# Jack Henry & Associates - Jack Henry & Associates, Inc. (JKHY)

Stock code JKHY · Yahoo ticker JKHY · Sector: Technology

Overall fundamentals score: 62/100 (Okay). Top 29% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 50/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 90/100 | Strong |

## Every measure

Jack Henry & Associates (JKHY): Overall score: 62/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 25% - Strong
4-Year Revenue Growth +7%/yr - Okay
4-Year Profit Growth +11%/yr - Strong
Net Profit Margin 20% - Strong
Quarterly Momentum +7% - Strong

Financial Safety: 83/100 (Strong)
Debt-to-Equity 0× - Strong
Current Ratio 1.2× - Okay
Interest Coverage 122.2× - Strong

Cash & Dividends: 50/100 (Okay)
Dividend Quality 1% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Shrinking & thin - Weak

Price Fairness: 0/100 (Weak)
P/E Ratio 22.5× - Weak
P/B Ratio 5.5× - Weak
PEG Ratio 2 - Weak

Risk: 90/100 (Strong)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Falling - Strong
Share Count Trend (4yr) -1%/yr - Strong
Asset Turnover Trend (4yr) +8% - Okay
Quarterly Consistency 1 of 4 quarters down - Strong

## Common questions

### What is Jack Henry & Associates's fundamentals score?

Jack Henry & Associates (JKHY) scores 62/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 29% of 503 scored S&P 500 stocks.

### Which pillar is Jack Henry & Associates strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Price Fairness (0/100).

### How does Jack Henry & Associates rank against its sector?

Jack Henry & Associates ranks #36 of 86 scored Technology stocks on Score Your Stock.

### Does Jack Henry & Associates pay dividends?

Yes. Jack Henry & Associates (JKHY) has a dividend yield of 1.5%, from dividends with an ex-date in the last 12 months. It pays out 34% of its profit as dividends. Its Cash & Dividends pillar scores 50/100.

### How do I buy Jack Henry & Associates shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy JKHY. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Jack Henry & Associates (JKHY), in plain English?

Jack Henry & Associates (JKHY) is a Technology company (Information Technology Services). On Score Your Stock's fundamentals check, it scores 62/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 22 years of its current profit to buy (P/E 22.5×). It also pays back about 1.5% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/jkhy-jack-henry-associates

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/jkhy-jack-henry-associates
Educational tool, not investment advice. Data isn't real-time.