Score Your Stock

US stock · figures in US dollars · scored on full-year results

Corpay Corpay, Inc. Common Stock

CPAY · Technology · Software - Infrastructure
Bottom 22% of scored stocks
OkayBottom 22% of scored stocks
Weak Spot

Corpay scores 43/100 on fundamentals: in the bottom 22% of 503 scored S&P 500 stocks. Its strongest area is Business Strength (90/100); its weakest is Price Fairness (0/100). It carries 1 warning flag: Weak Spot.

Best
Business 90
Weakest
Price 0
  • Carries a Weak Spot flag

A financially stretched, expensively priced stock, but price fairness needs attention.

Mkt capUS$ 26.2b#353 of 503 in the S&P 500EPSUS$ 16.45P/E23.1×✓ vs sector median 31.8×P/B7.4×✗ vs sector median 7.4×Div yieldNo dividends paidBottom 14% in the S&P 50052w range · 84% of range252.84427.46
as of 31 Oct 2026

One-Minute Summary

Why Corpay scores 43

A financially stretched, expensively priced stock, but price fairness needs attention.

Business Strength

90
Why 90?
Pillar score: (2 + 2 + 1 + 2 + 2) = 9 of 10 points → 90
Return on Equity (ROE)32%Strong4-Year Revenue Growth+10%/yrStrong4-Year Profit Growth+5%/yrOkayNet Profit Margin23%StrongQuarterly Momentum+20%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +16.2%Equity ↑ +7.9%ROE % 32.2%
Net ProfitEquityROE %
982m1.0b1.1b1.1b3.3b3.1b3.9b3.5b202320242025TTM29.9%32.1%27.5%32.2%

Revenue & Net Profit, with Net Margin

Revenue ↑ +33.6%Net Profit ↑ +16.2%Net Margin % 22.7%
RevenueNet ProfitNet Margin %
3.8b4.0b4.5b5.0b982m1.0b1.1b1.1b202320242025TTM26.1%25.3%23.6%22.7%

Sales grew about 33.6% over 4 years: customers keep spending more with this company.

Profit climbed about 16.2% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +30.1%Net Profit ↓ -10.2%Net Margin % 18.5%
RevenueNet ProfitNet Margin %
1.0b1.0b1.0b1.1b1.2b1.2b1.3b1.3b276m246m243m284m278m265m350m248mQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'2626.9%23.8%24.2%25.8%23.7%21.2%27.8%18.5%
▬▬▲▲▬▲▲▼

Sales grew about 30.1% over the last 8 quarters: customers keep spending more with this company.

Profit fell about 10.2% over the last 8 quarters.

Why 17?
Pillar score: (0 + 0 + 1) = 1 of 6 points → 17
Debt-to-Equity3×WeakCurrent Ratio1×WeakInterest Coverage4.8×Okay
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +58%Equity ↑ +7.9%D/E 3×
Total DebtEquityD/E
6.7b8.0b10.0b10.6b3.3b3.1b3.9b3.5b202320242025TTM2×2.6×2.6×3×

Borrowings grew about 58% over 4 years: watch this; rising debt adds pressure in bad times.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +132.7%Current Liabilities ↑ +148.5%Current Ratio 1×
Current AssetsCurrent LiabilitiesCurrent Ratio
7.1b8.7b14.0b16.5b6.8b8.7b14.3b17.0b202320242025TTM1×1×1×1×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend QualityNo dividends paidWeak
Payout ratio: 0%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -12.1%Free CF ↓ -15.9%
Operating CFFree CF
2.1b1.9b1.5b1.8b1.9b1.8b1.3b1.6b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↑ +127.7%Short-Term Debt ↑ +112.8%Total Debt ↑ +58%
CashShort-Term DebtTotal Debt
1.4b1.6b2.4b3.2b2.1b2.8b3.3b4.5b6.7b8.0b10.0b10.6b202320242025TTM

Dividends per Share, with Yield

DPS (cents) → +0%Yield % 0%
DPS (cents)Yield %
000020222023202420250%0%0%0%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 0?
Pillar score: (0 + 0 + 0) = 0 of 6 points → 0
P/E Ratio23.1×WeakP/B Ratio7.4×WeakPEG Ratio4.5Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 417.60US$ 338.98US$ 260.35Oct '25Feb '26Jun '26Oct '26

The share price is up about 54% over the past year.

Why 60?
Pillar score: (2 + 0 + 2 + 0 + 2) = 6 of 10 points → 60 · 1 N/A skipped
Earnings ConsistencySteadyStrongDebt Trend (4yr)RisingWeakShare Count Trend (4yr)-3%/yrStrongAsset Turnover Trend (4yr)-26.7%WeakQuarterly Consistency1 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #71 of 86 in Technology by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDiv yieldP/E RatioP/B RatioPEG Ratio
2026US$ 5.0bUS$ 1.1bUS$ 1.8bUS$ 1.6bUS$ -208.9mUS$ 3.2bUS$ 10.6bUS$ 4.5bUS$ 3.5bUS$ 16.5bUS$ 17.0bUS$ 28.2bUS$ 24.3b-32%23%3.0×1.0×4.8×----
2025US$ 4.5bUS$ 1.1bUS$ 1.5bUS$ 1.3bUS$ -200.8mUS$ 2.4bUS$ 10.0bUS$ 3.3bUS$ 3.9bUS$ 14.0bUS$ 14.3bUS$ 26.4bUS$ 22.2bUS$ 0.0m28%24%2.6×1.0×4.8×0%19.2×5.3×5.0
2024US$ 4.0bUS$ 1.0bUS$ 1.9bUS$ 1.8bUS$ -175.2mUS$ 1.6bUS$ 8.0bUS$ 2.8bUS$ 3.1bUS$ 8.7bUS$ 8.7bUS$ 18.0bUS$ 14.8bUS$ 0.0m32%25%2.6×1.0×4.6×0%23.9×7.7×9.4
2023US$ 3.8bUS$ 981.9mUS$ 2.1bUS$ 1.9bUS$ -153.8mUS$ 1.4bUS$ 6.7bUS$ 2.1bUS$ 3.3bUS$ 7.1bUS$ 6.8bUS$ 15.5bUS$ 12.2bUS$ 0.0m30%26%2.1×1.0×4.8×0%20.6×6.2×7.2