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US stock · figures in US dollars · scored on full-year results

Cigna The Cigna Group Common Stock

CI · Healthcare · Healthcare Plans
Top 25% of scored stocks
OkayTop 25% of scored stocks

Cigna scores 63/100 on fundamentals: in the top 25% of 503 scored S&P 500 stocks. Its strongest area is Risk (92/100); its weakest is Financial Safety (50/100).

Best
Risk 92
Weakest
Financial 50
Cash 50
Price 50

This stock is fairly balanced overall: financial safety is its weakest area.

Mkt capUS$ 78.7b#166 of 503 in the S&P 500EPSUS$ 24.19P/E12.3×✓ vs sector median 30.5×P/B1.8×✓ vs sector median 4×Div yield2%✓ Top 35% in the S&P 50052w range · 76% of range239.51316.27
as of 31 Oct 2026

Nearby peers

Ranks #13 of 60 in Healthcare by score

One-Minute Summary

Why Cigna scores 63

This stock is fairly balanced overall: financial safety is its weakest area.

Business Strength

70
Why 70?
Pillar score: (2 + 2 + 1 + 0 + 2) = 7 of 10 points → 70
Return on Equity (ROE)15%Strong4-Year Revenue Growth+13%/yrStrong4-Year Profit Growth+8%/yrOkayNet Profit Margin2%WeakQuarterly Momentum+7%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +24.2%Equity ↓ -7.8%ROE % 15.1%
Net ProfitEquityROE %
5.2b3.4b6.0b6.4b46.2b41.0b41.7b42.6b202320242025TTM11.2%8.4%14.3%15.1%

Revenue & Net Profit, with Net Margin

Revenue ↑ +44.9%Net Profit ↑ +24.2%Net Margin % 2.3%
RevenueNet ProfitNet Margin %
194.1b246.1b273.9b281.3b5.2b3.4b6.0b6.4b202320242025TTM2.7%1.4%2.2%2.3%

Sales grew about 44.9% over 4 years: customers keep spending more with this company.

Profit climbed about 24.2% over 4 years: the business keeps more money as it grows.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +12.1%Net Profit ↑ +101.2%Net Margin % 2.3%
RevenueNet ProfitNet Margin %
63.7b65.6b65.5b66.9b69.5b72.1b68.3b71.4b825m1.5b1.4b1.5b1.9b1.2b1.7b1.7bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'261.3%2.3%2.2%2.3%2.7%1.7%2.4%2.3%
▼▲▲▼▲▼▲▲

Sales grew about 12.1% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 101.2% over the last 8 quarters: the business is keeping more of what it earns.

Why 50?
Pillar score: (1 + 0 + 2) = 3 of 6 points → 50
Debt-to-Equity0.8×OkayCurrent Ratio0.9×WeakInterest Coverage7.1×Strong
Show 2 charts

Debt vs Equity, with D/E ratio

Total Debt ↑ +3.1%Equity ↓ -7.8%D/E 0.7×
Total DebtEquityD/E
30.9b32.0b31.5b31.9b46.2b41.0b41.7b42.6b202320242025TTM0.7×0.8×0.8×0.7×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Short-term assets vs bills, with Current Ratio

Current Assets ↑ +25.8%Current Liabilities ↑ +14.1%Current Ratio 0.8×
Current AssetsCurrent LiabilitiesCurrent Ratio
37.4b48.9b47.8b47.0b48.7b58.0b56.3b55.6b202320242025TTM0.8×0.8×0.8×0.8×
Why 50?
Pillar score: (0 + 1 + 2 + 1) = 4 of 8 points → 50
Dividend Quality2%Weak
Payout ratio: 25%
Operating Cash FlowPositive but bumpyOkayFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↓ -13%Free CF ↓ -11%
Operating CFFree CF
11.8b10.4b9.6b10.3b10.2b9.0b8.4b9.1b202320242025TTM

Cash keeps coming in, though unevenly: fine, but worth keeping an eye on.

Cash vs Total Debt

Cash ↓ -19.5%Short-Term Debt → +0.6%Total Debt ↑ +3.1%
CashShort-Term DebtTotal Debt
7.8b7.5b7.7b6.3b2.8b3.0b592m2.8b30.9b32.0b31.5b31.9b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↑ +34.8%Yield % 2.1%
DPS (cents)Yield %
11211212314014014015115115144849256060420222023202420251.8%1.9%1.8%2.1%

Dividends per share have been maintained or raised: management shares the rewards with you.

Why 50?
Pillar score: (1 + 1 + 1) = 3 of 6 points → 50
P/E Ratio12.3×OkayP/B Ratio1.8×OkayPEG Ratio1.6Okay
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 306.95US$ 272.97US$ 238.99Oct '25Feb '26Jun '26Oct '26

The share price is up about 24.8% over the past year.

Why 92?
Pillar score: (2 + 1 + 2 + 2 + 2 + 2) = 11 of 12 points → 92
Earnings ConsistencySteadyStrongDebt Trend (4yr)StableOkayShare Count Trend (4yr)-3%/yrStrongInventory vs Sales (4yr)-12 pp/yr vs salesStrongAsset Turnover Trend (4yr)+41%StrongQuarterly Consistency1 of 4 quarters downStrong
Show chart

Revenue vs Inventory, with Inventory % of Revenue

Revenue ↑ +44.9%Inventory ↑ +3.6%Inv. % of Rev. 2.1%
RevenueInventoryInv. % of Rev.
194.1b246.1b273.9b281.3b5.6b6.7b7.3b5.8b202320242025TTM2.9%2.7%2.7%2.1%
Ranks #13 of 60 in Healthcare by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityCurrent AssetsCurrent LiabilitiesTotal AssetsTotal LiabilitiesInventoryDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityCurrent RatioInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026US$ 281.3bUS$ 6.4bUS$ 10.3bUS$ 9.1bUS$ -1.2bUS$ 6.3bUS$ 31.9bUS$ 2.8bUS$ 42.6bUS$ 47.0bUS$ 55.6bUS$ 157.1bUS$ 114.2bUS$ 5.8b-15%2%0.8×0.9×7.1×25%---
2025US$ 273.9bUS$ 6.0bUS$ 9.6bUS$ 8.4bUS$ -1.2bUS$ 7.7bUS$ 31.5bUS$ 592.0mUS$ 41.7bUS$ 47.8bUS$ 56.3bUS$ 157.9bUS$ 116.0bUS$ 7.3bUS$ 604.0m14%2%0.8×0.9×6.5×27%2%12.1×1.7×
2024US$ 246.1bUS$ 3.4bUS$ 10.4bUS$ 9.0bUS$ -1.4bUS$ 7.5bUS$ 32.0bUS$ 3.0bUS$ 41.0bUS$ 48.9bUS$ 58.0bUS$ 155.9bUS$ 114.6bUS$ 6.7bUS$ 560.0m8%1%0.8×0.8×4.7×46%2%21.6×1.8×
2023US$ 194.1bUS$ 5.2bUS$ 11.8bUS$ 10.2bUS$ -1.6bUS$ 7.8bUS$ 30.9bUS$ 2.8bUS$ 46.2bUS$ 37.4bUS$ 48.7bUS$ 152.8bUS$ 106.4bUS$ 5.6bUS$ 492.0m11%3%0.7×0.8×4.8×28%2%16.1×1.8×