# Capital One - Capital One Financial Corporation Common Stock (COF)

Stock code COF · Yahoo ticker COF · Sector: Financial Services

Overall fundamentals score: 74/100 (Okay). Top 5% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | N/A | N/A |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 83/100 | Strong |
| Risk | 40/100 | Okay |

## Every measure

Capital One (COF): Overall score: 74/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 10% - Okay
4-Year Revenue Growth +19%/yr - Strong
4-Year Profit Growth +31%/yr - Strong
Net Profit Margin 17% - Strong
Quarterly Momentum +45% - Strong

Cash & Dividends: 75/100 (Okay)
Dividend Quality 2% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 83/100 (Strong)
P/E Ratio 11.6× - Strong
P/B Ratio 1.1× - Okay
PEG Ratio 0.4 - Strong

Risk: 40/100 (Okay)
Earnings Consistency Uneven - Okay
Debt Trend (4yr) Stable - Okay
Share Count Trend (4yr) +17%/yr - Weak
Asset Turnover Trend (4yr) +21.1% - Strong
Quarterly Consistency Loss in 1 of 8 quarters - Weak

## Common questions

### What is Capital One's fundamentals score?

Capital One (COF) scores 74/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 5% of 503 scored S&P 500 stocks.

### Which pillar is Capital One strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Risk (40/100).

### How does Capital One rank against its sector?

Capital One ranks #8 of 56 scored Financial Services stocks on Score Your Stock.

### Does Capital One pay dividends?

Yes. Capital One (COF) has a dividend yield of 1.6%, from dividends with an ex-date in the last 12 months. It pays out 20% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy Capital One shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy COF. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Capital One (COF), in plain English?

Capital One (COF) is a Financial Services company (Credit Services). On Score Your Stock's fundamentals check, it scores 74/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Risk (40/100). Shares currently cost about 12 years of its current profit to buy (P/E 11.6×). It also pays back about 1.6% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/cof-capital-one

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/cof-capital-one
Educational tool, not investment advice. Data isn't real-time.