# Mosaic - Mosaic Company (The) Common Stock (MOS)

Stock code MOS · Yahoo ticker MOS · Sector: Basic Materials

Overall fundamentals score: 22/100 (Weak). Bottom 1% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 0/100 | Weak |
| Financial Safety | 33/100 | Weak |
| Cash & Dividends | 25/100 | Weak |
| Price Fairness | 33/100 | Weak |
| Risk | 17/100 | Weak |

## Every measure

Mosaic (MOS): Overall score: 22/100 (Weak)

Business Strength: 0/100 (Weak)
Return on Equity (ROE) -6% - Weak
4-Year Revenue Growth -4%/yr - Weak
4-Year Profit Growth n/m (loss-making) - Weak
Net Profit Margin n/m (loss-making) - Weak
Quarterly Momentum n/m (loss-making) - Weak

Financial Safety: 33/100 (Weak)
Debt-to-Equity 0.5× - Okay
Current Ratio 1.3× - Okay
Interest Coverage 0.1× - Weak

Cash & Dividends: 25/100 (Weak)
Dividend Quality 5% - Okay
Operating Cash Flow Positive but bumpy - Okay
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Shrinking & thin - Weak

Price Fairness: 33/100 (Weak)
P/E Ratio n/m (loss-making) - Weak
P/B Ratio 0.5× - Strong
PEG Ratio n/m (growth not measurable) - Weak

Risk: 17/100 (Weak)
Earnings Consistency Very bumpy - Weak
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) -1%/yr - Strong
Inventory vs Sales (4yr) +16.9 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) -16.4% - Weak
Quarterly Consistency Loss in 3 of 8 quarters - Weak

## Common questions

### What is Mosaic's fundamentals score?

Mosaic (MOS) scores 22/100 (Weak) on Score Your Stock's educational fundamentals model: in the bottom 1% of 503 scored S&P 500 stocks.

### Which pillar is Mosaic strongest and weakest on?

Its strongest pillar is Financial Safety (33/100); its weakest is Business Strength (0/100).

### How does Mosaic rank against its sector?

Mosaic ranks #18 of 19 scored Basic Materials stocks on Score Your Stock.

### Does Mosaic pay dividends?

Yes. Mosaic (MOS) has a dividend yield of 4.8%, from dividends with an ex-date in the last 12 months. Its Cash & Dividends pillar scores 25/100.

### How do I buy Mosaic shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy MOS. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Mosaic (MOS), in plain English?

Mosaic (MOS) is a Basic Materials company (Agricultural Inputs). On Score Your Stock's fundamentals check, it scores 22/100, rated Weak. Its biggest strength is Financial Safety (33/100); its main watch-out is Business Strength (0/100). It also pays back about 4.8% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/mos-mosaic

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/mos-mosaic
Educational tool, not investment advice. Data isn't real-time.