Score Your Stock

US stock · figures in US dollars · scored on full-year results

Allstate Allstate Corporation (The) Common Stock

ALL · Financial Services · Insurance - Property & Casualty
Top 45% of scored stocks
OkayTop 45% of scored stocks
Weak SpotProfit SpikeRecent Loss

Allstate scores 55/100 on fundamentals: in the top 45% of 503 scored S&P 500 stocks. Its strongest area is Financial Safety (100/100); its weakest is Price Fairness (17/100). It carries 3 warning flags: Weak Spot, Profit Spike, Recent Loss.

Best
Financial 100
Weakest
Price 17
  • Carries a Weak Spot flag
  • Carries a Profit Spike flag
  • Carries a Recent Loss flag
Mkt capUS$ 66.0b#192 of 503 in the S&P 500EPSUS$ 49.98P/E5.1×✓ vs sector median 15.7×P/B2.2×✓ vs sector median 2.7×Div yield2%✓ Top 45% in the S&P 50052w range · 82% of range188.15277.22
as of 31 Oct 2026

Nearby peers

Ranks #39 of 56 in Financial Services by score

Business Strength

50
Why 50?
Pillar score: (1 + 1 + 0 + 1 + 2) = 5 of 10 points → 50
Return on Equity (ROE)43%Okay4-Year Revenue Growth+7%/yrOkay4-Year Profit Growthn/m (loss-making)WeakNet Profit Margin19%OkayQuarterly Momentum+5%Strong
Show 3 charts

Net Profit & Equity, with ROE

Net Profit ↑ +7,177.7%Equity ↑ +72.3%ROE % 43.5%
Net ProfitEquityROE %
-188m4.7b10.3b13.3b17.8b21.4b30.6b30.6b202320242025TTM-1.1%21.8%33.6%43.5%

Revenue & Net Profit, with Net Margin

Revenue ↑ +22.5%Net Profit ↑ +7,177.7%Net Margin % 19.2%
RevenueNet ProfitNet Margin %
56.6b63.5b67.1b69.3b-188m4.7b10.3b13.3b202320242025TTM-0.3%7.3%15.3%19.2%

Sales grew about 22.5% over 4 years: customers keep spending more with this company.

The company lost money in recent years: the bars below zero are losses, not profits.

Recent Quarters: Revenue & Net Profit (the last 8 quarters, scored)

Revenue ↑ +10.3%Net Profit ↑ +181.7%Net Margin % 17.8%
RevenueNet ProfitNet Margin %
16.6b16.5b16.5b16.5b17.1b17.2b16.8b18.3b1.2b1.9b566m2.1b3.7b3.8b2.5b3.3bQ3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'267%11.5%3.4%12.7%22%22.3%14.7%17.8%
▲▲▼▲▲▲▲▲

Sales grew about 10.3% over the last 8 quarters: customers keep spending more with this company.

Profit grew about 181.7% over the last 8 quarters: the business is keeping more of what it earns.

Why 100?
Pillar score: (2 + 2) = 4 of 4 points → 100 · 1 N/A skipped
Debt-to-Equity0.2×StrongInterest Coverage44.2×Strong

No data: Current Ratio

Show chart

Debt vs Equity, with D/E ratio

Total Debt ↓ -5.7%Equity ↑ +72.3%D/E 0.2×
Total DebtEquityD/E
7.9b8.1b7.5b7.5b17.8b21.4b30.6b30.6b202320242025TTM0.4×0.4×0.2×0.2×

Borrowings have stayed roughly level: manageable, as long as profits stay healthy.

Why 63?
Pillar score: (0 + 2 + 2 + 1) = 5 of 8 points → 63
Dividend Quality2%Weak
Payout ratio: 9%
Operating Cash FlowPositive & growingStrongFree Cash FlowPositive & growingStrongCash & Cash EquivalentsPartly healthyOkay
Show 3 charts

Operating vs Free Cash Flow

Operating CF ↑ +194.9%Free CF ↑ +209.2%
Operating CFFree CF
4.2b8.9b10.1b12.5b4.0b8.7b9.9b12.2b202320242025TTM

The business generates real cash, and more of it each year: a very healthy sign.

Cash vs Total Debt

Cash ↓ -6.1%Short-Term Debt ↓ -42.1%Total Debt ↓ -5.7%
CashShort-Term DebtTotal Debt
722m704m678m678m950m600m550m550m7.9b8.1b7.5b7.5b202320242025TTM

Dividends per Share, with Yield

DPS (cents) ↓ -5.9%Yield % 1.6%
DPS (cents)Yield %
85858589899210010010042535636840020222023202420253.7%3.2%2.2%1.6%

Dividends were cut during this period: payouts here are not guaranteed pocket money.

Why 17?
Pillar score: (1 + 0 + 0) = 1 of 6 points → 17
P/E Ratio5.1×OkayP/B Ratio2.2×WeakPEG Ration/m (growth not measurable)Weak
Show chart

Share Price: Weekly Closes (not part of the score)

US$ 265.89US$ 226.89US$ 187.88Oct '25Feb '26Jun '26Oct '26

The share price is up about 38.3% over the past year.

Why 60?
Pillar score: (0 + 1 + 2 + 1 + 2) = 6 of 10 points → 60 · 1 N/A skipped
Earnings ConsistencyVery bumpyWeakDebt Trend (4yr)StableOkayShare Count Trend (4yr)-0%/yrStrongAsset Turnover Trend (4yr)+5.8%OkayQuarterly Consistency0 of 4 quarters downStrong

No data: Inventory vs Sales (4yr)

Ranks #39 of 56 in Financial Services by score

Full Financial History

Every reported figure behind the score, year by year. Download it, or check it against the company's own annual report.

Financial YearRevenueNet ProfitOperating Cash FlowFree Cash FlowCapExCashTotal DebtShort-Term DebtEquityTotal AssetsTotal LiabilitiesDividendsReturn on Equity (ROE)Net Profit MarginDebt-to-EquityInterest CoverageDividend Payout RatioDiv yieldP/E RatioP/B Ratio
2026US$ 69.3bUS$ 13.3bUS$ 12.5bUS$ 12.2bUS$ -220.0mUS$ 678.0mUS$ 7.5bUS$ 550.0mUS$ 30.6bUS$ 119.8bUS$ 89.2b-43%19%0.2×44.2×9%---
2025US$ 67.1bUS$ 10.3bUS$ 10.1bUS$ 9.9bUS$ -228.0mUS$ 678.0mUS$ 7.5bUS$ 550.0mUS$ 30.6bUS$ 119.8bUS$ 89.2bUS$ 400.0m34%15%0.2×34.0×11%2%5.1×1.7×
2024US$ 63.5bUS$ 4.7bUS$ 8.9bUS$ 8.7bUS$ -210.0mUS$ 704.0mUS$ 8.1bUS$ 600.0mUS$ 21.4bUS$ 111.6bUS$ 90.3bUS$ 368.0m22%7%0.4×15.4×23%2%10.5×2.3×
2023US$ 56.6bUS$ -188.0mUS$ 4.2bUS$ 4.0bUS$ -267.0mUS$ 722.0mUS$ 7.9bUS$ 950.0mUS$ 17.8bUS$ 103.4bUS$ 85.7bUS$ 356.0m-1%0%0.5×0.1×-549%3%-185.1×2.0×