# M&T Bank - M&T Bank Corporation Common Stock (MTB)

Stock code MTB · Yahoo ticker MTB · Sector: Banking

Overall fundamentals score: 69/100 (Okay). Top 13% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 70/100 | Okay |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 50/100 | Okay |
| Price Fairness | 50/100 | Okay |
| Risk | 100/100 | Strong |

## Every measure

M&T Bank (MTB): Overall score: 69/100 (Okay)

Business Strength: 70/100 (Okay)
Return on Equity (ROE) 11% - Okay
4-Year Revenue Growth +2%/yr - Okay
4-Year Profit Growth +3%/yr - Okay
Net Profit Margin 30% - Strong
Quarterly Momentum +175% - Strong

Financial Safety: 83/100 (Strong)
Impaired Loans 0.84% - Strong
Loan Loss Coverage 180% - Strong
Capital Ratio (CET1) 11.8% - Okay

Cash & Dividends: 50/100 (Okay)
Dividend Quality 3% - Weak
Cash & Cash Equivalents Partly healthy - Okay
Dividend Payout Ratio 35% - Strong

Price Fairness: 50/100 (Okay)
P/E Ratio 10.6× - Strong
P/B Ratio 1.1× - Okay
PEG Ratio 3.3 - Weak

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) -4%/yr - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is M&T Bank's fundamentals score?

M&T Bank (MTB) scores 69/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 13% of 503 scored S&P 500 stocks.

### Which pillar is M&T Bank strongest and weakest on?

Its strongest pillar is Risk (100/100); its weakest is Cash & Dividends (50/100).

### How does M&T Bank rank against its sector?

M&T Bank ranks #11 of 14 scored Banking stocks on Score Your Stock.

### Does M&T Bank pay dividends?

Yes. M&T Bank (MTB) has a dividend yield of 2.7%, from dividends with an ex-date in the last 12 months. It pays out 35% of its profit as dividends. Its Cash & Dividends pillar scores 50/100.

### How do I buy M&T Bank shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy MTB. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is M&T Bank (MTB), in plain English?

M&T Bank (MTB) is a Banking company (Banks - Regional). On Score Your Stock's fundamentals check, it scores 69/100, rated Okay. Its biggest strength is Risk (100/100); its main watch-out is Cash & Dividends (50/100). Shares currently cost about 11 years of its current profit to buy (P/E 10.6×). It also pays back about 2.7% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/mtb-m-t-bank

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/mtb-m-t-bank
Educational tool, not investment advice. Data isn't real-time.