# Union Pacific - Union Pacific Corporation Common Stock (UNP)

Stock code UNP · Yahoo ticker UNP · Sector: Industrials

Overall fundamentals score: 57/100 (Okay). Top 42% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 50/100 | Okay |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 75/100 | Okay |

## Every measure

Union Pacific (UNP): Overall score: 57/100 (Okay)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) 35% - Strong
4-Year Revenue Growth +3%/yr - Okay
4-Year Profit Growth +6%/yr - Okay
Net Profit Margin 29% - Strong
Quarterly Momentum +4% - Strong

Financial Safety: 50/100 (Okay)
Debt-to-Equity 1.4× - Weak
Current Ratio 1.2× - Okay
Interest Coverage 8.8× - Strong

Cash & Dividends: 75/100 (Okay)
Dividend Quality 2% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 0/100 (Weak)
P/E Ratio 23.7× - Weak
P/B Ratio 8.2× - Weak
PEG Ratio 3.9 - Weak

Risk: 75/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Stable - Okay
Share Count Trend (4yr) -1%/yr - Strong
Inventory vs Sales (4yr) +6.8 pp/yr vs sales - Okay
Asset Turnover Trend (4yr) +1.1% - Okay
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is Union Pacific's fundamentals score?

Union Pacific (UNP) scores 57/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 42% of 503 scored S&P 500 stocks.

### Which pillar is Union Pacific strongest and weakest on?

Its strongest pillar is Business Strength (80/100); its weakest is Price Fairness (0/100).

### How does Union Pacific rank against its sector?

Union Pacific ranks #30 of 76 scored Industrials stocks on Score Your Stock.

### Does Union Pacific pay dividends?

Yes. Union Pacific (UNP) has a dividend yield of 1.8%, from dividends with an ex-date in the last 12 months. It pays out 43% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy Union Pacific shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy UNP. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Union Pacific (UNP), in plain English?

Union Pacific (UNP) is a Industrials company (Railroads). On Score Your Stock's fundamentals check, it scores 57/100, rated Okay. Its biggest strength is Business Strength (80/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 24 years of its current profit to buy (P/E 23.7×). It also pays back about 1.8% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/unp-union-pacific

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/unp-union-pacific
Educational tool, not investment advice. Data isn't real-time.