# Fair Isaac - Fair Isaac Corporation Common Stock (FICO)

Stock code FICO · Yahoo ticker FICO · Sector: Technology

Overall fundamentals score: 71/100 (Okay). Top 10% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 50/100 | Okay |
| Risk | 80/100 | Strong |

## Every measure

Fair Isaac (FICO): Overall score: 71/100 (Okay)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) n/m (negative equity) - Weak
4-Year Revenue Growth +17%/yr - Strong
4-Year Profit Growth +24%/yr - Strong
Net Profit Margin 34% - Strong
Quarterly Momentum +24% - Strong

Financial Safety: 83/100 (Strong)
Debt-to-Equity -1.4× - Strong
Current Ratio 1.2× - Okay
Interest Coverage 6.7× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality No dividends paid - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 50/100 (Okay)
P/E Ratio 18.9× - Okay
P/B Ratio n/m (negative equity) - Weak
PEG Ratio 0.8 - Strong

Risk: 80/100 (Strong)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) -5%/yr - Strong
Asset Turnover Trend (4yr) +22.3% - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is Fair Isaac's fundamentals score?

Fair Isaac (FICO) scores 71/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 10% of 503 scored S&P 500 stocks.

### Which pillar is Fair Isaac strongest and weakest on?

Its strongest pillar is Financial Safety (83/100); its weakest is Price Fairness (50/100).

### How does Fair Isaac rank against its sector?

Fair Isaac ranks #14 of 86 scored Technology stocks on Score Your Stock.

### Does Fair Isaac pay dividends?

Fair Isaac (FICO) has not paid a dividend in the last 12 months.

### How do I buy Fair Isaac shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy FICO. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Fair Isaac (FICO), in plain English?

Fair Isaac (FICO) is a Technology company (Software - Application). On Score Your Stock's fundamentals check, it scores 71/100, rated Okay. Its biggest strength is Financial Safety (83/100); its main watch-out is Price Fairness (50/100). Shares currently cost about 19 years of its current profit to buy (P/E 18.9×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/fico-fair-isaac

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/fico-fair-isaac
Educational tool, not investment advice. Data isn't real-time.