# Visa - Visa Inc. (V)

Stock code V · Yahoo ticker V · Sector: Financial Services

Overall fundamentals score: 55/100 (Okay). Top 48% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 100/100 | Strong |
| Financial Safety | 50/100 | Okay |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 75/100 | Okay |

## Every measure

Visa (V): Overall score: 55/100 (Okay)

Business Strength: 100/100 (Strong)
Return on Equity (ROE) 67% - Strong
4-Year Revenue Growth +12%/yr - Strong
4-Year Profit Growth +11%/yr - Strong
Net Profit Margin 51% - Strong

Financial Safety: 50/100 (Okay)
Debt-to-Equity 0.7× - Okay
Current Ratio 1× - Weak
Interest Coverage 38.1× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality 1% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 0/100 (Weak)
P/E Ratio 33.1× - Weak
P/B Ratio 22.1× - Weak
PEG Ratio 3.1 - Weak

Risk: 75/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) -2%/yr - Strong
Asset Turnover Trend (4yr) +34.5% - Strong

## Common questions

### What is Visa's fundamentals score?

Visa (V) scores 55/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 48% of 503 scored S&P 500 stocks.

### Which pillar is Visa strongest and weakest on?

Its strongest pillar is Business Strength (100/100); its weakest is Price Fairness (0/100).

### How does Visa rank against its sector?

Visa ranks #41 of 56 scored Financial Services stocks on Score Your Stock.

### Does Visa pay dividends?

Yes. Visa (V) has a dividend yield of 0.7%, from dividends with an ex-date in the last 12 months. It pays out 22% of its profit as dividends. Its Cash & Dividends pillar scores 63/100.

### How do I buy Visa shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy V. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Visa (V), in plain English?

Visa (V) is a Financial Services company (Credit Services). On Score Your Stock's fundamentals check, it scores 55/100, rated Okay. Its biggest strength is Business Strength (100/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 33 years of its current profit to buy (P/E 33.1×). It also pays back about 0.7% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/v-visa

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/v-visa
Educational tool, not investment advice. Data isn't real-time.