# Regions Financial - Regions Financial Corporation Common Stock (RF)

Stock code RF · Yahoo ticker RF · Sector: Banking

Overall fundamentals score: 72/100 (Okay). Top 9% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 63/100 | Okay |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 83/100 | Strong |
| Price Fairness | 50/100 | Okay |
| Risk | 100/100 | Strong |

## Every measure

Regions Financial (RF): Overall score: 72/100 (Okay)

Business Strength: 63/100 (Okay)
Return on Equity (ROE) 12% - Okay
4-Year Revenue Growth +0%/yr - Okay
4-Year Profit Growth +3%/yr - Okay
Net Profit Margin 30% - Strong

Financial Safety: 83/100 (Strong)
Impaired Loans 0.67% - Strong
Loan Loss Coverage 223% - Strong
Capital Ratio (CET1) 11.6% - Okay

Cash & Dividends: 83/100 (Strong)
Dividend Quality 4% - Okay
Cash & Cash Equivalents Growing & covers near-term debt - Strong
Dividend Payout Ratio 44% - Strong

Price Fairness: 50/100 (Okay)
P/E Ratio 10.6× - Strong
P/B Ratio 1.3× - Okay
PEG Ratio 3.1 - Weak

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) -3%/yr - Strong

## Common questions

### What is Regions Financial's fundamentals score?

Regions Financial (RF) scores 72/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 9% of 503 scored S&P 500 stocks.

### Which pillar is Regions Financial strongest and weakest on?

Its strongest pillar is Risk (100/100); its weakest is Price Fairness (50/100).

### How does Regions Financial rank against its sector?

Regions Financial ranks #8 of 14 scored Banking stocks on Score Your Stock.

### Does Regions Financial pay dividends?

Yes. Regions Financial (RF) has a dividend yield of 3.8%, from dividends with an ex-date in the last 12 months. It pays out 44% of its profit as dividends. Its Cash & Dividends pillar scores 83/100.

### How do I buy Regions Financial shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy RF. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Regions Financial (RF), in plain English?

Regions Financial (RF) is a Banking company (Banks - Regional). On Score Your Stock's fundamentals check, it scores 72/100, rated Okay. Its biggest strength is Risk (100/100); its main watch-out is Price Fairness (50/100). Shares currently cost about 11 years of its current profit to buy (P/E 10.6×). It also pays back about 3.8% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/rf-regions-financial

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/rf-regions-financial
Educational tool, not investment advice. Data isn't real-time.