# Xcel Energy - Xcel Energy Inc. (XEL)

Stock code XEL · Yahoo ticker XEL · Sector: Utilities

Overall fundamentals score: 40/100 (Okay). Bottom 14% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 75/100 | Okay |
| Financial Safety | 17/100 | Weak |
| Cash & Dividends | 25/100 | Weak |
| Price Fairness | 50/100 | Okay |
| Risk | 40/100 | Okay |

## Every measure

Xcel Energy (XEL): Overall score: 40/100 (Okay)

Business Strength: 75/100 (Okay)
Return on Equity (ROE) 10% - Okay
4-Year Revenue Growth +2%/yr - Okay
4-Year Profit Growth +15%/yr - Strong
Net Profit Margin 18% - Strong

Financial Safety: 17/100 (Weak)
Debt-to-Equity 1.7× - Weak
Current Ratio 0.7× - Weak
Interest Coverage 2.6× - Okay

Cash & Dividends: 25/100 (Weak)
Dividend Quality 3% - Weak
Operating Cash Flow Positive but bumpy - Okay
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 50/100 (Okay)
P/E Ratio 19× - Okay
P/B Ratio 2× - Okay
PEG Ratio 1.3 - Okay

Risk: 40/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +5%/yr - Okay
Inventory vs Sales (4yr) +3.6 pp/yr vs sales - Okay
Asset Turnover Trend (4yr) -26% - Weak

## Common questions

### What is Xcel Energy's fundamentals score?

Xcel Energy (XEL) scores 40/100 (Okay) on Score Your Stock's educational fundamentals model: in the bottom 14% of 503 scored S&P 500 stocks.

### Which pillar is Xcel Energy strongest and weakest on?

Its strongest pillar is Business Strength (75/100); its weakest is Financial Safety (17/100).

### How does Xcel Energy rank against its sector?

Xcel Energy ranks #18 of 31 scored Utilities stocks on Score Your Stock.

### Does Xcel Energy pay dividends?

Yes. Xcel Energy (XEL) has a dividend yield of 2.9%, from dividends with an ex-date in the last 12 months. It pays out 52% of its profit as dividends. Its Cash & Dividends pillar scores 25/100.

### How do I buy Xcel Energy shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy XEL. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Xcel Energy (XEL), in plain English?

Xcel Energy (XEL) is a Utilities company (Utilities - Regulated Electric). On Score Your Stock's fundamentals check, it scores 40/100, rated Okay. Its biggest strength is Business Strength (75/100); its main watch-out is Financial Safety (17/100). Shares currently cost about 19 years of its current profit to buy (P/E 19.0×). It also pays back about 2.9% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/xel-xcel-energy

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/xel-xcel-energy
Educational tool, not investment advice. Data isn't real-time.