# Phillips 66 - Phillips 66 Common Stock (PSX)

Stock code PSX · Yahoo ticker PSX · Sector: Energy

Overall fundamentals score: 69/100 (Okay). Top 14% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 67/100 | Okay |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 67/100 | Okay |
| Risk | 58/100 | Okay |

## Every measure

Phillips 66 (PSX): Overall score: 69/100 (Okay)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) 37% - Strong
4-Year Revenue Growth +4%/yr - Okay
4-Year Profit Growth +21%/yr - Strong
Net Profit Margin 7% - Okay
Quarterly Momentum +14% - Strong

Financial Safety: 67/100 (Okay)
Debt-to-Equity 0.5× - Okay
Current Ratio 1.3× - Okay
Interest Coverage 14.3× - Strong

Cash & Dividends: 75/100 (Okay)
Dividend Quality 2% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 67/100 (Okay)
P/E Ratio 8.8× - Strong
P/B Ratio 3.2× - Weak
PEG Ratio 0.4 - Strong

Risk: 58/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Stable - Okay
Share Count Trend (4yr) -3%/yr - Strong
Inventory vs Sales (4yr) +14.1 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) +0.2% - Okay
Quarterly Consistency 2 of 4 quarters down - Okay

## Common questions

### What is Phillips 66's fundamentals score?

Phillips 66 (PSX) scores 69/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 14% of 503 scored S&P 500 stocks.

### Which pillar is Phillips 66 strongest and weakest on?

Its strongest pillar is Business Strength (80/100); its weakest is Risk (58/100).

### How does Phillips 66 rank against its sector?

Phillips 66 ranks #3 of 21 scored Energy stocks on Score Your Stock.

### Does Phillips 66 pay dividends?

Yes. Phillips 66 (PSX) has a dividend yield of 1.8%, from dividends with an ex-date in the last 12 months. It pays out 16% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy Phillips 66 shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy PSX. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Phillips 66 (PSX), in plain English?

Phillips 66 (PSX) is a Energy company (Oil & Gas Refining & Marketing). On Score Your Stock's fundamentals check, it scores 69/100, rated Okay. Its biggest strength is Business Strength (80/100); its main watch-out is Risk (58/100). Shares currently cost about 9 years of its current profit to buy (P/E 8.8×). It also pays back about 1.8% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/psx-phillips-66

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/psx-phillips-66
Educational tool, not investment advice. Data isn't real-time.