# IBM - International Business Machines Corporation Common Stock (IBM)

Stock code IBM · Yahoo ticker IBM · Sector: Technology

Overall fundamentals score: 48/100 (Okay). Bottom 37% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | 33/100 | Weak |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 17/100 | Weak |
| Risk | 42/100 | Okay |

## Every measure

IBM (IBM): Overall score: 48/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 31% - Strong
4-Year Revenue Growth +4%/yr - Okay
4-Year Profit Growth +14%/yr - Strong
Net Profit Margin 16% - Strong
Quarterly Momentum +8% - Strong

Financial Safety: 33/100 (Weak)
Debt-to-Equity 1.9× - Weak
Current Ratio 0.9× - Weak
Interest Coverage 6.5× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality 3% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 17/100 (Weak)
P/E Ratio 21.8× - Weak
P/B Ratio 6.9× - Weak
PEG Ratio 1.5 - Okay

Risk: 42/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +1%/yr - Strong
Inventory vs Sales (4yr) +14.6 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) -1.5% - Okay
Quarterly Consistency Loss in 1 of 8 quarters - Weak

## Common questions

### What is IBM's fundamentals score?

IBM (IBM) scores 48/100 (Okay) on Score Your Stock's educational fundamentals model: in the bottom 37% of 503 scored S&P 500 stocks.

### Which pillar is IBM strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Price Fairness (17/100).

### How does IBM rank against its sector?

IBM ranks #65 of 86 scored Technology stocks on Score Your Stock.

### Does IBM pay dividends?

Yes. IBM (IBM) has a dividend yield of 2.6%, from dividends with an ex-date in the last 12 months. It pays out 57% of its profit as dividends. Its Cash & Dividends pillar scores 63/100.

### How do I buy IBM shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy IBM. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is IBM (IBM), in plain English?

IBM (IBM) is a Technology company (Information Technology Services). On Score Your Stock's fundamentals check, it scores 48/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Price Fairness (17/100). Shares currently cost about 22 years of its current profit to buy (P/E 21.8×). It also pays back about 2.6% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/ibm-ibm

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/ibm-ibm
Educational tool, not investment advice. Data isn't real-time.