# Cincinnati Financial - Cincinnati Financial Corporation (CINF)

Stock code CINF · Yahoo ticker CINF · Sector: Financial Services

Overall fundamentals score: 82/100 (Strong). Top 1% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 100/100 | Strong |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 83/100 | Strong |
| Risk | 60/100 | Okay |

## Every measure

Cincinnati Financial (CINF): Overall score: 82/100 (Strong)

Business Strength: 100/100 (Strong)
Return on Equity (ROE) 16% - Strong
4-Year Revenue Growth +10%/yr - Strong
4-Year Profit Growth +13%/yr - Strong
Net Profit Margin 20% - Strong
Quarterly Momentum +20% - Strong

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0.1× - Strong
Interest Coverage 64.4× - Strong

Cash & Dividends: 75/100 (Okay)
Dividend Quality 2% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 83/100 (Strong)
P/E Ratio 10.4× - Strong
P/B Ratio 1.7× - Okay
PEG Ratio 0.8 - Strong

Risk: 60/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Stable - Okay
Share Count Trend (4yr) -1%/yr - Strong
Asset Turnover Trend (4yr) +2% - Okay
Quarterly Consistency Loss in 1 of 8 quarters - Weak

## Common questions

### What is Cincinnati Financial's fundamentals score?

Cincinnati Financial (CINF) scores 82/100 (Strong) on Score Your Stock's educational fundamentals model: in the top 1% of 503 scored S&P 500 stocks.

### Which pillar is Cincinnati Financial strongest and weakest on?

Its strongest pillar is Business Strength (100/100); its weakest is Risk (60/100).

### How does Cincinnati Financial rank against its sector?

Cincinnati Financial ranks #1 of 56 scored Financial Services stocks on Score Your Stock.

### Does Cincinnati Financial pay dividends?

Yes. Cincinnati Financial (CINF) has a dividend yield of 2%, from dividends with an ex-date in the last 12 months. It pays out 21% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy Cincinnati Financial shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy CINF. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Cincinnati Financial (CINF), in plain English?

Cincinnati Financial (CINF) is a Financial Services company (Insurance - Property & Casualty). On Score Your Stock's fundamentals check, it scores 82/100, rated Strong. Its biggest strength is Business Strength (100/100); its main watch-out is Risk (60/100). Shares currently cost about 10 years of its current profit to buy (P/E 10.4×). It also pays back about 2.0% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/cinf-cincinnati-financial

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/cinf-cincinnati-financial
Educational tool, not investment advice. Data isn't real-time.