# U.S. Bancorp - U.S. Bancorp Common Stock (USB)

Stock code USB · Yahoo ticker USB · Sector: Banking

Overall fundamentals score: 89/100 (Strong). Top 1% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 83/100 | Strong |
| Price Fairness | 83/100 | Strong |
| Risk | 100/100 | Strong |

## Every measure

U.S. Bancorp (USB): Overall score: 89/100 (Strong)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) 12% - Okay
4-Year Revenue Growth +3%/yr - Okay
4-Year Profit Growth +16%/yr - Strong
Net Profit Margin 28% - Strong
Quarterly Momentum +6% - Strong

Financial Safety: 100/100 (Strong)
Impaired Loans 0.32% - Strong
Loan Loss Coverage 587% - Strong
Capital Ratio (CET1) 12.9% - Strong

Cash & Dividends: 83/100 (Strong)
Dividend Quality 4% - Okay
Cash & Cash Equivalents Growing & covers near-term debt - Strong
Dividend Payout Ratio 42% - Strong

Price Fairness: 83/100 (Strong)
P/E Ratio 11.1× - Strong
P/B Ratio 1.4× - Okay
PEG Ratio 0.7 - Strong

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) -0%/yr - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is U.S. Bancorp's fundamentals score?

U.S. Bancorp (USB) scores 89/100 (Strong) on Score Your Stock's educational fundamentals model: in the top 1% of 503 scored S&P 500 stocks.

### Which pillar is U.S. Bancorp strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Business Strength (80/100).

### How does U.S. Bancorp rank against its sector?

U.S. Bancorp ranks #1 of 14 scored Banking stocks on Score Your Stock.

### Does U.S. Bancorp pay dividends?

Yes. U.S. Bancorp (USB) has a dividend yield of 3.5%, from dividends with an ex-date in the last 12 months. It pays out 42% of its profit as dividends. Its Cash & Dividends pillar scores 83/100.

### How do I buy U.S. Bancorp shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy USB. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is U.S. Bancorp (USB), in plain English?

U.S. Bancorp (USB) is a Banking company (Banks - Regional). On Score Your Stock's fundamentals check, it scores 89/100, rated Strong. Its biggest strength is Financial Safety (100/100); its main watch-out is Business Strength (80/100). Shares currently cost about 11 years of its current profit to buy (P/E 11.1×). It also pays back about 3.5% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/usb-u-s-bancorp

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/usb-u-s-bancorp
Educational tool, not investment advice. Data isn't real-time.