9b80.0b76.3b76.5b75.6b75.2b79.7b202320242025TTM1×1.1×1.1×1×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +11%Current Liabilities ↑ +9.9%Current Ratio 0.9×
Current AssetsCurrent LiabilitiesCurrent Ratio
67.9b68.6b74.7b75.3b79.2b84.6b88.7b87.0b202320242025TTM0.9×0.8×0.8×0.9×
Why 75?
Pillar score: (0 + 2 + 2 + 2) = 6 of 8 points → 75
Dividend Quality3%Weak
Payout ratio: 70%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsGrowing & covers near-term debtStrong
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +10.1%Free CF ↑ +13.1%
Operating CFFree CF
13.4b9.1b10.6b14.8b10.4b6.3b7.8b11.8b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↑ +38.2%Short-Term Debt ↓ -34.1%Total Debt ↓ -3.9%
CashShort-Term DebtTotal Debt
8.2b8.6b8.5b11.3b3.0b5.7b4.1b2.0b79.4b82.9b80.0b76.3b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +20.9%Yield % 3%
DPS (cents)Yield %
555560.560.566.566.566.566.566.522024226626620222023202420252.6%3.7%4.6%3%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 17?
Pillar score: (0 + 1 + 0) = 1 of 6 points → 17
P/E Ratio23.6×WeakP/B Ratio1.5×OkayPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 106.97US$ 87.76US$ 68.55Oct '25Feb '26Jun '26Oct '26

The share price is up about 19% over the past year.

Why 67?
Pillar score: (1 + 1 + 2 + 2 + 2 + 0) = 8 of 12 points → 67
Earnings ConsistencyUnevenOkayDebt Trend (4yr)StableOkayShare Count Trend (4yr)-0%/yrStrongInventory vs Sales (4yr)-5.8 pp/yr vs salesStrongAsset Turnover Trend (4yr)+14.2%StrongQuarterly ConsistencyLoss in 1 of 8 quartersWeak
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +16%Inventory → -2.2%Inv. % of Rev. 4.2%
RevenueInventoryInv. % of Rev.
357.8b372.8b402.1b415.1b18.0b18.1b19.2b17.6b202320242025TTM5%4.9%4.8%4.2%
Ranks #43 of 60 in Healthcare by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 415.1bUS$ 4.9bUS$ 14.8bUS$ 11.8bUS$ -3.0bUS$ 11.3bUS$ 76.3bUS$ 2.0bUS$ 79.7bUS$ 75.3bUS$ 87.0bUS$ 253.8bUS$ 173.9bUS$ 17.6b-6%1%1.0×0.9×2.9×70%----
2025US$ 402.1bUS$ 1.8bUS$ 10.6bUS$ 7.8bUS$ -2.8bUS$ 8.5bUS$ 80.0bUS$ 4.1bUS$ 75.2bUS$ 74.7bUS$ 88.7bUS$ 253.5bUS$ 178.2bUS$ 19.2bUS$ 266.0m2%0%1.1×0.8×1.7×192%3%55.9×1.3×-
2024US$ 372.8bUS$ 4.6bUS$ 9.1bUS$ 6.3bUS$ -2.8bUS$ 8.6bUS$ 82.9bUS$ 5.7bUS$ 75.6bUS$ 68.6bUS$ 84.6bUS$ 253.2bUS$ 177.5bUS$ 18.1bUS$ 266.0m6%1%1.1×0.8×3.1×73%6%11.6×0.7×-
2023US$ 357.8bUS$ 8.3bUS$ 13.4bUS$ 10.4bUS$ -3.0bUS$ 8.2bUS$ 79.4bUS$ 3.0bUS$ 76.5bUS$ 67.9bUS$ 79.2bUS$ 249.7bUS$ 173.1bUS$ 18.0bUS$ 242.0m11%2%1.0×0.9×5.2×38%3%10.9×1.2×2.1