# Truist Financial - Truist Financial Corporation Common Stock (TFC)

Stock code TFC · Yahoo ticker TFC · Sector: Banking

Overall fundamentals score: 64/100 (Okay). Top 24% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 25/100 | Weak |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 83/100 | Strong |
| Price Fairness | 50/100 | Okay |
| Risk | 50/100 | Okay |

## Every measure

Truist Financial (TFC): Overall score: 64/100 (Okay)

Business Strength: 25/100 (Weak)
Return on Equity (ROE) 8% - Okay
4-Year Revenue Growth -1%/yr - Weak
4-Year Profit Growth n/m (loss-making) - Weak
Net Profit Margin 27% - Okay

Financial Safety: 100/100 (Strong)
Impaired Loans 0.51% - Strong
Loan Loss Coverage 294% - Strong
Capital Ratio (CET1) 12.1% - Strong

Cash & Dividends: 83/100 (Strong)
Dividend Quality 4% - Okay
Cash & Cash Equivalents Growing & covers near-term debt - Strong
Dividend Payout Ratio 55% - Strong

Price Fairness: 50/100 (Okay)
P/E Ratio 11.3× - Okay
P/B Ratio 1× - Strong
PEG Ratio n/m (growth not measurable) - Weak

Risk: 50/100 (Okay)
Earnings Consistency Very bumpy - Weak
Share Count Trend (4yr) -4%/yr - Strong

## Common questions

### What is Truist Financial's fundamentals score?

Truist Financial (TFC) scores 64/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 24% of 503 scored S&P 500 stocks.

### Which pillar is Truist Financial strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Business Strength (25/100).

### How does Truist Financial rank against its sector?

Truist Financial ranks #12 of 14 scored Banking stocks on Score Your Stock.

### Does Truist Financial pay dividends?

Yes. Truist Financial (TFC) has a dividend yield of 4.3%, from dividends with an ex-date in the last 12 months. It pays out 55% of its profit as dividends. Its Cash & Dividends pillar scores 83/100.

### How do I buy Truist Financial shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy TFC. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Truist Financial (TFC), in plain English?

Truist Financial (TFC) is a Banking company (Banks - Regional). On Score Your Stock's fundamentals check, it scores 64/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Business Strength (25/100). Shares currently cost about 11 years of its current profit to buy (P/E 11.3×). It also pays back about 4.3% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/tfc-truist-financial

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/tfc-truist-financial
Educational tool, not investment advice. Data isn't real-time.